First Federal Bank in Roswell, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 13, 2007

  • First Federal Bank in Roswell, New Mexico (NM)
  • Show street view No street view available for this location

First Federal Bank - Overview

  • General
  • FDIC Certificate #: 29702
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Washington Federal (#28088)
    Federal Reserve ID: 408576
    Date Established: January 01, 1920
    WWW: http://www.1stfedbank.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3916
    FDIC's unique #: 42536
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 15, 1936
    Last Structure Change Effective Date: Febuary 13, 2007
    Last Structure Change Process Date: Febuary 22, 2007
    Last Data Update: Febuary 22, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 N Pennsylvania Ave, Roswell, NM 88201
    County: Chaves
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Roswell, NM (#40740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $545.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 170Total employees (full-time equivalent)
  • $545,168Total assets
  • $62,181Cash and due from depository institutions
  • $44,400Interest-bearing balances
  • $45,960Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $410,106Net loans & leases
  • $3,150Loan loss allowance
  • $0Trading account assets
  • $13,443Bank premises and fixed assets
  • $101Other real estate owned
  • $5,446Goodwill and other intangibles
  • $0Life insurance assets
  • $7,931All other assets
  • $545,168Total liabilities and capital
  • $485,593Total liabilities
  • $386,106Total deposits
  • $316,742Interest-bearing deposits
  • $386,106Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $95,826Other borrowed funds
  • $0Subordinated debt
  • $3,661All other liabilities
  • $59,575Total equity capital
  • $59,575Total bank equity capital
  • $59,575Perpetual preferred stock
  • $0Common stock
  • $409Surplus
  • $27,816Undivided profits
  • Memoranda
  • $31,350Noncurrent loans and leases
  • $73,467Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $878Earning assets
  • $0Long-term assets (5+ years)
  • $2,196Average Assets, year-to-date
  • $500,466Average Assets, quarterly
  • $0Volatile liabilities
  • $550,643Insider loans
  • $546,112FHLB advances
  • $245,960Loans and leases held for sale
  • $622Unused loan commitments
  • $95,657Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $73,467Total unused commitments
  • $272Restructured Loans and leases
  • $3,150Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $36,220Total interest income
  • $12,676Total interest expense
  • $23,544Net interest income
  • $390Provision for loan and lease losses
  • $3,012Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,012Additional noninterest income
  • $16,615Total noninterest expense
  • $10,494Salaries and employee benefits
  • $3,409Premises and equipment expense
  • $2,712Additional noninterest expense
  • $9,551Pre-tax net operating income
  • $423Securities gains (losses)
  • $4,084Applicable income taxes
  • $5,890Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,890Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $886Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.14%Yield on earning assets
  • 2.50%Cost of funding earning assets
  • 4.64%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 3.27%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 10.43%Return on equity (ROE)
  • 10.43%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 44.02%Credit loss provision to net charge-offs
  • 11.22%Efficiency ratio
  • 60,932Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.76%Loss allowance to noncurrent loans
  • 358.77%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 106.22%Net loans and leases to core deposits
  • 173.79%Equity capital to assets
  • 10.93%Core capital (leverage) ratio
  • 10.02%Tier 1 risk-based capital ratio
  • 15.06%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $550,643Average earning assets
  • $56,446Average equity
  • $507,388Average loans

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