First Federal Bank of Wisconsin in Waukesha, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First Federal Bank of Wisconsin in Waukesha, Wisconsin (WI)
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First Federal Bank of Wisconsin - Overview

  • General
  • FDIC Certificate #: 30422
    Status: Active
    Federal Reserve ID: 331076
    Date Established: January 01, 1922
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 5313
    FDIC's unique #: 43256
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 26, 1949
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 134 W Wisconsin Ave, Waukesha, WI 53187
    County: Waukesha
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $119.2 mil
    Equity capital: $12.4 mil
    Deposits held in domestic offices: $102.2 mil
    Return on assets (ROA): 0.09% ($0.1 mil)
    Quarterly return on assets: -0.05% (-$0.1 mil)
    Return on Equity (ROE): 0.86% ($0.1 mil)
    Quarterly return on equity: -0.52% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.11% ($131.1 mil)
    Quarterly Pretax return on assets: -0.11% (-$131.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $119,169Total assets
  • $17,249Cash and due from depository institutions
  • $16,703Interest-bearing balances
  • $9,830Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $83,836Net loans & leases
  • $727Loan loss allowance
  • $0Trading account assets
  • $1,696Bank premises and fixed assets
  • $1,790Other real estate owned
  • $0Goodwill and other intangibles
  • $119,169Life insurance assets
  • $4,768All other assets
  • $106,817Total liabilities and capital
  • $102,236Total liabilities
  • $93,296Total deposits
  • $102,236Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,000Trading liabilities
  • $0Other borrowed funds
  • $581Subordinated debt
  • $12,352All other liabilities
  • $12,352Total equity capital
  • $12,352Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $12,352Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,647Income earned, not collected on loans
  • $0Earning assets
  • $329Long-term assets (5+ years)
  • $110,369Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $124,657Volatile liabilities
  • $121,477Insider loans
  • $93,566FHLB advances
  • $119,169Loans and leases held for sale
  • $2,352Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,352Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $14,164Restructured Loans and leases
  • $1,516Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,686Total interest income
  • $1,121Total interest expense
  • $3,565Net interest income
  • $360Provision for loan and lease losses
  • -$71Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$71Additional noninterest income
  • $2,993Total noninterest expense
  • $1,659Salaries and employee benefits
  • $791Premises and equipment expense
  • $543Additional noninterest expense
  • $141Pre-tax net operating income
  • $0Securities gains (losses)
  • $35Applicable income taxes
  • $106Income before extraordinary items
  • $0Extraordinary gains - net
  • $106Net income attributable to bank
  • $0Net charge-offs
  • $106Cash dividends
  • $269Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.05%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 3.08%Net interest margin
  • -0.06%Noninterest income to earning assets
  • 2.59%Noninterest expense to earning assets
  • 0.09%Net operating income to assets
  • 0.09%Return on assets (ROA)
  • 0.11%Pretax return on assets
  • 0.86%Return on equity (ROE)
  • 0.86%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 133.83%Credit loss provision to net charge-offs
  • 1.86%Efficiency ratio
  • 85,661Assets per employee
  • 5.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.86%Loss allowance to noncurrent loans
  • 44.14%Noncurrent assets plus other real estate owned to assets
  • 2.88%Noncurrent loans to loans
  • 1.95%Net loans and leases to deposits
  • 82.00%Net loans and leases to core deposits
  • 83.49%Equity capital to assets
  • 10.37%Core capital (leverage) ratio
  • 10.37%Tier 1 risk-based capital ratio
  • 13.20%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $124,657Average earning assets
  • $12,327Average equity
  • $115,778Average loans

List of branches

  • 3 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043256First Federal Bank Of Wisconsin134 W Wisconsin Ave, Waukesha, WI 53187January 01, 1922Full Service Brick and Mortar
    12803691801 Summit Avenue Branch1801 Summit Avenue, Waukesha, WI 53187January 01, 1922Full Service Brick and Mortar
    1012803711617 E Racine Ave. Branch1617 E Racine Ave., Waukesha, WI 53186June 30, 1985Full Service Brick and Mortar

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