First Federal Savings Bank in city_name, state_name - Detailed Financial Reports, Location

First Federal Savings Bank in Huntington, Indiana (IN)
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First Federal Savings Bank - Overview

General
FDIC Certificate #: 29690
Status: Active
Federal Reserve ID: 107570
Date Established: January 01, 1932
WWW: http://www.firstfedhuntington.com
Trust Powers Granted: Yes
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 3892
FDIC's unique #: 42524
Numeric code: 33
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 19, 1935
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 648 N Jefferson St, Huntington, IN 46750
County: Huntington
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Fort Wayne, IN (#2760)
Combined Statistical Area (CSA): Fort Wayne-Huntington-Auburn, IN (#258)
Core Based Statistical Area (CBSA): Huntington, IN (#26540)
CBSA Micro Statistical Area: Yes
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $261.6 mil
Equity capital: $26.1 mil
Deposits held in domestic offices: $191.3 mil
Return on assets (ROA): 0.83% ($2.2 mil)
Quarterly return on assets: 1.18% ($3.1 mil)
Return on Equity (ROE): 8.52% ($2.2 mil)
Quarterly return on equity: 11.84% ($3.1 mil)
Net income: $2.1 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.06% ($2,773.4 mil)
Quarterly Pretax return on assets: 1.64% ($4,291.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
62Total employees (full-time equivalent)
$261,645Total assets
$14,284Cash and due from depository institutions
$11,617Interest-bearing balances
$51,833Securities
$0Federal funds sold & reverse repurchase agreements
$176,930Net loans & leases
$2,434Loan loss allowance
$0Trading account assets
$2,619Bank premises and fixed assets
$1,235Other real estate owned
$690Goodwill and other intangibles
$261,645Life insurance assets
$14,054All other assets
$235,546Total liabilities and capital
$191,344Total liabilities
$175,732Total deposits
$191,344Interest-bearing deposits
$69Deposits held in domestic offices
12893.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$29,500Trading liabilities
$0Other borrowed funds
$1,809Subordinated debt
$26,099All other liabilities
$26,099Total equity capital
$26,099Total bank equity capital
$110Perpetual preferred stock
$22Common stock
$12,150Surplus
$13,817Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,759Income earned, not collected on loans
$0Earning assets
$981Long-term assets (5+ years)
$240,380Average Assets, year-to-date
$0Average Assets, quarterly
$257,698Volatile liabilities
$260,386Insider loans
$174,711FHLB advances
$260,055Loans and leases held for sale
$7,017Unused loan commitments
$0Tier 1 (core) risk-based capital
$24,399Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$37,231Restructured Loans and leases
$2,208Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$12,216Total interest income
$3,103Total interest expense
$9,113Net interest income
$2,175Provision for loan and lease losses
$2,383Total noninterest income
$0Fiduciary activities
$176Service charges on deposit accounts
$0Trading account gains & fees
$2,207Additional noninterest income
$6,866Total noninterest expense
$3,505Salaries and employee benefits
$1,501Premises and equipment expense
$1,860Additional noninterest expense
$2,455Pre-tax net operating income
$272Securities gains (losses)
$592Applicable income taxes
$2,135Income before extraordinary items
$0Extraordinary gains - net
$2,135Net income attributable to bank
$0Net charge-offs
$2,135Cash dividends
$1,493Sale, conversion, retirement of capital stock, net
$1,214Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.17%Yield on earning assets
1.31%Cost of funding earning assets
3.86%Net interest margin
1.01%Noninterest income to earning assets
2.91%Noninterest expense to earning assets
0.75%Net operating income to assets
0.83%Return on assets (ROA)
1.06%Pretax return on assets
8.52%Return on equity (ROE)
3.68%Retained earnings to average equity (YTD only)
0.82%Net charge-offs to loans
145.68%Credit loss provision to net charge-offs
3.10%Efficiency ratio
59,012Assets per employee
4.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
56.86%Loss allowance to loans
1.36%Loss allowance to noncurrent loans
42.26%Noncurrent assets plus other real estate owned to assets
2.67%Noncurrent loans to loans
3.21%Net loans and leases to deposits
92.47%Net loans and leases to core deposits
105.36%Equity capital to assets
9.97%Core capital (leverage) ratio
9.38%Tier 1 risk-based capital ratio
13.97%Total risk-based capital ratio
Memoranda
$15Average assets
$257,698Average earning assets
$25,048Average equity
$236,287Average loans

Total Fiduciary and Related Assets (December 31, 2002)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$40,394Managed Assets
1Number of Accounts
$16,787Personal trust and agency accounts
$6,688Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,173Other retirement accounts
$143Corporate trust and agency accounts
$339Investment management agency accounts
$6,444Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
264Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$23,607Other retirement accounts
$2,539Corporate trust and agency accounts
$0Other fiduciary accounts
$4,416Fiduciary accounts held in foreign offices

List of branches

5 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	42524	First Federal Savings Bank	648 N Jefferson St, Huntington, IN 46750	January 01, 1932	Full Service Brick and Mortar
100	276826	1240 S Jefferson St Branch	1240 South Jefferson Street, Huntington, IN 46750	January 01, 1932	Full Service Brick and Mortar
101	276827	Frontage Road Branch	100 Frontage Road, Huntington, IN 46750	June 30, 1996	Full Service Brick and Mortar
102	495509	402 East Center Street Branch	402 East Center Street, Warsaw, IN 46580	January 15, 2007	Full Service Brick and Mortar
103	518100	South Bend Dr Branch	5317 S Bend Dr, Fort Wayne, IN 46804	September 15, 2009	Full Service Brick and Mortar

First Federal Savings Bank in Huntington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2002)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Savings Bank in Huntington, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2002)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Savings Bank in Huntington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches