First Federal Savings and Loan Association of America - Overview
General
FDIC Certificate #: 28741 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Bank of Hawaii (#18053) Federal Reserve ID: 446578 Date Established: January 01, 1904 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 2260 FDIC's unique #: 41575 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: March 27, 1937 Last Structure Change Effective Date: September 30, 1998 Last Structure Change Process Date: December 07, 1998 Last Data Update: December 07, 1998 Data Source Date: April 05, 2012
Location
Address: 851 Fort Street, Honolulu, HI 96813 County: Honolulu Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: San Francisco Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Honolulu, HI (#3320) Core Based Statistical Area (CBSA): Honolulu, HI (#26180) CBSA Metro Statistical Area: Honolulu, HI (#26180)
Financial Summary
Total assets: $1,246.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
243Total employees (full-time equivalent)
$1,350,864Total assets
$16,638Cash and due from depository institutions
$4,938Interest-bearing balances
$88,880Securities
$105,000Federal funds sold & reverse repurchase agreements
$1,092,250Net loans & leases
$9,055Loan loss allowance
$0Trading account assets
$15,905Bank premises and fixed assets
$1,711Other real estate owned
$374Goodwill and other intangibles
$0Life insurance assets
$30,106All other assets
$1,350,864Total liabilities and capital
$1,221,608Total liabilities
$963,914Total deposits
$953,391Interest-bearing deposits
$963,914Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$238,595Other borrowed funds
$0Subordinated debt
$19,099All other liabilities
$129,256Total equity capital
$129,256Total bank equity capital
$129,256Perpetual preferred stock
$0Common stock
$0Surplus
$111,194Undivided profits
Memoranda
$18,062Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$16,290Earning assets
$0Long-term assets (5+ years)
$6,405Average Assets, year-to-date
$1,291,068Average Assets, quarterly
$0Volatile liabilities
$1,338,071Insider loans
$1,352,078FHLB advances
$354,001Loans and leases held for sale
$0Unused loan commitments
$238,045Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$100,326Total unused commitments
$0Restructured Loans and leases
$764,778Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$102,189Total interest income
$58,537Total interest expense
$43,652Net interest income
$940Provision for loan and lease losses
$4,175Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$4,175Additional noninterest income
$21,535Total noninterest expense
$9,526Salaries and employee benefits
$5,951Premises and equipment expense
$6,058Additional noninterest expense
$25,352Pre-tax net operating income
$232Securities gains (losses)
$9,882Applicable income taxes
$15,702Income before extraordinary items
$0Extraordinary gains - net
$15,702Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,132Sale, conversion, retirement of capital stock, net
$10,000Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.01%Yield on earning assets
4.59%Cost of funding earning assets
3.42%Net interest margin
0.33%Noninterest income to earning assets
1.69%Noninterest expense to earning assets
1.16%Net operating income to assets
1.17%Return on assets (ROA)
1.91%Pretax return on assets
12.57%Return on equity (ROE)
4.56%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
83.04%Credit loss provision to net charge-offs
23.23%Efficiency ratio
45,027Assets per employee
5.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
63.69%Loss allowance to loans
0.82%Loss allowance to noncurrent loans
55.59%Noncurrent assets plus other real estate owned to assets
1.33%Noncurrent loans to loans
1.48%Net loans and leases to deposits
113.31%Net loans and leases to core deposits
128.73%Equity capital to assets
9.57%Core capital (leverage) ratio
9.57%Tier 1 risk-based capital ratio
16.90%Total risk-based capital ratio
Memoranda
$18Average assets
$1,338,071Average earning assets
$124,949Average equity
$1,275,725Average loans
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First Federal Savings and Loan Association of America
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