First Fidelity Bank, National Association, South Jersey in city_name, state_name

First Fidelity Bank, National Association, South Jersey in Burlington Township, New Jersey (NJ)
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First Fidelity Bank, National Association, South Jersey - Overview

General
FDIC Certificate #: 6456
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Fidelity Bank, National Association, New Jersey (#6385)
Federal Reserve ID: 397111
Date Established: July 09, 1839
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 71 (Interstate: No)
FDIC's unique #: 4319
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 18, 1993
Last Structure Change Process Date: April 01, 1993
Last Data Update: April 01, 1993
Data Source Date: April 05, 2012
Location
Address: Burlington-Mount Holly & Sunset Rds., Burlington Township, NJ 8016
County: Burlington
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Jamesburg
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Camden, NJ (#15804)
Financial Summary
Total assets: $2,194.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$700Total assets
$2,193,999Cash and due from depository institutions
$149,162Interest-bearing balances
$0Securities
$522,449Federal funds sold & reverse repurchase agreements
$275,995Net loans & leases
$1,178,711Loan loss allowance
$34,028Trading account assets
$0Bank premises and fixed assets
$18,241Other real estate owned
$8,286Goodwill and other intangibles
$33,956Life insurance assets
$7,199All other assets
$0Total liabilities and capital
$2,193,999Total liabilities
$2,029,530Total deposits
$1,937,741Interest-bearing deposits
$1,609,538Deposits held in domestic offices
1937741.00%% insured (estimated)
$83Federal funds purchased & repurchase agreements
$63,976Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$27,813Total equity capital
$27,813Total bank equity capital
$164,469Perpetual preferred stock
$0Common stock
$33,658Surplus
$48,658Undivided profits
Memoranda
$82,153Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$35,110Income earned, not collected on loans
$9,198Earning assets
$1,977,155Long-term assets (5+ years)
$720,186Average Assets, year-to-date
$2,318,029Average Assets, quarterly
$2,205,952Volatile liabilities
$108,848Insider loans
$164FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$402,879Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$157,270Total risk weighted assets
$1,297,256Total unused commitments
$0Restructured Loans and leases
$247,000Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$169,425Total interest expense
$73,841Net interest income
$95,584Provision for loan and lease losses
$18,300Total noninterest income
$16,613Fiduciary activities
$0Service charges on deposit accounts
$12,725Trading account gains & fees
$0Additional noninterest income
$3,888Total noninterest expense
$59,877Salaries and employee benefits
$18,120Premises and equipment expense
$8,289Additional noninterest expense
$33,468Pre-tax net operating income
$34,020Securities gains (losses)
-$10Applicable income taxes
$10,081Income before extraordinary items
$23,929Extraordinary gains - net
$0Net income attributable to bank
$23,929Net charge-offs
$26,046Cash dividends
$9,200Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.04%Cost of funding earning assets
3.50%Net interest margin
4.54%Noninterest income to earning assets
0.79%Noninterest expense to earning assets
2.84%Net operating income to assets
1.03%Return on assets (ROA)
1.03%Pretax return on assets
1.47%Return on equity (ROE)
15.11%Retained earnings to average equity (YTD only)
9.30%Net charge-offs to loans
2.06%Credit loss provision to net charge-offs
70.26%Efficiency ratio
52,531Assets per employee
3.13%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.45%Loss allowance to loans
2.81%Loss allowance to noncurrent loans
96.92%Noncurrent assets plus other real estate owned to assets
1.98%Noncurrent loans to loans
2.90%Net loans and leases to deposits
60.83%Net loans and leases to core deposits
62.27%Equity capital to assets
7.50%Core capital (leverage) ratio
7.09%Tier 1 risk-based capital ratio
12.12%Total risk-based capital ratio
Memoranda
$13Average assets
$2,318,029Average earning assets
$158,358Average equity
$2,107,288Average loans

First Fidelity Bank, National Association, South Jersey in Burlington Township, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Fidelity Bank, National Association, South Jersey - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Fidelity Bank, National Association, South Jersey in Burlington Township, New Jersey (NJ)Overview, Financial Summary, Detailed Financial Reports, Branches

First Fidelity Bank, National Association, South Jersey - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Fidelity Bank, National Association, South Jersey in Burlington Township, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches