First Fidelity Investment & Loan in Tustin, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 24, 2002

  • First Fidelity Investment & Loan in Tustin, California (CA)
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First Fidelity Investment & Loan - Overview

  • General
  • FDIC Certificate #: 26014
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Hawthorne Savings, F.S.B. (#30494)
    Federal Reserve ID: 803966
    Date Established: June 27, 1967
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 14290
    FDIC's unique #: 32294
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 20, 1985
    Last Structure Change Effective Date: August 24, 2002
    Last Structure Change Process Date: October 16, 2002
    Last Data Update: October 16, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 3061 Edinger Avenue, Tustin, CA 92780
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $659.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 70Total employees (full-time equivalent)
  • $616,783Total assets
  • $3,891Cash and due from depository institutions
  • $2,755Interest-bearing balances
  • $97,824Securities
  • $15Federal funds sold & reverse repurchase agreements
  • $498,033Net loans & leases
  • $5,816Loan loss allowance
  • $0Trading account assets
  • $524Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $16,496All other assets
  • $616,783Total liabilities and capital
  • $575,358Total liabilities
  • $414,235Total deposits
  • $413,138Interest-bearing deposits
  • $414,235Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $17,600Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $141,500Other borrowed funds
  • $0Subordinated debt
  • $2,023All other liabilities
  • $41,425Total equity capital
  • $41,425Total bank equity capital
  • $41,425Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $16,500Undivided profits
  • Memoranda
  • $22,925Noncurrent loans and leases
  • $5,873Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,816Earning assets
  • $0Long-term assets (5+ years)
  • $2,630Average Assets, year-to-date
  • $598,627Average Assets, quarterly
  • $198,875Volatile liabilities
  • $603,314Insider loans
  • $611,740FHLB advances
  • $208,228Loans and leases held for sale
  • $0Unused loan commitments
  • $141,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,873Total unused commitments
  • $0Restructured Loans and leases
  • $5,816Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $54,256Total interest income
  • $29,439Total interest expense
  • $24,817Net interest income
  • $496Provision for loan and lease losses
  • $187Total noninterest income
  • $0Fiduciary activities
  • $2Service charges on deposit accounts
  • $0Trading account gains & fees
  • $185Additional noninterest income
  • $8,664Total noninterest expense
  • $5,084Salaries and employee benefits
  • $1,079Premises and equipment expense
  • $2,501Additional noninterest expense
  • $15,844Pre-tax net operating income
  • $574Securities gains (losses)
  • $6,664Applicable income taxes
  • $9,754Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,754Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $24Sale, conversion, retirement of capital stock, net
  • $8,260Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.25%Yield on earning assets
  • 5.02%Cost of funding earning assets
  • 4.23%Net interest margin
  • 0.03%Noninterest income to earning assets
  • 1.48%Noninterest expense to earning assets
  • 1.56%Net operating income to assets
  • 1.62%Return on assets (ROA)
  • 2.72%Pretax return on assets
  • 23.21%Return on equity (ROE)
  • 3.56%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 2066.67%Credit loss provision to net charge-offs
  • 680.83%Efficiency ratio
  • 34,650Assets per employee
  • 8.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.68%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 320.26%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 120.23%Net loans and leases to core deposits
  • 183.70%Equity capital to assets
  • 6.72%Core capital (leverage) ratio
  • 7.16%Tier 1 risk-based capital ratio
  • 8.99%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $603,314Average earning assets
  • $42,021Average equity
  • $586,532Average loans

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