First Green Bank in city_name, state_name - Detailed Financial Reports, Location

First Green Bank in Mount Dora, Florida (FL)
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First Green Bank routing number info

First Green Bank - Overview

General
FDIC Certificate #: 58874
Status: Active
Federal Reserve ID: 3900950
Date Established: Febuary 17, 2009
WWW: http://www.firstgreenbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 5, Interstate: No)
FDIC's unique #: 473597
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 17, 2009
Last Structure Change Effective Date: November 14, 2011
Last Structure Change Process Date: December 01, 2011
Last Data Update: December 01, 2011
Data Source Date: April 05, 2012
Location
Address: 18251 State Highway 441, Mount Dora, FL 32757
County: Lake
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Gainesville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Orlando, FL (#5960)
Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422)
Core Based Statistical Area (CBSA): Orlando-Kissimmee-Sanford, FL (#36740)
CBSA Metro Statistical Area: Orlando-Kissimmee-Sanford, FL (#36740)
History of Changes
Change in Location
Financial Summary
Total assets: $163.6 mil
Equity capital: $21.0 mil
Deposits held in domestic offices: $141.9 mil
Return on assets (ROA): 0.38% ($0.6 mil)
Quarterly return on assets: 0.40% ($0.7 mil)
Return on Equity (ROE): 3.06% ($0.6 mil)
Quarterly return on equity: 3.08% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.61% ($997.7 mil)
Quarterly Pretax return on assets: 0.63% ($1,030.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
42Total employees (full-time equivalent)
$163,556Total assets
$3,202Cash and due from depository institutions
$55Interest-bearing balances
$22,389Securities
$4,165Federal funds sold & reverse repurchase agreements
$119,066Net loans & leases
$1,538Loan loss allowance
$0Trading account assets
$9,228Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$163,556Life insurance assets
$5,506All other assets
$142,544Total liabilities and capital
$141,896Total liabilities
$116,084Total deposits
$141,896Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$648Subordinated debt
$21,012All other liabilities
$21,012Total equity capital
$21,012Total bank equity capital
$4,683Perpetual preferred stock
$8,835Common stock
$9,102Surplus
$-1,608Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$571Long-term assets (5+ years)
$145,675Average Assets, year-to-date
$21,875Average Assets, quarterly
$142,680Volatile liabilities
$160,939Insider loans
$138,362FHLB advances
$160,009Loans and leases held for sale
$3,608Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,251Tier 2 risk-based capital
$0Total risk weighted assets
$3,608Total unused commitments
$13,834Restructured Loans and leases
$5,931Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,659Total interest income
$1,473Total interest expense
$5,186Net interest income
$520Provision for loan and lease losses
$444Total noninterest income
$0Fiduciary activities
$104Service charges on deposit accounts
$0Trading account gains & fees
$340Additional noninterest income
$4,308Total noninterest expense
$2,479Salaries and employee benefits
$581Premises and equipment expense
$1,248Additional noninterest expense
$802Pre-tax net operating income
$72Securities gains (losses)
$331Applicable income taxes
$543Income before extraordinary items
$0Extraordinary gains - net
$543Net income attributable to bank
$0Net charge-offs
$543Cash dividends
$26Sale, conversion, retirement of capital stock, net
$13Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.29%Yield on earning assets
1.17%Cost of funding earning assets
4.12%Net interest margin
0.35%Noninterest income to earning assets
3.42%Noninterest expense to earning assets
0.35%Net operating income to assets
0.38%Return on assets (ROA)
0.61%Pretax return on assets
3.06%Return on equity (ROE)
2.98%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
2000.00%Credit loss provision to net charge-offs
50.85%Efficiency ratio
76,519Assets per employee
3.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
2.39%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
83.91%Net loans and leases to core deposits
87.88%Equity capital to assets
12.85%Core capital (leverage) ratio
12.66%Tier 1 risk-based capital ratio
14.64%Total risk-based capital ratio
Memoranda
$16Average assets
$142,680Average earning assets
$17,766Average equity
$125,823Average loans

List of branches

6 Florida Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	473597	First Green Bank	18251 State Highway 441, Mount Dora, FL 32757	Febuary 17, 2009	Full Service Brick and Mortar
1	487506	Clermont Branch	1391 Citrus Tower Blvd, Clermont, FL 34711	Febuary 17, 2009	Full Service Brick and Mortar
2	510140	Messenger Service	1301 South Bay Street, Eustis, FL 32726	July 17, 2009	Limited Service Messenger
3	515154	Messenger Service - Sumter County	1301 South Bay Street, Eustis, FL 32726	January 03, 2011	Limited Service Messenger
4	515155	Messenger Service - Marion County	1301 South Bay Street, Eustis, FL 32726	January 03, 2011	Limited Service Messenger
5	529265	Volusia County Branch	175 W. Granada Boulevard, Ormond Beach, FL 32174	Febuary 06, 2012	Full Service Brick and Mortar

First Green Bank in Mount Dora, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Green Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Green Bank in Mount Dora, Florida (FL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Green Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Green Bank in Mount Dora, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches