First Interstate Bancard Company, National Association
First Interstate Bancard Company, National Association in Simi Valley, California (CA) Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of September 20, 1993
First Interstate Bancard Company, National Association in Simi Valley, California (CA)
First Interstate Bancard Company, National Association - Overview
General
FDIC Certificate #: 24208 Status: Inactive Federal Reserve ID: 995067 Date Established: December 13, 1982 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 16859 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: December 13, 1982 Last Structure Change Effective Date: September 20, 1993 Last Structure Change Process Date: October 06, 1993 Last Data Update: October 06, 1993 Data Source Date: April 05, 2012
Location
Address: 1700 Surveyor Avenue, Simi Valley, CA 93063 County: Ventura Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Los Angeles (West) Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Ventura, CA (#8735) Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49) Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348) Core Based Statistical Area (CBSA): Oxnard-Thousand Oaks-Ventura, CA (#37100) CBSA Metro Statistical Area: Oxnard-Thousand Oaks-Ventura, CA (#37100)
History of Changes
Other Liquidations and Closings
Financial Summary
Total assets: $4.5 mil
Assets and Liabilities (December 31, 1992)
Dollar figures in thousands
0Total employees (full-time equivalent)
$0Total assets
$4,497Cash and due from depository institutions
$17Interest-bearing balances
$0Securities
$60Federal funds sold & reverse repurchase agreements
$4,350Net loans & leases
$0Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$70Life insurance assets
$0All other assets
$0Total liabilities and capital
$4,497Total liabilities
$2,073Total deposits
$2,018Interest-bearing deposits
$2,018Deposits held in domestic offices
2018.00%% insured (estimated)
$5Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$55Total equity capital
$55Total bank equity capital
$2,424Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,000Undivided profits
Memoranda
$424Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$4,410Long-term assets (5+ years)
$0Average Assets, year-to-date
$10,124Average Assets, quarterly
$5,619Volatile liabilities
$2,018Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,424Total risk weighted assets
$943Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 1992)
Dollar figures in thousands
$0Total interest income
$344Total interest expense
$462Net interest income
-$118Provision for loan and lease losses
$0Total noninterest income
$7Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$7Total noninterest expense
$24Salaries and employee benefits
$0Premises and equipment expense
$0Additional noninterest expense
$24Pre-tax net operating income
-$135Securities gains (losses)
$0Applicable income taxes
-$51Income before extraordinary items
-$84Extraordinary gains - net
$0Net income attributable to bank
-$84Net charge-offs
$4Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1992)
Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
3.43%Cost of funding earning assets
4.60%Net interest margin
-1.18%Noninterest income to earning assets
0.07%Noninterest expense to earning assets
0.24%Net operating income to assets
-0.83%Return on assets (ROA)
-0.83%Pretax return on assets
-1.33%Return on equity (ROE)
-3.37%Retained earnings to average equity (YTD only)
-3.37%Net charge-offs to loans
25.64%Credit loss provision to net charge-offs
0.00%Efficiency ratio
-21,622Assets per employee
0.00%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
53.90%Core capital (leverage) ratio
49.06%Tier 1 risk-based capital ratio
257.08%Total risk-based capital ratio
Memoranda
$257Average assets
$10,124Average earning assets
$2,492Average equity
$10,033Average loans
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First Interstate Bancard Company, National Association
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