First Louisiana Bank in Shreveport, Louisiana (LA)

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First Louisiana Bank
GeneralFDIC Certificate #: 34984
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Trust Bank (#12614)
Federal Reserve ID: 2777070
Date Established: September 07, 1999
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 73806
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: September 07, 1999
Last Structure Change Effective Date: Febuary 19, 2010
Last Structure Change Process Date: March 03, 2010
Last Data Update: March 03, 2010
Data Source Date: April 05, 2012
LocationAddress: 1350 East 70th Street, Shreveport, LA 71135
County: Caddo
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Shreveport-Bossier City, LA (#7680)
Combined Statistical Area (CSA): Shreveport-Bossier City-Minden, LA (#508)
Core Based Statistical Area (CBSA): Shreveport-Bossier City, LA (#43340)
CBSA Metro Statistical Area: Shreveport-Bossier City, LA (#43340)
Financial SummaryTotal assets: $127.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)
(Dollar figures in thousands)
Total employees (full-time equivalent)47
Total assets$127,810
Cash and due from depository institutions$3,931
Interest-bearing balances$405
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$89,738
Loan loss allowance $0
Trading account assets$0
Bank premises and fixed assets$5,800
Other real estate owned$975
Goodwill and other intangibles$9,259
All other assets$7,229
Life insurance assets$3,248
Total liabilities and capital$127,810
Total liabilities$107,749
Total deposits$87,091
Interest-bearing deposits$61,944
Deposits held in domestic offices$87,091
% insured (estimated)76.74%
Federal funds purchased & repurchase agreements $5,938
Trading liabilities$0
Other borrowed funds $13,013
Subordinated debt $0
All other liabilities $1,707
Total equity capital$20,061
Total bank equity capital$20,061
Perpetual preferred stock$20,061
Common stock$0
Undivided profits $19,634
Noncurrent loans and leases $422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $9,552
Income earned, not collected on loans $0
Earning assets $2,741
Long-term assets (5+ years) $0
Average Assets, year-to-date $518
Average Assets, quarterly $101,021
Volatile liabilities $6,150
Insider loans $130,643
FHLB advances $125,826
Loans and leases held for sale $32,184
Unused loan commitments $1,845
Tier 1 (core) risk-based capital $13,013
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $9,552
Restructured Loans and leases $3,542
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Income and Expense (December 31, 2009)
(Dollar figures in thousands)
Total interest income $2,017
Total interest expense $213
Net interest income $1,804
Provision for loan and lease losses $0
Total noninterest income $532
Fiduciary activities $0
Service charges on deposit accounts $264
Trading account gains & fees $0
Additional noninterest income $268
Total noninterest expense $1,677
Salaries and employee benefits $842
Premises and equipment expense $201
Additional noninterest expense $634
Pre-tax net operating income $659
Securities gains (losses) -$22
Applicable income taxes -$207
Income before extraordinary items $844
Extraordinary gains - net $0
Net income attributable to bank $844
Net charge-offs $0
Cash dividends $844
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2009)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets1.81%
Cost of funding earning assets 0.19%
Net interest margin 1.62%
Noninterest income to earning assets 0.48%
Noninterest expense to earning assets 1.50%
Net operating income to assets 0.66%
Return on assets (ROA) 0.65%
Pretax return on assets 0.49%
Return on equity (ROE) 5.54%
Retained earnings to average equity (YTD only) 5.54%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$65,668
Cash dividends to net income (YTD only)2.72%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.00%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 3.19%
Net loans and leases to deposits3.05%
Net loans and leases to core deposits 103.04%
Equity capital to assets 126.67%
Core capital (leverage) ratio 15.70%
Tier 1 risk-based capital ratio 9.21%
Total risk-based capital ratio 9.57%
Average assets$10
Average earning assets$130,643
Average equity $15,226
Average loans $111,485
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