First National Bank in Mount Ida, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 23, 2005

  • First National Bank in Mount Ida, Arkansas (AR)
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First National Bank - Overview

  • General
  • FDIC Certificate #: 13593
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#22391)
    Federal Reserve ID: 94447
    Date Established: May 01, 1904
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 9855
    FDIC's unique #: 8499
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 23, 2005
    Last Structure Change Process Date: May 25, 2005
    Last Data Update: May 25, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: George Street, Mount Ida, AR 71957
    County: Montgomery
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $75.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $74,384Total assets
  • $3,999Cash and due from depository institutions
  • $2,427Interest-bearing balances
  • $21,708Securities
  • $5,575Federal funds sold & reverse repurchase agreements
  • $41,562Net loans & leases
  • $709Loan loss allowance
  • $0Trading account assets
  • $293Bank premises and fixed assets
  • $26Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,221All other assets
  • $74,384Total liabilities and capital
  • $65,645Total liabilities
  • $59,316Total deposits
  • $48,258Interest-bearing deposits
  • $59,316Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,224Other borrowed funds
  • $0Subordinated debt
  • $105All other liabilities
  • $8,739Total equity capital
  • $8,739Total bank equity capital
  • $8,739Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $1,400Undivided profits
  • Memoranda
  • $7,239Noncurrent loans and leases
  • $6,534Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $382Average Assets, year-to-date
  • $71,272Average Assets, quarterly
  • $6,464Volatile liabilities
  • $76,689Insider loans
  • $75,319FHLB advances
  • $11,606Loans and leases held for sale
  • $1,580Unused loan commitments
  • $6,224Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,534Total unused commitments
  • $0Restructured Loans and leases
  • $510Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $3,663Total interest income
  • $988Total interest expense
  • $2,675Net interest income
  • $6Provision for loan and lease losses
  • $295Total noninterest income
  • $0Fiduciary activities
  • $220Service charges on deposit accounts
  • $0Trading account gains & fees
  • $75Additional noninterest income
  • $1,408Total noninterest expense
  • $738Salaries and employee benefits
  • $127Premises and equipment expense
  • $543Additional noninterest expense
  • $1,556Pre-tax net operating income
  • $0Securities gains (losses)
  • $557Applicable income taxes
  • $999Income before extraordinary items
  • $0Extraordinary gains - net
  • $999Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $8Sale, conversion, retirement of capital stock, net
  • $875Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.96%Yield on earning assets
  • 1.34%Cost of funding earning assets
  • 3.62%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 1.91%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 2.03%Pretax return on assets
  • 11.17%Return on equity (ROE)
  • 1.39%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 75.00%Credit loss provision to net charge-offs
  • 195.25%Efficiency ratio
  • 47,407Assets per employee
  • 3.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.59%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 70.07%Net loans and leases to core deposits
  • 87.11%Equity capital to assets
  • 11.75%Core capital (leverage) ratio
  • 11.65%Tier 1 risk-based capital ratio
  • 21.73%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $76,689Average earning assets
  • $8,946Average equity
  • $73,810Average loans

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