First National Bank in Idabel, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 13, 2011

First National Bank - Overview

  • General
  • FDIC Certificate #: 15616
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#3857)
    Federal Reserve ID: 302450
    Date Established: September 01, 1938
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 9898
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 06, 1938
    Last Structure Change Effective Date: August 13, 2011
    Last Structure Change Process Date: August 23, 2011
    Last Data Update: August 23, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 8 East Main Street, Idabel, OK 74745
    County: Mccurtain
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $79.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $81,766Total assets
  • $2,307Cash and due from depository institutions
  • $3Interest-bearing balances
  • $27,418Securities
  • $9,145Federal funds sold & reverse repurchase agreements
  • $37,088Net loans & leases
  • $845Loan loss allowance
  • $0Trading account assets
  • $1,882Bank premises and fixed assets
  • $0Other real estate owned
  • $2,374Goodwill and other intangibles
  • $0Life insurance assets
  • $1,552All other assets
  • $81,766Total liabilities and capital
  • $71,091Total liabilities
  • $70,416Total deposits
  • $58,947Interest-bearing deposits
  • $70,416Deposits held in domestic offices
  • 93.05%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $434Other borrowed funds
  • $0Subordinated debt
  • $241All other liabilities
  • $10,675Total equity capital
  • $10,675Total bank equity capital
  • $10,675Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $7,723Undivided profits
  • Memoranda
  • $2,702Noncurrent loans and leases
  • $6,538Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $73Earning assets
  • $0Long-term assets (5+ years)
  • $320Average Assets, year-to-date
  • $73,654Average Assets, quarterly
  • $3,678Volatile liabilities
  • $81,767Insider loans
  • $81,882FHLB advances
  • $16,122Loans and leases held for sale
  • $4,899Unused loan commitments
  • $434Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,538Total unused commitments
  • $0Restructured Loans and leases
  • $592Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $2,910Total interest income
  • $681Total interest expense
  • $2,229Net interest income
  • $0Provision for loan and lease losses
  • $666Total noninterest income
  • $0Fiduciary activities
  • $446Service charges on deposit accounts
  • $0Trading account gains & fees
  • $220Additional noninterest income
  • $1,771Total noninterest expense
  • $719Salaries and employee benefits
  • $217Premises and equipment expense
  • $835Additional noninterest expense
  • $1,124Pre-tax net operating income
  • $0Securities gains (losses)
  • $411Applicable income taxes
  • $713Income before extraordinary items
  • $0Extraordinary gains - net
  • $713Net income attributable to bank
  • $0Net charge-offs
  • $713Cash dividends
  • $30Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.99%Yield on earning assets
  • 0.93%Cost of funding earning assets
  • 3.06%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 2.43%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 6.88%Return on equity (ROE)
  • 6.88%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 37.47%Efficiency ratio
  • 61,174Assets per employee
  • 4.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.23%Loss allowance to noncurrent loans
  • 1157.53%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 52.67%Net loans and leases to core deposits
  • 68.31%Equity capital to assets
  • 13.06%Core capital (leverage) ratio
  • 10.39%Tier 1 risk-based capital ratio
  • 17.20%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $81,767Average earning assets
  • $10,368Average equity
  • $72,933Average loans

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