The Idabel National Bank in Idabel, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Idabel National Bank - Overview

  • General
  • FDIC Certificate #: 4241
    Status: Active
    Federal Reserve ID: 237954
    Bank Holding Company (Regulatory Top Holder): Southeast Capital Corporation Employee Stock Ownership Plan (RSSDID: 2107499, Location: Idabel, OK)
    Date Established: Febuary 14, 1921
    WWW: http://www.idabelnational.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 9416
    FDIC's unique #: 2783
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1201 Southeast Washington, Idabel, OK 74745
    County: Mccurtain
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $116.1 mil
    Equity capital: $12.6 mil
    Deposits held in domestic offices: $84.2 mil
    Return on assets (ROA): 1.43% ($1.7 mil)
    Quarterly return on assets: 1.22% ($1.4 mil)
    Return on Equity (ROE): 14.41% ($1.9 mil)
    Quarterly return on equity: 11.36% ($1.5 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.43% ($1,660.1 mil)
    Quarterly Pretax return on assets: 1.22% ($1,416.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $116,092Total assets
  • $3,365Cash and due from depository institutions
  • $655Interest-bearing balances
  • $51,601Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $57,332Net loans & leases
  • $984Loan loss allowance
  • $0Trading account assets
  • $930Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $116,093Life insurance assets
  • $2,864All other assets
  • $103,470Total liabilities and capital
  • $84,241Total liabilities
  • $67,992Total deposits
  • $84,241Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $18,000Trading liabilities
  • $0Other borrowed funds
  • $1,229Subordinated debt
  • $12,623All other liabilities
  • $12,623Total equity capital
  • $12,623Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $500Surplus
  • $11,623Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $492Income earned, not collected on loans
  • $375Earning assets
  • $947Long-term assets (5+ years)
  • $109,588Average Assets, year-to-date
  • $43,461Average Assets, quarterly
  • $112,610Volatile liabilities
  • $116,504Insider loans
  • $64,476FHLB advances
  • $114,462Loans and leases held for sale
  • $397Unused loan commitments
  • $397Tier 1 (core) risk-based capital
  • $10,043Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,040Restructured Loans and leases
  • $675Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,228Total interest income
  • $1,046Total interest expense
  • $4,182Net interest income
  • $720Provision for loan and lease losses
  • $610Total noninterest income
  • $0Fiduciary activities
  • $521Service charges on deposit accounts
  • $0Trading account gains & fees
  • $89Additional noninterest income
  • $2,511Total noninterest expense
  • $1,298Salaries and employee benefits
  • $332Premises and equipment expense
  • $881Additional noninterest expense
  • $1,561Pre-tax net operating income
  • $46Securities gains (losses)
  • $0Applicable income taxes
  • $1,607Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,607Net income attributable to bank
  • $0Net charge-offs
  • $1,607Cash dividends
  • $251Sale, conversion, retirement of capital stock, net
  • $550Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.91%Yield on earning assets
  • 0.98%Cost of funding earning assets
  • 3.93%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 2.36%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.43%Return on assets (ROA)
  • 1.43%Pretax return on assets
  • 14.41%Return on equity (ROE)
  • 9.48%Retained earnings to average equity (YTD only)
  • 0.45%Net charge-offs to loans
  • 286.85%Credit loss provision to net charge-offs
  • 9.09%Efficiency ratio
  • 52,400Assets per employee
  • 4.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.23%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 200.00%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.84%Net loans and leases to deposits
  • 68.06%Net loans and leases to core deposits
  • 78.22%Equity capital to assets
  • 10.87%Core capital (leverage) ratio
  • 8.77%Tier 1 risk-based capital ratio
  • 15.58%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $112,610Average earning assets
  • $11,155Average equity
  • $106,399Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02783The Idabel National Bank1201 Southeast Washington, Idabel, OK 74745Febuary 14, 1921Full Service Brick and Mortar

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