First National Bank in Marshall, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 15, 1998

  • First National Bank in Marshall, Texas (TX)
  • Show street view No street view available for this location

First National Bank - Overview

  • General
  • FDIC Certificate #: 3322
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Hibernia National Bank of Texas (#5553)
    Federal Reserve ID: 363358
    Date Established: January 01, 1877
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 11568
    FDIC's unique #: 2149
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 15, 1998
    Last Structure Change Process Date: April 09, 1998
    Last Data Update: April 09, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Bolivar Street, Marshall, TX 75670
    County: Harrison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Marshall, TX (#32220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $283.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 158Total employees (full-time equivalent)
  • $283,422Total assets
  • $11,767Cash and due from depository institutions
  • $25Interest-bearing balances
  • $124,631Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $135,239Net loans & leases
  • $1,522Loan loss allowance
  • $0Trading account assets
  • $4,800Bank premises and fixed assets
  • $0Other real estate owned
  • $3,870Goodwill and other intangibles
  • $0Life insurance assets
  • $3,115All other assets
  • $283,422Total liabilities and capital
  • $258,351Total liabilities
  • $245,099Total deposits
  • $182,905Interest-bearing deposits
  • $245,099Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,780Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $3,472All other liabilities
  • $25,071Total equity capital
  • $25,071Total bank equity capital
  • $25,071Perpetual preferred stock
  • $0Common stock
  • $2,302Surplus
  • $4,357Undivided profits
  • Memoranda
  • $18,412Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $507Earning assets
  • $0Long-term assets (5+ years)
  • $943Average Assets, year-to-date
  • $259,895Average Assets, quarterly
  • $54,809Volatile liabilities
  • $274,767Insider loans
  • $286,039FHLB advances
  • $36,687Loans and leases held for sale
  • $2,443Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $22,703Total unused commitments
  • $0Restructured Loans and leases
  • $162,219Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $19,352Total interest income
  • $7,719Total interest expense
  • $11,633Net interest income
  • $398Provision for loan and lease losses
  • $3,274Total noninterest income
  • $696Fiduciary activities
  • $2,018Service charges on deposit accounts
  • $0Trading account gains & fees
  • $560Additional noninterest income
  • $10,856Total noninterest expense
  • $5,661Salaries and employee benefits
  • $1,848Premises and equipment expense
  • $3,347Additional noninterest expense
  • $3,653Pre-tax net operating income
  • $0Securities gains (losses)
  • $865Applicable income taxes
  • $2,788Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,788Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $280Sale, conversion, retirement of capital stock, net
  • $412Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.76%Yield on earning assets
  • 3.10%Cost of funding earning assets
  • 4.67%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 4.35%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 11.99%Return on equity (ROE)
  • 10.22%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 142.14%Credit loss provision to net charge-offs
  • 14.47%Efficiency ratio
  • 71,523Assets per employee
  • 1.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.78%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 300.20%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 55.18%Net loans and leases to core deposits
  • 61.98%Equity capital to assets
  • 8.85%Core capital (leverage) ratio
  • 7.00%Tier 1 risk-based capital ratio
  • 12.23%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $274,767Average earning assets
  • $23,248Average equity
  • $249,304Average loans

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