First National Bank in Marshall, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 15, 1998

  • First National Bank in Marshall, Texas (TX)
  • Show street view No street view available for this location

First National Bank - Overview

  • General
  • FDIC Certificate #: 3322
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Hibernia National Bank of Texas (#5553)
    Federal Reserve ID: 363358
    Date Established: January 01, 1877
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 11568
    FDIC's unique #: 2149
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 15, 1998
    Last Structure Change Process Date: April 09, 1998
    Last Data Update: April 09, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Bolivar Street, Marshall, TX 75670
    County: Harrison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Marshall, TX (#32220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $283.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 158Total employees (full-time equivalent)
  • $283,422Total assets
  • $11,767Cash and due from depository institutions
  • $25Interest-bearing balances
  • $124,631Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $135,239Net loans & leases
  • $1,522Loan loss allowance
  • $0Trading account assets
  • $4,800Bank premises and fixed assets
  • $0Other real estate owned
  • $3,870Goodwill and other intangibles
  • $0Life insurance assets
  • $3,115All other assets
  • $283,422Total liabilities and capital
  • $258,351Total liabilities
  • $245,099Total deposits
  • $182,905Interest-bearing deposits
  • $245,099Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,780Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $3,472All other liabilities
  • $25,071Total equity capital
  • $25,071Total bank equity capital
  • $25,071Perpetual preferred stock
  • $0Common stock
  • $2,302Surplus
  • $4,357Undivided profits
  • Memoranda
  • $18,412Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $507Earning assets
  • $0Long-term assets (5+ years)
  • $943Average Assets, year-to-date
  • $259,895Average Assets, quarterly
  • $54,809Volatile liabilities
  • $274,767Insider loans
  • $286,039FHLB advances
  • $36,687Loans and leases held for sale
  • $2,443Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $22,703Total unused commitments
  • $0Restructured Loans and leases
  • $162,219Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $19,352Total interest income
  • $7,719Total interest expense
  • $11,633Net interest income
  • $398Provision for loan and lease losses
  • $3,274Total noninterest income
  • $696Fiduciary activities
  • $2,018Service charges on deposit accounts
  • $0Trading account gains & fees
  • $560Additional noninterest income
  • $10,856Total noninterest expense
  • $5,661Salaries and employee benefits
  • $1,848Premises and equipment expense
  • $3,347Additional noninterest expense
  • $3,653Pre-tax net operating income
  • $0Securities gains (losses)
  • $865Applicable income taxes
  • $2,788Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,788Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $280Sale, conversion, retirement of capital stock, net
  • $412Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.76%Yield on earning assets
  • 3.10%Cost of funding earning assets
  • 4.67%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 4.35%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 11.99%Return on equity (ROE)
  • 10.22%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 142.14%Credit loss provision to net charge-offs
  • 14.47%Efficiency ratio
  • 71,523Assets per employee
  • 1.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.78%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 300.20%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 55.18%Net loans and leases to core deposits
  • 61.98%Equity capital to assets
  • 8.85%Core capital (leverage) ratio
  • 7.00%Tier 1 risk-based capital ratio
  • 12.23%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $274,767Average earning assets
  • $23,248Average equity
  • $249,304Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents