First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Texarkana, Texas (TX), AR
Show street view No street view available for this location

First National Bank routing number info

First National Bank - Overview

General
FDIC Certificate #: 3881
Status: Active
Federal Reserve ID: 273149
Bank Holding Company (Regulatory Top Holder): First National Bancshares Of Hempstead County (RSSDID: 1100224, Location: Hope, AR)
Date Established: January 01, 1909
WWW: http://www.first-banking.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Domestic: 8, Interstate: Yes)
FDIC's unique #: 2531
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 03, 2008
Last Structure Change Process Date: September 28, 2009
Last Data Update: September 28, 2009
Data Source Date: April 05, 2012
Location
Address: 3625 Richmond Road, Texarkana, TX 75503
County: Bowie
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Texarkana, TX-Texarkana, AR (#8360)
Core Based Statistical Area (CBSA): Texarkana, TX-Texarkana, AR (#45500)
CBSA Metro Statistical Area: Texarkana, TX-Texarkana, AR (#45500)
History of Changes
Change in Location
Financial Summary
Total assets: $310.8 mil
Equity capital: $29.4 mil
Deposits held in domestic offices: $271.9 mil
Return on assets (ROA): 0.17% ($0.5 mil)
Quarterly return on assets: -0.70% (-$2.2 mil)
Return on Equity (ROE): 1.71% ($0.5 mil)
Quarterly return on equity: -7.34% (-$2.1 mil)
Net income: $0.5 mil
Quarterly Net income: -$0.5 mil
Pretax return on assets: 0.17% ($528.4 mil)
Quarterly Pretax return on assets: -0.70% (-$2,175.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
89Total employees (full-time equivalent)
$310,806Total assets
$36,146Cash and due from depository institutions
$28,054Interest-bearing balances
$12,714Securities
$4,925Federal funds sold & reverse repurchase agreements
$240,063Net loans & leases
$3,713Loan loss allowance
$0Trading account assets
$10,800Bank premises and fixed assets
$1,551Other real estate owned
$0Goodwill and other intangibles
$310,806Life insurance assets
$4,607All other assets
$281,408Total liabilities and capital
$271,857Total liabilities
$239,096Total deposits
$271,857Interest-bearing deposits
$84Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$8,819Trading liabilities
$0Other borrowed funds
$732Subordinated debt
$29,398All other liabilities
$29,398Total equity capital
$29,398Total bank equity capital
$0Perpetual preferred stock
$293Common stock
$20,358Surplus
$8,747Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,345Income earned, not collected on loans
$0Earning assets
$2,059Long-term assets (5+ years)
$285,756Average Assets, year-to-date
$22,636Average Assets, quarterly
$304,730Volatile liabilities
$310,095Insider loans
$224,418FHLB advances
$314,045Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$29,422Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$20,571Restructured Loans and leases
$1,921Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$16,420Total interest income
$3,762Total interest expense
$12,658Net interest income
$2,970Provision for loan and lease losses
$1,380Total noninterest income
$15Fiduciary activities
$1,202Service charges on deposit accounts
$0Trading account gains & fees
$163Additional noninterest income
$10,552Total noninterest expense
$5,726Salaries and employee benefits
$1,612Premises and equipment expense
$3,214Additional noninterest expense
$516Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$516Income before extraordinary items
$0Extraordinary gains - net
$516Net income attributable to bank
$0Net charge-offs
$516Cash dividends
$2,970Sale, conversion, retirement of capital stock, net
$1,398Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.86%Yield on earning assets
1.34%Cost of funding earning assets
4.52%Net interest margin
0.49%Noninterest income to earning assets
3.77%Noninterest expense to earning assets
0.17%Net operating income to assets
0.17%Return on assets (ROA)
0.17%Pretax return on assets
1.71%Return on equity (ROE)
-2.93%Retained earnings to average equity (YTD only)
1.18%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
1.17%Efficiency ratio
75,167Assets per employee
3.49%Cash dividends to net income (YTD only)
Condition Ratios (%)
270.93%Loss allowance to loans
1.52%Loss allowance to noncurrent loans
69.47%Noncurrent assets plus other real estate owned to assets
2.22%Noncurrent loans to loans
2.19%Net loans and leases to deposits
88.30%Net loans and leases to core deposits
96.57%Equity capital to assets
9.46%Core capital (leverage) ratio
9.37%Tier 1 risk-based capital ratio
13.11%Total risk-based capital ratio
Memoranda
$14Average assets
$304,730Average earning assets
$30,153Average equity
$280,129Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$5,823Managed Assets
1Number of Accounts
$5,823Personal trust and agency accounts
$1,404Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$366Investment management agency accounts
$4,053Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
24Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

6 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
1	2526	The First National Bank Of Hope Bran	200 E. Third St., Hope, AR 71801	January 01, 1924	Full Service Brick and Mortar
2	202066	South Branch	2103 South Main Street, Hope, AR 71801	June 09, 1983	Limited Service Facility
3	202067	North Branch	617 North Hervey, Hope, AR 71801	June 09, 1983	Limited Service Facility
4	458020	The First National Bank Of Lewisvill	202 Spruce Street, Lewisville, AR 71845	November 15, 2006	Full Service Brick and Mortar
5	458372	Blevins Branch	5461 Highway 371, Blevins, AR 71825	January 31, 2007	Full Service Brick and Mortar
7	511419	Texarkana, Arkansas Branch	3601 East 9th Street, Texarkana, AR 71854	January 04, 2010	Full Service Brick and Mortar

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	2531	First National Bank	3625 Richmond Road, Texarkana, TX 75503	January 01, 1909	Full Service Brick and Mortar
6	500312	New Boston Branch	615 Sam Houston Street, New Boston, TX 75570	December 14, 2009	Full Service Brick and Mortar

First National Bank in Texarkana, Texas (TX), AR
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Texarkana, Texas (TX), AROverview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Texarkana, Texas (TX), AR
Overview, Financial Summary, Detailed Financial Reports, Branches