First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Camdenton, Missouri (MO)
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First National Bank routing number info

First National Bank - Overview

General
FDIC Certificate #: 4546
Status: Active
Federal Reserve ID: 357049
Bank Holding Company (Regulatory Top Holder): First National Bancshares, Inc. (RSSDID: 1097575, Location: Camdenton, MO)
Date Established: September 01, 1905
WWW: http://www.fnb-lakeozarks.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 15805
FDIC's unique #: 3009
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 04, 2008
Last Structure Change Process Date: March 14, 2008
Last Data Update: March 14, 2008
Data Source Date: April 05, 2012
Location
Address: 117 North State Highway 5, Camdenton, MO 65020
County: Camden
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $294.3 mil
Equity capital: $47.1 mil
Deposits held in domestic offices: $246.3 mil
Return on assets (ROA): -0.96% (-$2.8 mil)
Quarterly return on assets: -0.56% (-$1.6 mil)
Return on Equity (ROE): -5.78% (-$2.7 mil)
Quarterly return on equity: -3.33% (-$1.6 mil)
Net income: -$2.7 mil
Quarterly Net income: -$0.4 mil
Pretax return on assets: -0.96% (-$2,825.7 mil)
Quarterly Pretax return on assets: -0.56% (-$1,648.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
88Total employees (full-time equivalent)
$294,346Total assets
$59,787Cash and due from depository institutions
$52,324Interest-bearing balances
$96,370Securities
$615Federal funds sold & reverse repurchase agreements
$118,058Net loans & leases
$4,258Loan loss allowance
$0Trading account assets
$4,788Bank premises and fixed assets
$11,877Other real estate owned
$0Goodwill and other intangibles
$294,346Life insurance assets
$2,851All other assets
$247,293Total liabilities and capital
$246,296Total liabilities
$208,908Total deposits
$246,296Interest-bearing deposits
$83Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$997Subordinated debt
$47,053All other liabilities
$47,053Total equity capital
$47,053Total bank equity capital
$0Perpetual preferred stock
$230Common stock
$458Surplus
$46,365Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,553Income earned, not collected on loans
$1,274Earning assets
$1,060Long-term assets (5+ years)
$267,367Average Assets, year-to-date
$21,748Average Assets, quarterly
$282,943Volatile liabilities
$283,440Insider loans
$128,857FHLB advances
$275,904Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$46,030Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$33,021Restructured Loans and leases
$2,239Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,619Total interest income
$1,544Total interest expense
$8,075Net interest income
$1,195Provision for loan and lease losses
$1,220Total noninterest income
$0Fiduciary activities
$453Service charges on deposit accounts
$0Trading account gains & fees
$767Additional noninterest income
$10,724Total noninterest expense
$3,676Salaries and employee benefits
$772Premises and equipment expense
$6,276Additional noninterest expense
-$2,624Pre-tax net operating income
-$80Securities gains (losses)
$0Applicable income taxes
-$2,704Income before extraordinary items
$0Extraordinary gains - net
-$2,704Net income attributable to bank
$0Net charge-offs
-$2,704Cash dividends
$1,554Sale, conversion, retirement of capital stock, net
$309Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.99%Yield on earning assets
0.64%Cost of funding earning assets
3.35%Net interest margin
0.51%Noninterest income to earning assets
4.45%Noninterest expense to earning assets
-0.93%Net operating income to assets
-0.96%Return on assets (ROA)
-0.96%Pretax return on assets
-5.78%Return on equity (ROE)
-6.44%Retained earnings to average equity (YTD only)
1.17%Net charge-offs to loans
76.90%Credit loss provision to net charge-offs
-0.92%Efficiency ratio
115,374Assets per employee
3.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
-11.43%Loss allowance to loans
3.48%Loss allowance to noncurrent loans
93.52%Noncurrent assets plus other real estate owned to assets
5.58%Noncurrent loans to loans
3.72%Net loans and leases to deposits
47.93%Net loans and leases to core deposits
50.16%Equity capital to assets
15.99%Core capital (leverage) ratio
16.68%Tier 1 risk-based capital ratio
35.72%Total risk-based capital ratio
Memoranda
$37Average assets
$282,943Average earning assets
$46,759Average equity
$241,129Average loans

List of branches

5 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3009	First National Bank	117 North State Highway 5, Camdenton, MO 65020	September 01, 1905	Full Service Brick and Mortar
1	203825	Osage Beach Branch	5127 Osage Beach Parkway, Osage Beach, MO 65065	May 21, 1975	Full Service Brick and Mortar
3	203827	Sunrise Beach Facility	15774 North State Highway 5, Sunrise Beach, MO 65079	October 29, 1986	Full Service Brick and Mortar
4	203828	Lake Ozark Branch	2128 Bagnell Dam Blvd., Lake Ozark, MO 65049	June 14, 1999	Full Service Brick and Mortar
6	489684	Camdenton Branch	1335 East Us Highway 54, Camdenton, MO 65020	November 24, 2008	Full Service Brick and Mortar

First National Bank in Camdenton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in Camdenton, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Camdenton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches