The Bank of Macks Creek in Macks Creek, Missouri (MO)

Show street view No street view available for this location

The Bank of Macks Creek routing number info

Table of contents:
The Bank of Macks Creek
GeneralFDIC Certificate #: 9797
Status: Active
Federal Reserve ID: 666059
Bank Holding Company (Regulatory Top Holder): Macks Creek Bancshares, Inc. (RSSDID: 2797621, Location: Macks Creek, MO)
Date Established: May 15, 1911
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 6276
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 41 State Rd W, Macks Creek, MO 65786
County: Camden
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $21.3 mil
Equity capital: $1.5 mil
Deposits held in domestic offices: $19.7 mil
Return on assets (ROA): 0.05% ($0.0 mil)
Quarterly return on assets: -0.24% (-$0.1 mil)
Return on Equity (ROE): 0.69% ($0.0 mil)
Quarterly return on equity: -3.36% (-$0.1 mil)
Net income: $0.0 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.05% ($10.6 mil)
Quarterly Pretax return on assets: -0.24% (-$51.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)9
Total assets$21,261
Cash and due from depository institutions$2,415
Interest-bearing balances$1,156
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$13,465
Loan loss allowance $510
Trading account assets$0
Bank premises and fixed assets$128
Other real estate owned$2,909
Goodwill and other intangibles$0
All other assets$236
Life insurance assets$21,261
Total liabilities and capital$19,720
Total liabilities$19,670
Total deposits$16,362
Interest-bearing deposits$19,670
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $50
All other liabilities $1,541
Total equity capital$1,541
Total bank equity capital$1,541
Perpetual preferred stock$0
Common stock$50
Undivided profits $-1,309
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $285
Earning assets $0
Long-term assets (5+ years) $104
Average Assets, year-to-date $16,729
Average Assets, quarterly $299
Volatile liabilities $21,659
Insider loans $21,250
FHLB advances $14,254
Loans and leases held for sale $21,239
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,522
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $359
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,047
Total interest expense $203
Net interest income $844
Provision for loan and lease losses $36
Total noninterest income $62
Fiduciary activities $0
Service charges on deposit accounts $71
Trading account gains & fees $0
Additional noninterest income -$9
Total noninterest expense $860
Salaries and employee benefits $346
Premises and equipment expense $82
Additional noninterest expense $432
Pre-tax net operating income $10
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $10
Extraordinary gains - net $0
Net income attributable to bank $10
Net charge-offs $0
Cash dividends $10
Sale, conversion, retirement of capital stock, net $146
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.21%
Cost of funding earning assets 1.20%
Net interest margin 5.01%
Noninterest income to earning assets 0.37%
Noninterest expense to earning assets 5.10%
Net operating income to assets 0.05%
Return on assets (ROA) 0.05%
Pretax return on assets 0.05%
Return on equity (ROE) 0.69%
Retained earnings to average equity (YTD only) 0.69%
Net charge-offs to loans 1.03%
Credit loss provision to net charge-offs 24.66%
Efficiency ratio0.32%
Assets per employee$94,923
Cash dividends to net income (YTD only)2.36%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 3.65%
Noncurrent assets plus other real estate owned to assets 178.95%
Noncurrent loans to loans 15.02%
Net loans and leases to deposits2.04%
Net loans and leases to core deposits 68.45%
Equity capital to assets 68.45%
Core capital (leverage) ratio 7.25%
Tier 1 risk-based capital ratio 7.17%
Total risk-based capital ratio 10.68%
Average assets$12
Average earning assets$21,659
Average equity $1,458
Average loans $16,862
Back to page top, Back to table top

1 Missouri Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06276The Bank Of Macks Creek41 State Rd W, Macks Creek, MO 65786May 15, 1911Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Bank of Macks Creek.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.