The Bank of Macks Creek in Macks Creek, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Bank of Macks Creek - Overview

  • General
  • FDIC Certificate #: 9797
    Status: Active
    Federal Reserve ID: 666059
    Bank Holding Company (Regulatory Top Holder): Macks Creek Bancshares, Inc. (RSSDID: 2797621, Location: Macks Creek, MO)
    Date Established: May 15, 1911
    WWW: http://www.bankofmc.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6276
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 41 State Rd W, Macks Creek, MO 65786
    County: Camden
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $21.3 mil
    Equity capital: $1.5 mil
    Deposits held in domestic offices: $19.7 mil
    Return on assets (ROA): 0.05% ($0.0 mil)
    Quarterly return on assets: -0.24% (-$0.1 mil)
    Return on Equity (ROE): 0.69% ($0.0 mil)
    Quarterly return on equity: -3.36% (-$0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.05% ($10.6 mil)
    Quarterly Pretax return on assets: -0.24% (-$51.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $21,261Total assets
  • $2,415Cash and due from depository institutions
  • $1,156Interest-bearing balances
  • $2,108Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $13,465Net loans & leases
  • $510Loan loss allowance
  • $0Trading account assets
  • $128Bank premises and fixed assets
  • $2,909Other real estate owned
  • $0Goodwill and other intangibles
  • $21,261Life insurance assets
  • $236All other assets
  • $19,720Total liabilities and capital
  • $19,670Total liabilities
  • $16,362Total deposits
  • $19,670Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $50Subordinated debt
  • $1,541All other liabilities
  • $1,541Total equity capital
  • $1,541Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $2,800Surplus
  • $-1,309Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $285Income earned, not collected on loans
  • $0Earning assets
  • $104Long-term assets (5+ years)
  • $16,729Average Assets, year-to-date
  • $299Average Assets, quarterly
  • $21,659Volatile liabilities
  • $21,250Insider loans
  • $14,254FHLB advances
  • $21,239Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,522Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $359Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,047Total interest income
  • $203Total interest expense
  • $844Net interest income
  • $36Provision for loan and lease losses
  • $62Total noninterest income
  • $0Fiduciary activities
  • $71Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$9Additional noninterest income
  • $860Total noninterest expense
  • $346Salaries and employee benefits
  • $82Premises and equipment expense
  • $432Additional noninterest expense
  • $10Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $10Income before extraordinary items
  • $0Extraordinary gains - net
  • $10Net income attributable to bank
  • $0Net charge-offs
  • $10Cash dividends
  • $146Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.21%Yield on earning assets
  • 1.20%Cost of funding earning assets
  • 5.01%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 5.10%Noninterest expense to earning assets
  • 0.05%Net operating income to assets
  • 0.05%Return on assets (ROA)
  • 0.05%Pretax return on assets
  • 0.69%Return on equity (ROE)
  • 0.69%Retained earnings to average equity (YTD only)
  • 1.03%Net charge-offs to loans
  • 24.66%Credit loss provision to net charge-offs
  • 0.32%Efficiency ratio
  • 94,923Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.65%Loss allowance to noncurrent loans
  • 178.95%Noncurrent assets plus other real estate owned to assets
  • 15.02%Noncurrent loans to loans
  • 2.04%Net loans and leases to deposits
  • 68.45%Net loans and leases to core deposits
  • 68.45%Equity capital to assets
  • 7.25%Core capital (leverage) ratio
  • 7.17%Tier 1 risk-based capital ratio
  • 10.68%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $21,659Average earning assets
  • $1,458Average equity
  • $16,862Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06276The Bank Of Macks Creek41 State Rd W, Macks Creek, MO 65786May 15, 1911Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

Could not connect to database: Access denied for user 'buser'@'10.36.238.66' (using password: YES)
CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Bank of Macks Creek.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents