First National Bank Northwest Ohio in Bryan, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 23, 1999

  • First National Bank Northwest Ohio in Bryan, Ohio (OH)
  • Show street view No street view available for this location

First National Bank Northwest Ohio - Overview

  • General
  • FDIC Certificate #: 11964
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Sky Bank-Mid AM Region (#17075)
    Federal Reserve ID: 754219
    Date Established: December 01, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 19 (Interstate: No)
    OTS Docket #: 9889
    FDIC's unique #: 7637
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 23, 1999
    Last Structure Change Process Date: Febuary 26, 1999
    Last Data Update: Febuary 26, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 310 South Main Street, Bryan, OH 43506
    County: Williams
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $542.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 175Total employees (full-time equivalent)
  • $542,520Total assets
  • $21,402Cash and due from depository institutions
  • $0Interest-bearing balances
  • $85,304Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $420,761Net loans & leases
  • $6,366Loan loss allowance
  • $0Trading account assets
  • $7,039Bank premises and fixed assets
  • $0Other real estate owned
  • $2,458Goodwill and other intangibles
  • $0Life insurance assets
  • $5,556All other assets
  • $542,520Total liabilities and capital
  • $508,691Total liabilities
  • $423,993Total deposits
  • $377,508Interest-bearing deposits
  • $423,993Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $50,604Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $24,271Other borrowed funds
  • $6,000Subordinated debt
  • $3,823All other liabilities
  • $33,829Total equity capital
  • $33,829Total bank equity capital
  • $33,829Perpetual preferred stock
  • $0Common stock
  • $6,501Surplus
  • $11,111Undivided profits
  • Memoranda
  • $16,217Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $905Earning assets
  • $0Long-term assets (5+ years)
  • $2,742Average Assets, year-to-date
  • $506,065Average Assets, quarterly
  • $112,818Volatile liabilities
  • $536,506Insider loans
  • $537,289FHLB advances
  • $87,171Loans and leases held for sale
  • $15,993Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,211Total risk weighted assets
  • $96,318Total unused commitments
  • $0Restructured Loans and leases
  • $430,067Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $42,387Total interest income
  • $20,935Total interest expense
  • $21,452Net interest income
  • $4,893Provision for loan and lease losses
  • $8,506Total noninterest income
  • $57Fiduciary activities
  • $1,567Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,882Additional noninterest income
  • $17,805Total noninterest expense
  • $6,676Salaries and employee benefits
  • $1,496Premises and equipment expense
  • $9,633Additional noninterest expense
  • $7,260Pre-tax net operating income
  • $147Securities gains (losses)
  • $2,390Applicable income taxes
  • $5,017Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,017Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,488Sale, conversion, retirement of capital stock, net
  • $13,500Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.44%Yield on earning assets
  • 4.17%Cost of funding earning assets
  • 4.27%Net interest margin
  • 1.69%Noninterest income to earning assets
  • 3.54%Noninterest expense to earning assets
  • 0.92%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 11.97%Return on equity (ROE)
  • -20.24%Retained earnings to average equity (YTD only)
  • 0.37%Net charge-offs to loans
  • 328.83%Credit loss provision to net charge-offs
  • 8.17%Efficiency ratio
  • 58,615Assets per employee
  • 3.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 269.09%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 703.43%Noncurrent assets plus other real estate owned to assets
  • 0.17%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 99.24%Net loans and leases to core deposits
  • 108.60%Equity capital to assets
  • 6.24%Core capital (leverage) ratio
  • 5.97%Tier 1 risk-based capital ratio
  • 7.58%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $536,506Average earning assets
  • $41,909Average equity
  • $502,275Average loans

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