First National Bank & Trust in Kokomo, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 12, 2007

  • First National Bank & Trust in Kokomo, Indiana (IN)
  • Show street view No street view available for this location

First National Bank & Trust - Overview

  • General
  • FDIC Certificate #: 16298
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BMO Harris Bank National Association (#16571)
    Federal Reserve ID: 399142
    Date Established: August 18, 1945
    WWW: http://www.firstnationalbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 27 (Interstate: No)
    OTS Docket #: 10341
    FDIC's unique #: 10486
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: August 18, 1945
    Last Structure Change Effective Date: May 12, 2007
    Last Structure Change Process Date: June 01, 2007
    Last Data Update: June 01, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 West Sycamore Street, Kokomo, IN 46901
    County: Howard
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Kokomo, IN (#3850)
    Combined Statistical Area (CSA): Kokomo-Peru, IN (#316)
    Core Based Statistical Area (CBSA): Kokomo, IN (#29020)
    CBSA Metro Statistical Area: Kokomo, IN (#29020)
  • Financial Summary
  • Total assets: $1,403.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 299Total employees (full-time equivalent)
  • $1,321,070Total assets
  • $23,664Cash and due from depository institutions
  • $857Interest-bearing balances
  • $274,167Securities
  • $46,656Federal funds sold & reverse repurchase agreements
  • $862,089Net loans & leases
  • $8,679Loan loss allowance
  • $0Trading account assets
  • $29,433Bank premises and fixed assets
  • $610Other real estate owned
  • $24,133Goodwill and other intangibles
  • $34,725Life insurance assets
  • $60,318All other assets
  • $1,321,070Total liabilities and capital
  • $1,201,905Total liabilities
  • $941,922Total deposits
  • $839,064Interest-bearing deposits
  • $941,922Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $158,172Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $68,050Other borrowed funds
  • $0Subordinated debt
  • $33,761All other liabilities
  • $119,165Total equity capital
  • $119,165Total bank equity capital
  • $119,165Perpetual preferred stock
  • $0Common stock
  • $12,114Surplus
  • $85,178Undivided profits
  • Memoranda
  • $21,873Noncurrent loans and leases
  • $270,053Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,752Earning assets
  • $372Long-term assets (5+ years)
  • $7,756Average Assets, year-to-date
  • $1,183,769Average Assets, quarterly
  • $224,059Volatile liabilities
  • $1,266,799Insider loans
  • $1,291,078FHLB advances
  • $307,339Loans and leases held for sale
  • $2,863Unused loan commitments
  • $67,125Tier 1 (core) risk-based capital
  • $50,000Tier 2 risk-based capital
  • $850Total risk weighted assets
  • $270,053Total unused commitments
  • $0Restructured Loans and leases
  • $8,679Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $73,612Total interest income
  • $32,198Total interest expense
  • $41,414Net interest income
  • $0Provision for loan and lease losses
  • $15,450Total noninterest income
  • $2,377Fiduciary activities
  • $7,507Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,566Additional noninterest income
  • $58,415Total noninterest expense
  • $43,140Salaries and employee benefits
  • $5,870Premises and equipment expense
  • $9,405Additional noninterest expense
  • -$1,551Pre-tax net operating income
  • $8Securities gains (losses)
  • $0Applicable income taxes
  • -$1,543Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,543Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $281Sale, conversion, retirement of capital stock, net
  • $11,678Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.53%Yield on earning assets
  • 2.86%Cost of funding earning assets
  • 3.67%Net interest margin
  • 1.37%Noninterest income to earning assets
  • 5.18%Noninterest expense to earning assets
  • -0.12%Net operating income to assets
  • -0.12%Return on assets (ROA)
  • -0.12%Pretax return on assets
  • -1.18%Return on equity (ROE)
  • -10.15%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -5.52%Efficiency ratio
  • 102,483Assets per employee
  • 4.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -756.84%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 182.64%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 91.52%Net loans and leases to core deposits
  • 104.15%Equity capital to assets
  • 9.02%Core capital (leverage) ratio
  • 7.64%Tier 1 risk-based capital ratio
  • 9.92%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,266,799Average earning assets
  • $130,222Average equity
  • $1,127,224Average loans

Total Fiduciary and Related Assets (December 31, 2006)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $599,350Managed Assets
  • 1Number of Accounts
  • $281,231Personal trust and agency accounts
  • $157,789Employee benefit-defined contribution accounts
  • $18,256Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $101,063Investment management agency accounts
  • $4,123Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 2050Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $318,119Other retirement accounts
  • $126,423Corporate trust and agency accounts
  • $80,032Other fiduciary accounts
  • $50,871Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank & Trust.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents