FDIC Certificate #: 35217 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Seacoast National Bank (#131) Federal Reserve ID: 2858858 Date Established: November 15, 1999 WWW:http://www.centurynationalonline.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 4 (Interstate: No) FDIC's unique #: 76184 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: November 15, 1999 Last Structure Change Effective Date: August 12, 2006 Last Structure Change Process Date: October 25, 2006 Last Data Update: October 25, 2006 Data Source Date: April 05, 2012
Location
Address: 65 North Orange Avenue, Orlando, FL 32801 County: Orange Quarterly Banking Profile Region: Atlanta FDIC Geographic Region: Atlanta FDIC Supervisory Region: Atlanta FDIC Field Office: Tampa Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Orlando, FL (#5960) Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422) Core Based Statistical Area (CBSA): Orlando-Kissimmee-Sanford, FL (#36740) CBSA Metro Statistical Area: Orlando-Kissimmee-Sanford, FL (#36740)
Financial Summary
Total assets: $457.0 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
33Total employees (full-time equivalent)
$408,803Total assets
$122,560Cash and due from depository institutions
$98,716Interest-bearing balances
$13,711Securities
$120,279Federal funds sold & reverse repurchase agreements
$118,671Net loans & leases
$1,305Loan loss allowance
$0Trading account assets
$417Bank premises and fixed assets
$0Other real estate owned
$30,795Goodwill and other intangibles
$0Life insurance assets
$2,370All other assets
$408,803Total liabilities and capital
$351,437Total liabilities
$349,349Total deposits
$224,295Interest-bearing deposits
$349,349Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$2,088All other liabilities
$57,366Total equity capital
$57,366Total bank equity capital
$57,366Perpetual preferred stock
$0Common stock
$11,830Surplus
$43,123Undivided profits
Memoranda
$2,413Noncurrent loans and leases
$29,508Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$466Average Assets, year-to-date
$351,377Average Assets, quarterly
$9,896Volatile liabilities
$367,762Insider loans
$407,671FHLB advances
$23,506Loans and leases held for sale
$5,333Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$29,508Total unused commitments
$0Restructured Loans and leases
$1,305Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$10,359Total interest income
$2,406Total interest expense
$7,953Net interest income
$80Provision for loan and lease losses
$292Total noninterest income
$0Fiduciary activities
$123Service charges on deposit accounts
$0Trading account gains & fees
$169Additional noninterest income
$3,738Total noninterest expense
$1,851Salaries and employee benefits
$584Premises and equipment expense
$1,303Additional noninterest expense
$4,427Pre-tax net operating income
$0Securities gains (losses)
$1,674Applicable income taxes
$2,753Income before extraordinary items
$0Extraordinary gains - net
$2,753Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$300Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.21%Yield on earning assets
0.75%Cost of funding earning assets
2.46%Net interest margin
0.09%Noninterest income to earning assets
1.16%Noninterest expense to earning assets
0.75%Net operating income to assets
0.75%Return on assets (ROA)
1.20%Pretax return on assets
6.56%Return on equity (ROE)
5.85%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
39,588Assets per employee
12.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
10.90%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
33.97%Net loans and leases to core deposits
36.42%Equity capital to assets
14.03%Core capital (leverage) ratio
7.28%Tier 1 risk-based capital ratio
16.05%Total risk-based capital ratio
Memoranda
$17Average assets
$367,762Average earning assets
$41,941Average equity
$322,807Average loans
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