First National Bank in DeRidder in city_name, state_name - Detailed Financial Reports, Location

First National Bank in DeRidder in De Ridder, Louisiana (LA)
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First National Bank in DeRidder routing number info

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First National Bank in DeRidder - Overview

General
FDIC Certificate #: 14427
Status: Active
Federal Reserve ID: 480433
Date Established: January 01, 1934
WWW: http://www.fnbderidder.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 9017
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: June 02, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 131 North Washington Avenue, De Ridder, LA 70634
County: Beauregard
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Fort Polk South-DeRidder, LA (#256)
Core Based Statistical Area (CBSA): DeRidder, LA (#19760)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $178.2 mil
Equity capital: $25.5 mil
Deposits held in domestic offices: $146.4 mil
Return on assets (ROA): 1.51% ($2.7 mil)
Quarterly return on assets: 1.58% ($2.8 mil)
Return on Equity (ROE): 10.67% ($2.8 mil)
Quarterly return on equity: 10.71% ($2.8 mil)
Net income: $2.7 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.87% ($3,333.1 mil)
Quarterly Pretax return on assets: 1.69% ($3,012.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
60Total employees (full-time equivalent)
$178,238Total assets
$17,091Cash and due from depository institutions
$13,458Interest-bearing balances
$56,237Securities
$0Federal funds sold & reverse repurchase agreements
$95,747Net loans & leases
$1,591Loan loss allowance
$0Trading account assets
$4,936Bank premises and fixed assets
$429Other real estate owned
$0Goodwill and other intangibles
$178,238Life insurance assets
$3,798All other assets
$152,694Total liabilities and capital
$146,427Total liabilities
$112,356Total deposits
$146,427Interest-bearing deposits
$77Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,338Trading liabilities
$0Other borrowed funds
$3,929Subordinated debt
$25,544All other liabilities
$25,544Total equity capital
$25,544Total bank equity capital
$0Perpetual preferred stock
$1,735Common stock
$2,000Surplus
$21,809Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,993Income earned, not collected on loans
$0Earning assets
$968Long-term assets (5+ years)
$165,442Average Assets, year-to-date
$33,515Average Assets, quarterly
$176,580Volatile liabilities
$173,602Insider loans
$95,325FHLB advances
$170,713Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$25,205Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,224Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,573Total interest income
$888Total interest expense
$7,685Net interest income
$400Provision for loan and lease losses
$1,477Total noninterest income
$0Fiduciary activities
$680Service charges on deposit accounts
$0Trading account gains & fees
$797Additional noninterest income
$5,455Total noninterest expense
$2,869Salaries and employee benefits
$560Premises and equipment expense
$2,026Additional noninterest expense
$3,307Pre-tax net operating income
$0Securities gains (losses)
$648Applicable income taxes
$2,659Income before extraordinary items
$0Extraordinary gains - net
$2,659Net income attributable to bank
$0Net charge-offs
$2,659Cash dividends
$395Sale, conversion, retirement of capital stock, net
$1,736Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.16%Yield on earning assets
0.53%Cost of funding earning assets
4.63%Net interest margin
0.89%Noninterest income to earning assets
3.28%Noninterest expense to earning assets
1.51%Net operating income to assets
1.51%Return on assets (ROA)
1.87%Pretax return on assets
10.67%Return on equity (ROE)
3.70%Retained earnings to average equity (YTD only)
0.40%Net charge-offs to loans
101.27%Credit loss provision to net charge-offs
9.38%Efficiency ratio
59,539Assets per employee
2.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.29%Loss allowance to loans
1.63%Loss allowance to noncurrent loans
79.83%Noncurrent assets plus other real estate owned to assets
1.36%Noncurrent loans to loans
2.05%Net loans and leases to deposits
65.39%Net loans and leases to core deposits
69.20%Equity capital to assets
14.33%Core capital (leverage) ratio
14.76%Tier 1 risk-based capital ratio
26.44%Total risk-based capital ratio
Memoranda
$28Average assets
$176,580Average earning assets
$24,917Average equity
$166,102Average loans

List of branches

4 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9017	First National Bank In Deridder	131 North Washington Avenue, De Ridder, LA 70634	January 01, 1934	Full Service Brick and Mortar
1	231439	East Side Branch	1005 Mahlon Street, De Ridder, LA 70634	October 21, 1968	Full Service Brick and Mortar
2	231440	Park Terrace Branch	Highway 171 North, De Ridder, LA 70634	October 18, 1969	Full Service Brick and Mortar
3	231441	Westside Branch	105 Smith Street, De Ridder, LA 70634	December 13, 1999	Full Service Brick and Mortar

First National Bank in DeRidder in De Ridder, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in DeRidder - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in DeRidder in De Ridder, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in DeRidder - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in DeRidder in De Ridder, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches