First National Bank in Harvey in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Harvey in Harvey, Illinois (IL)
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First National Bank in Harvey - Overview

General
FDIC Certificate #: 1809
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Pinnacle Bank (#18516)
Federal Reserve ID: 1002131
Date Established: March 08, 1937
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 1202
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: March 08, 1937
Last Structure Change Effective Date: July 09, 1993
Last Structure Change Process Date: September 02, 1993
Last Data Update: September 02, 1993
Data Source Date: April 05, 2012
Location
Address: 174 East 154th Street, Harvey, IL 60426
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $86.1 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$56Total assets
$88,888Cash and due from depository institutions
$5,969Interest-bearing balances
$197Securities
$57,327Federal funds sold & reverse repurchase agreements
$500Net loans & leases
$21,313Loan loss allowance
$273Trading account assets
$0Bank premises and fixed assets
$1,329Other real estate owned
$243Goodwill and other intangibles
$2,207Life insurance assets
$0All other assets
$0Total liabilities and capital
$88,888Total liabilities
$83,279Total deposits
$81,895Interest-bearing deposits
$63,600Deposits held in domestic offices
81895.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,384Total equity capital
$1,384Total bank equity capital
$5,609Perpetual preferred stock
$0Common stock
$1,671Surplus
$1,716Undivided profits
Memoranda
$2,222Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$246Income earned, not collected on loans
$134Earning assets
$79,337Long-term assets (5+ years)
$18,898Average Assets, year-to-date
$90,964Average Assets, quarterly
$89,105Volatile liabilities
$3,417Insider loans
$120FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$6,533Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,609Total risk weighted assets
$31,782Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$6,216Total interest expense
$2,493Net interest income
$3,723Provision for loan and lease losses
$192Total noninterest income
$1,286Fiduciary activities
$0Service charges on deposit accounts
$1,076Trading account gains & fees
$0Additional noninterest income
$210Total noninterest expense
$4,103Salaries and employee benefits
$1,534Premises and equipment expense
$439Additional noninterest expense
$2,130Pre-tax net operating income
$714Securities gains (losses)
$1,129Applicable income taxes
$544Income before extraordinary items
$1,299Extraordinary gains - net
$0Net income attributable to bank
$1,299Net charge-offs
$207Cash dividends
$2,293Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.63%Cost of funding earning assets
3.06%Net interest margin
4.57%Noninterest income to earning assets
1.58%Noninterest expense to earning assets
5.04%Net operating income to assets
0.56%Return on assets (ROA)
1.43%Pretax return on assets
2.03%Return on equity (ROE)
20.71%Retained earnings to average equity (YTD only)
-15.85%Net charge-offs to loans
0.91%Credit loss provision to net charge-offs
92.75%Efficiency ratio
81,913Assets per employee
1.59%Cash dividends to net income (YTD only)
Condition Ratios (%)
176.52%Loss allowance to loans
1.26%Loss allowance to noncurrent loans
110.98%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
1.14%Net loans and leases to deposits
26.02%Net loans and leases to core deposits
27.16%Equity capital to assets
6.31%Core capital (leverage) ratio
6.25%Tier 1 risk-based capital ratio
17.65%Total risk-based capital ratio
Memoranda
$19Average assets
$90,964Average earning assets
$6,272Average equity
$81,482Average loans

Ellen K. Warren

⚠

I am interested in the 25th Anniversary book that was published in 1962 by this bank, edited by Alec C. Kerr, titled "Harvey Illinois History 1890-1962". Are any copies still available?

Karyn M. Grice

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Sep 10, 2022 @ 9:09 am

I had a safe deposit box at First National Bank of Harvey that got lost with their closing. How can I track down the box and it’s contents?

First National Bank in Harvey in Harvey, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Harvey - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Harvey in Harvey, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Harvey - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Harvey in Harvey, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches