First National Bank in Ord in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Ord in Ord, Nebraska (NE)
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First National Bank in Ord routing number info

First National Bank in Ord - Overview

General
FDIC Certificate #: 5460
Status: Active
Federal Reserve ID: 850054
Bank Holding Company (Regulatory Top Holder): Bbj Incorporated (RSSDID: 1052846, Location: Ord, NE)
Date Established: January 01, 1882
WWW: http://www.fnbord.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 14183
FDIC's unique #: 3698
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1411 M Street, Ord, NE 68862
County: Valley
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $93.6 mil
Equity capital: $9.3 mil
Deposits held in domestic offices: $79.2 mil
Return on assets (ROA): 0.72% ($0.7 mil)
Quarterly return on assets: 0.94% ($0.9 mil)
Return on Equity (ROE): 7.04% ($0.6 mil)
Quarterly return on equity: 9.32% ($0.8 mil)
Net income: $0.6 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.74% ($692.8 mil)
Quarterly Pretax return on assets: 0.98% ($917.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
22Total employees (full-time equivalent)
$93,621Total assets
$9,249Cash and due from depository institutions
$5,250Interest-bearing balances
$24,271Securities
$7,360Federal funds sold & reverse repurchase agreements
$50,636Net loans & leases
$888Loan loss allowance
$0Trading account assets
$292Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$93,621Life insurance assets
$1,813All other assets
$84,273Total liabilities and capital
$79,194Total liabilities
$61,988Total deposits
$79,194Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$79Subordinated debt
$9,348All other liabilities
$9,348Total equity capital
$9,348Total bank equity capital
$0Perpetual preferred stock
$582Common stock
$715Surplus
$8,051Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$9Income earned, not collected on loans
$0Earning assets
$831Long-term assets (5+ years)
$87,517Average Assets, year-to-date
$8,713Average Assets, quarterly
$90,455Volatile liabilities
$91,970Insider loans
$55,204FHLB advances
$90,298Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,234Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,733Restructured Loans and leases
$689Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,336Total interest income
$761Total interest expense
$2,575Net interest income
$24Provision for loan and lease losses
$282Total noninterest income
$0Fiduciary activities
$193Service charges on deposit accounts
$0Trading account gains & fees
$89Additional noninterest income
$2,161Total noninterest expense
$1,394Salaries and employee benefits
$284Premises and equipment expense
$483Additional noninterest expense
$672Pre-tax net operating income
$0Securities gains (losses)
$24Applicable income taxes
$648Income before extraordinary items
$0Extraordinary gains - net
$648Net income attributable to bank
$0Net charge-offs
$648Cash dividends
$53Sale, conversion, retirement of capital stock, net
$465Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.96%Yield on earning assets
0.90%Cost of funding earning assets
3.06%Net interest margin
0.34%Noninterest income to earning assets
2.57%Noninterest expense to earning assets
0.72%Net operating income to assets
0.72%Return on assets (ROA)
0.74%Pretax return on assets
7.04%Return on equity (ROE)
1.99%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
45.28%Credit loss provision to net charge-offs
13.13%Efficiency ratio
75,639Assets per employee
4.26%Cash dividends to net income (YTD only)
Condition Ratios (%)
71.76%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
9866.67%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.02%Net loans and leases to deposits
63.94%Net loans and leases to core deposits
68.17%Equity capital to assets
9.98%Core capital (leverage) ratio
10.23%Tier 1 risk-based capital ratio
16.73%Total risk-based capital ratio
Memoranda
$18Average assets
$90,455Average earning assets
$9,203Average equity
$84,164Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	3698	First National Bank In Ord	1411 M Street, Ord, NE 68862	January 01, 1882	Full Service Brick and Mortar
1	10852	Sargent Branch	315 West Main Street, Sargent, NE 68874	January 01, 1910	Full Service Brick and Mortar

First National Bank in Ord in Ord, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Ord - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Ord in Ord, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Ord - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Ord in Ord, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches