Security State Bank in Ansley, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


Security State Bank - Overview

  • General
  • FDIC Certificate #: 10643
    Status: Active
    Federal Reserve ID: 397559
    Bank Holding Company (Regulatory Top Holder): Mackey Banco, Inc. (RSSDID: 2332620, Location: Ansley, NE)
    Date Established: Febuary 05, 1915
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 53307
    FDIC's unique #: 6825
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 624 Main St, Ansley, NE 68814
    County: Custer
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $112.2 mil
    Equity capital: $8.9 mil
    Deposits held in domestic offices: $96.0 mil
    Return on assets (ROA): 1.35% ($1.5 mil)
    Quarterly return on assets: 0.94% ($1.1 mil)
    Return on Equity (ROE): 16.45% ($1.5 mil)
    Quarterly return on equity: 11.55% ($1.0 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.38% ($1,548.3 mil)
    Quarterly Pretax return on assets: 0.97% ($1,088.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $112,198Total assets
  • $2,602Cash and due from depository institutions
  • $127Interest-bearing balances
  • $5,767Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $93,393Net loans & leases
  • $951Loan loss allowance
  • $0Trading account assets
  • $4,667Bank premises and fixed assets
  • $429Other real estate owned
  • $1,153Goodwill and other intangibles
  • $112,198Life insurance assets
  • $4,187All other assets
  • $103,345Total liabilities and capital
  • $96,019Total liabilities
  • $84,966Total deposits
  • $96,019Interest-bearing deposits
  • $76Deposits held in domestic offices
  • 1890.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,836Trading liabilities
  • $0Other borrowed funds
  • $600Subordinated debt
  • $8,853All other liabilities
  • $8,853Total equity capital
  • $8,853Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $7,150Surplus
  • $1,653Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,096Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $360Income earned, not collected on loans
  • $0Earning assets
  • $1,328Long-term assets (5+ years)
  • $99,287Average Assets, year-to-date
  • $17,014Average Assets, quarterly
  • $101,862Volatile liabilities
  • $108,324Insider loans
  • $91,467FHLB advances
  • $107,390Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,612Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $12,895Restructured Loans and leases
  • $1,186Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,144Total interest income
  • $1,505Total interest expense
  • $5,639Net interest income
  • $513Provision for loan and lease losses
  • $1,223Total noninterest income
  • $0Fiduciary activities
  • $74Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,149Additional noninterest income
  • $4,941Total noninterest expense
  • $2,884Salaries and employee benefits
  • $400Premises and equipment expense
  • $1,657Additional noninterest expense
  • $1,408Pre-tax net operating income
  • $0Securities gains (losses)
  • $35Applicable income taxes
  • $1,373Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,373Net income attributable to bank
  • $0Net charge-offs
  • $1,373Cash dividends
  • $323Sale, conversion, retirement of capital stock, net
  • $276Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.87%Yield on earning assets
  • 1.66%Cost of funding earning assets
  • 6.21%Net interest margin
  • 1.35%Noninterest income to earning assets
  • 5.44%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 16.45%Return on equity (ROE)
  • 13.14%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 158.82%Credit loss provision to net charge-offs
  • 5.95%Efficiency ratio
  • 71,874Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.10%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 264.17%Noncurrent assets plus other real estate owned to assets
  • 0.70%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 97.27%Net loans and leases to core deposits
  • 208.11%Equity capital to assets
  • 7.89%Core capital (leverage) ratio
  • 8.02%Tier 1 risk-based capital ratio
  • 9.42%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $101,862Average earning assets
  • $8,347Average equity
  • $90,767Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06825Security State Bank624 Main St, Ansley, NE 68814Febuary 05, 1915Full Service Brick and Mortar
    1453574Dundee Bank, Branch Of Security State Bank, Ansley, Nebraska5015 Underwood Avenue, Omaha, NE 68132July 17, 2006Full Service Brick and Mortar

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