First National Bank in Pawhuska in Pawhuska, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Pawhuska - Overview

  • General
  • FDIC Certificate #: 4174
    Status: Active
    Federal Reserve ID: 515250
    Bank Holding Company (Regulatory Top Holder): Pawhuska Financial Corp. (RSSDID: 3396946, Location: Pawhuska, OK)
    Date Established: September 25, 1906
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 2732
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 W. Main St, Pawhuska, OK 74056
    County: Osage
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $33.4 mil
    Equity capital: $3.1 mil
    Deposits held in domestic offices: $30.1 mil
    Return on assets (ROA): 0.02% ($0.0 mil)
    Quarterly return on assets: 0.50% ($0.2 mil)
    Return on Equity (ROE): 0.24% ($0.0 mil)
    Quarterly return on equity: 5.10% ($0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.02% ($6.7 mil)
    Quarterly Pretax return on assets: 0.50% ($166.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $33,364Total assets
  • $6,511Cash and due from depository institutions
  • $3,764Interest-bearing balances
  • $9,638Securities
  • $4,297Federal funds sold & reverse repurchase agreements
  • $11,759Net loans & leases
  • $744Loan loss allowance
  • $0Trading account assets
  • $831Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $33,364Life insurance assets
  • $328All other assets
  • $30,221Total liabilities and capital
  • $30,090Total liabilities
  • $18,385Total deposits
  • $30,090Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $131Subordinated debt
  • $3,143All other liabilities
  • $3,143Total equity capital
  • $3,143Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $300Surplus
  • $2,743Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,039Income earned, not collected on loans
  • $0Earning assets
  • $147Long-term assets (5+ years)
  • $29,458Average Assets, year-to-date
  • $12,395Average Assets, quarterly
  • $30,579Volatile liabilities
  • $31,896Insider loans
  • $14,914FHLB advances
  • $31,042Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,023Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $370Restructured Loans and leases
  • $239Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,386Total interest income
  • $174Total interest expense
  • $1,212Net interest income
  • $51Provision for loan and lease losses
  • $377Total noninterest income
  • $0Fiduciary activities
  • $225Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $1,531Total noninterest expense
  • $640Salaries and employee benefits
  • $174Premises and equipment expense
  • $717Additional noninterest expense
  • $7Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $7Income before extraordinary items
  • $0Extraordinary gains - net
  • $7Net income attributable to bank
  • $0Net charge-offs
  • $7Cash dividends
  • -$64Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.05%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 4.42%Net interest margin
  • 1.37%Noninterest income to earning assets
  • 5.58%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 0.24%Return on equity (ROE)
  • 0.24%Retained earnings to average equity (YTD only)
  • -0.44%Net charge-offs to loans
  • -79.69%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 96,350Assets per employee
  • 2.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.95%Loss allowance to noncurrent loans
  • 71.61%Noncurrent assets plus other real estate owned to assets
  • 3.11%Noncurrent loans to loans
  • 8.31%Net loans and leases to deposits
  • 39.08%Net loans and leases to core deposits
  • 39.41%Equity capital to assets
  • 9.42%Core capital (leverage) ratio
  • 9.74%Tier 1 risk-based capital ratio
  • 20.27%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $30,579Average earning assets
  • $2,973Average equity
  • $27,419Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02732First National Bank In Pawhuska100 W. Main St, Pawhuska, OK 74056September 25, 1906Full Service Brick and Mortar
    1202357Drive-In Facility200 West Main, Pawhuska, OK 74056January 09, 1979Limited Service Facility

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank in Pawhuska.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents