First National Bank of Chaves County in Roswell, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1998

  • First National Bank of Chaves County in Roswell, New Mexico (NM)
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First National Bank of Chaves County - Overview

  • General
  • FDIC Certificate #: 26370
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Security Bank of Southern New Mexico, National Association (#2248)
    Federal Reserve ID: 659659
    Date Established: September 12, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 32967
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 12, 1985
    Last Structure Change Effective Date: July 01, 1998
    Last Structure Change Process Date: July 22, 1998
    Last Data Update: July 22, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 1901 North Main Street, Roswell, NM 88201
    County: Chaves
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Roswell, NM (#40740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $39.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $37,761Total assets
  • $1,665Cash and due from depository institutions
  • $0Interest-bearing balances
  • $7,080Securities
  • $1,150Federal funds sold & reverse repurchase agreements
  • $26,540Net loans & leases
  • $409Loan loss allowance
  • $0Trading account assets
  • $177Bank premises and fixed assets
  • $44Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,105All other assets
  • $37,761Total liabilities and capital
  • $34,602Total liabilities
  • $34,385Total deposits
  • $29,949Interest-bearing deposits
  • $34,385Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $217All other liabilities
  • $3,159Total equity capital
  • $3,159Total bank equity capital
  • $3,159Perpetual preferred stock
  • $0Common stock
  • $950Surplus
  • $1,300Undivided profits
  • Memoranda
  • $909Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $194Earning assets
  • $0Long-term assets (5+ years)
  • $164Average Assets, year-to-date
  • $34,770Average Assets, quarterly
  • $4,645Volatile liabilities
  • $36,932Insider loans
  • $37,820FHLB advances
  • $10,854Loans and leases held for sale
  • $133Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $930Total unused commitments
  • $0Restructured Loans and leases
  • $27,368Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $3,275Total interest income
  • $1,438Total interest expense
  • $1,837Net interest income
  • $25Provision for loan and lease losses
  • $314Total noninterest income
  • $0Fiduciary activities
  • $210Service charges on deposit accounts
  • $0Trading account gains & fees
  • $104Additional noninterest income
  • $1,523Total noninterest expense
  • $781Salaries and employee benefits
  • $257Premises and equipment expense
  • $485Additional noninterest expense
  • $603Pre-tax net operating income
  • $1Securities gains (losses)
  • $199Applicable income taxes
  • $405Income before extraordinary items
  • $0Extraordinary gains - net
  • $405Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $126Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.62%Yield on earning assets
  • 4.23%Cost of funding earning assets
  • 5.40%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 4.48%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.10%Return on assets (ROA)
  • 1.64%Pretax return on assets
  • 13.82%Return on equity (ROE)
  • 13.82%Retained earnings to average equity (YTD only)
  • 0.48%Net charge-offs to loans
  • 19.84%Credit loss provision to net charge-offs
  • 4.98%Efficiency ratio
  • 70,804Assets per employee
  • 1.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 210.82%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 0.72%Net loans and leases to deposits
  • 77.18%Net loans and leases to core deposits
  • 112.79%Equity capital to assets
  • 8.37%Core capital (leverage) ratio
  • 8.23%Tier 1 risk-based capital ratio
  • 11.50%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $36,932Average earning assets
  • $2,931Average equity
  • $34,026Average loans

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