First National Bank of Florida at Bonita Springs in Bonita Springs, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 13, 1998

  • First National Bank of Florida at Bonita Springs in Bonita Springs, Florida (FL)
  • Show street view No street view available for this location

First National Bank of Florida at Bonita Springs - Overview

  • General
  • FDIC Certificate #: 18950
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Colonial Bank (#9609)
    Federal Reserve ID: 107132
    Date Established: November 18, 1963
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 10606
    FDIC's unique #: 12795
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 18, 1963
    Last Structure Change Effective Date: Febuary 13, 1998
    Last Structure Change Process Date: March 18, 1998
    Last Data Update: March 18, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Tamiami Trail, Bonita Springs, FL 33923
    County: Lee
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Fort Myers-Cape Coral, FL (#2700)
    Core Based Statistical Area (CBSA): Cape Coral-Fort Myers, FL (#15980)
    CBSA Metro Statistical Area: Cape Coral-Fort Myers, FL (#15980)
  • Financial Summary
  • Total assets: $255.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 123Total employees (full-time equivalent)
  • $255,756Total assets
  • $10,380Cash and due from depository institutions
  • $46Interest-bearing balances
  • $64,850Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $170,796Net loans & leases
  • $2,196Loan loss allowance
  • $0Trading account assets
  • $6,591Bank premises and fixed assets
  • $619Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,520All other assets
  • $255,756Total liabilities and capital
  • $238,338Total liabilities
  • $227,318Total deposits
  • $200,616Interest-bearing deposits
  • $227,318Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,043Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $400Other borrowed funds
  • $0Subordinated debt
  • $1,577All other liabilities
  • $17,418Total equity capital
  • $17,418Total bank equity capital
  • $17,418Perpetual preferred stock
  • $2,850Common stock
  • $942Surplus
  • $1,061Undivided profits
  • Memoranda
  • $12,565Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,015Earning assets
  • $0Long-term assets (5+ years)
  • $1,033Average Assets, year-to-date
  • $235,692Average Assets, quarterly
  • $49,015Volatile liabilities
  • $246,336Insider loans
  • $250,580FHLB advances
  • $23,089Loans and leases held for sale
  • $3,389Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $35,620Total unused commitments
  • $0Restructured Loans and leases
  • $147,880Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $18,232Total interest income
  • $8,248Total interest expense
  • $9,984Net interest income
  • $1,195Provision for loan and lease losses
  • $2,141Total noninterest income
  • $0Fiduciary activities
  • $1,168Service charges on deposit accounts
  • $0Trading account gains & fees
  • $973Additional noninterest income
  • $9,494Total noninterest expense
  • $4,556Salaries and employee benefits
  • $1,938Premises and equipment expense
  • $3,000Additional noninterest expense
  • $1,436Pre-tax net operating income
  • $293Securities gains (losses)
  • $330Applicable income taxes
  • $1,399Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,399Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $677Sale, conversion, retirement of capital stock, net
  • $742Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.04%Yield on earning assets
  • 3.64%Cost of funding earning assets
  • 4.40%Net interest margin
  • 0.94%Noninterest income to earning assets
  • 4.19%Noninterest expense to earning assets
  • 0.47%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 8.25%Return on equity (ROE)
  • 3.88%Retained earnings to average equity (YTD only)
  • 0.41%Net charge-offs to loans
  • 176.51%Credit loss provision to net charge-offs
  • 3.89%Efficiency ratio
  • 78,301Assets per employee
  • 2.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 53.04%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 72.84%Noncurrent assets plus other real estate owned to assets
  • 1.42%Noncurrent loans to loans
  • 1.74%Net loans and leases to deposits
  • 75.14%Net loans and leases to core deposits
  • 79.93%Equity capital to assets
  • 6.81%Core capital (leverage) ratio
  • 6.65%Tier 1 risk-based capital ratio
  • 11.53%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $246,336Average earning assets
  • $16,954Average equity
  • $226,849Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank of Florida at Bonita Springs.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents