First National Bank of Gillette in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Gillette in Gillette, Wyoming (WY)
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First National Bank of Gillette routing number info

First National Bank of Gillette - Overview

General
FDIC Certificate #: 18880
Status: Active
Federal Reserve ID: 890050
Bank Holding Company (Regulatory Top Holder): First National Bank Of Gillette Holding Company (RSSDID: 1057908, Location: Gillette, WY)
Date Established: September 10, 1963
WWW: http://www.fnbgillette.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 12732
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: September 10, 1963
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 319 South Gillette Avenue, Gillette, WY 82716
County: Campbell
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Gillette, WY (#23940)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $450.5 mil
Equity capital: $51.1 mil
Deposits held in domestic offices: $398.0 mil
Return on assets (ROA): 1.07% ($4.8 mil)
Quarterly return on assets: 1.41% ($6.3 mil)
Return on Equity (ROE): 8.94% ($4.6 mil)
Quarterly return on equity: 11.91% ($6.1 mil)
Net income: $4.4 mil
Quarterly Net income: $1.5 mil
Pretax return on assets: 1.07% ($4,819.9 mil)
Quarterly Pretax return on assets: 1.41% ($6,351.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
80Total employees (full-time equivalent)
$450,458Total assets
$87,160Cash and due from depository institutions
$79,778Interest-bearing balances
$237,413Securities
$0Federal funds sold & reverse repurchase agreements
$121,318Net loans & leases
$2,102Loan loss allowance
$0Trading account assets
$667Bank premises and fixed assets
$830Other real estate owned
$0Goodwill and other intangibles
$450,458Life insurance assets
$3,070All other assets
$399,328Total liabilities and capital
$398,010Total liabilities
$332,406Total deposits
$398,010Interest-bearing deposits
$68Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,318Subordinated debt
$51,130All other liabilities
$51,130Total equity capital
$51,130Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$1,800Surplus
$49,230Undivided profits
Memoranda
$0Noncurrent loans and leases
$7,479Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,435Income earned, not collected on loans
$0Earning assets
$1,716Long-term assets (5+ years)
$438,509Average Assets, year-to-date
$196,168Average Assets, quarterly
$409,041Volatile liabilities
$429,674Insider loans
$174,565FHLB advances
$434,231Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$45,661Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$63,626Restructured Loans and leases
$10,487Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$14,279Total interest income
$2,449Total interest expense
$11,830Net interest income
$1,675Provision for loan and lease losses
$5,270Total noninterest income
$0Fiduciary activities
$522Service charges on deposit accounts
$0Trading account gains & fees
$4,748Additional noninterest income
$11,291Total noninterest expense
$6,206Salaries and employee benefits
$707Premises and equipment expense
$4,378Additional noninterest expense
$4,134Pre-tax net operating income
$235Securities gains (losses)
$0Applicable income taxes
$4,369Income before extraordinary items
$0Extraordinary gains - net
$4,369Net income attributable to bank
$0Net charge-offs
$4,369Cash dividends
$2,056Sale, conversion, retirement of capital stock, net
$2,150Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.59%Yield on earning assets
0.62%Cost of funding earning assets
2.98%Net interest margin
1.33%Noninterest income to earning assets
2.84%Noninterest expense to earning assets
1.01%Net operating income to assets
1.07%Return on assets (ROA)
1.07%Pretax return on assets
8.94%Return on equity (ROE)
4.54%Retained earnings to average equity (YTD only)
1.71%Net charge-offs to loans
81.47%Credit loss provision to net charge-offs
2.83%Efficiency ratio
66,029Assets per employee
5.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
49.21%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
146.48%Noncurrent assets plus other real estate owned to assets
0.50%Noncurrent loans to loans
1.16%Net loans and leases to deposits
30.48%Net loans and leases to core deposits
33.96%Equity capital to assets
11.35%Core capital (leverage) ratio
10.52%Tier 1 risk-based capital ratio
26.16%Total risk-based capital ratio
Memoranda
$27Average assets
$409,041Average earning assets
$48,870Average equity
$397,378Average loans

List of branches

2 Wyoming Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	12732	First National Bank Of Gillette	319 South Gillette Avenue, Gillette, WY 82716	September 10, 1963	Full Service Brick and Mortar
1	492331	R C Ranch Branch	520 Running W Drive, Gillette, WY 82718	November 10, 2008	Full Service Brick and Mortar

First National Bank of Gillette in Gillette, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Gillette - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Gillette in Gillette, Wyoming (WY)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Gillette - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Gillette in Gillette, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches