The Converse County Bank in Douglas, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Converse County Bank in Douglas, Wyoming (WY)
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The Converse County Bank - Overview

  • General
  • FDIC Certificate #: 12591
    Status: Active
    Federal Reserve ID: 72258
    Bank Holding Company (Regulatory Top Holder): Converse County Capital Corporation (RSSDID: 1059975, Location: Douglas, WY)
    Date Established: January 01, 1918
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 7995
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 332 Walnut Street, Douglas, WY 82633
    County: Converse
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $374.3 mil
    Equity capital: $32.8 mil
    Deposits held in domestic offices: $340.9 mil
    Return on assets (ROA): 1.72% ($6.4 mil)
    Quarterly return on assets: 1.81% ($6.8 mil)
    Return on Equity (ROE): 18.42% ($6.1 mil)
    Quarterly return on equity: 19.82% ($6.5 mil)
    Net income: $5.8 mil
    Quarterly Net income: $1.6 mil
    Pretax return on assets: 1.72% ($6,438.6 mil)
    Quarterly Pretax return on assets: 1.81% ($6,775.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 56Total employees (full-time equivalent)
  • $374,339Total assets
  • $26,260Cash and due from depository institutions
  • $24,716Interest-bearing balances
  • $215,837Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $123,491Net loans & leases
  • $2,550Loan loss allowance
  • $0Trading account assets
  • $4,395Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $374,339Life insurance assets
  • $4,356All other assets
  • $341,516Total liabilities and capital
  • $340,878Total liabilities
  • $330,657Total deposits
  • $340,878Interest-bearing deposits
  • $68Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $638Subordinated debt
  • $32,823All other liabilities
  • $32,823Total equity capital
  • $32,823Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $7,700Surplus
  • $25,023Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,011Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $1,940Long-term assets (5+ years)
  • $364,044Average Assets, year-to-date
  • $71,810Average Assets, quarterly
  • $333,897Volatile liabilities
  • $354,799Insider loans
  • $161,687FHLB advances
  • $363,491Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $29,539Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $26,381Restructured Loans and leases
  • $2,244Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,098Total interest income
  • $2,721Total interest expense
  • $9,377Net interest income
  • $161Provision for loan and lease losses
  • $1,968Total noninterest income
  • $356Fiduciary activities
  • $802Service charges on deposit accounts
  • $0Trading account gains & fees
  • $810Additional noninterest income
  • $5,432Total noninterest expense
  • $2,760Salaries and employee benefits
  • $679Premises and equipment expense
  • $1,993Additional noninterest expense
  • $5,752Pre-tax net operating income
  • $1Securities gains (losses)
  • $0Applicable income taxes
  • $5,753Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,753Net income attributable to bank
  • $0Net charge-offs
  • $5,753Cash dividends
  • $111Sale, conversion, retirement of capital stock, net
  • $3,980Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 0.84%Cost of funding earning assets
  • 2.90%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 1.68%Noninterest expense to earning assets
  • 1.72%Net operating income to assets
  • 1.72%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 18.42%Return on equity (ROE)
  • 5.68%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 145.05%Credit loss provision to net charge-offs
  • 53.27%Efficiency ratio
  • 47,880Assets per employee
  • 6.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.18%Loss allowance to loans
  • 2.02%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 36.23%Net loans and leases to core deposits
  • 43.82%Equity capital to assets
  • 8.77%Core capital (leverage) ratio
  • 8.13%Tier 1 risk-based capital ratio
  • 18.27%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $333,897Average earning assets
  • $31,228Average equity
  • $323,471Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $97,456Managed Assets
  • 1Number of Accounts
  • $68,836Personal trust and agency accounts
  • $67,582Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $887Other retirement accounts
  • $367Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 289Number of Accounts
  • $0Personal trust and agency accounts
  • $367Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $28,620Other retirement accounts
  • $16,709Corporate trust and agency accounts
  • $67Other fiduciary accounts
  • $11,410Fiduciary accounts held in foreign offices

List of branches

  • 1 Wyoming Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07995The Converse County Bank332 Walnut Street, Douglas, WY 82633January 01, 1918Full Service Brick and Mortar

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