First National Bank of Gonzales in Gonzales, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 09, 2001

  • First National Bank of Gonzales in Gonzales, Louisiana (LA)
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First National Bank of Gonzales - Overview

  • General
  • FDIC Certificate #: 18670
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Whitney National Bank (#18538)
    Federal Reserve ID: 594639
    Date Established: January 02, 1963
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 12547
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 02, 1963
    Last Structure Change Effective Date: Febuary 09, 2001
    Last Structure Change Process Date: Febuary 28, 2001
    Last Data Update: Febuary 28, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Gonzales, LA 70737
    County: Ascension
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • Financial Summary
  • Total assets: $103.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $103,375Total assets
  • $6,060Cash and due from depository institutions
  • $100Interest-bearing balances
  • $19,326Securities
  • $2,075Federal funds sold & reverse repurchase agreements
  • $57,692Net loans & leases
  • $855Loan loss allowance
  • $0Trading account assets
  • $2,061Bank premises and fixed assets
  • $0Other real estate owned
  • $15,036Goodwill and other intangibles
  • $0Life insurance assets
  • $1,125All other assets
  • $103,375Total liabilities and capital
  • $80,822Total liabilities
  • $78,729Total deposits
  • $56,006Interest-bearing deposits
  • $78,729Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,093All other liabilities
  • $22,553Total equity capital
  • $22,553Total bank equity capital
  • $22,553Perpetual preferred stock
  • $0Common stock
  • $672Surplus
  • $21,624Undivided profits
  • Memoranda
  • $257Noncurrent loans and leases
  • $7,153Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $342Earning assets
  • $0Long-term assets (5+ years)
  • $324Average Assets, year-to-date
  • $79,193Average Assets, quarterly
  • $4,888Volatile liabilities
  • $94,875Insider loans
  • $96,450FHLB advances
  • $6,542Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,153Total unused commitments
  • $0Restructured Loans and leases
  • $736Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $1,074Total interest income
  • $365Total interest expense
  • $709Net interest income
  • $0Provision for loan and lease losses
  • $141Total noninterest income
  • $0Fiduciary activities
  • $114Service charges on deposit accounts
  • $0Trading account gains & fees
  • $27Additional noninterest income
  • $616Total noninterest expense
  • $256Salaries and employee benefits
  • $90Premises and equipment expense
  • $270Additional noninterest expense
  • $234Pre-tax net operating income
  • $0Securities gains (losses)
  • $97Applicable income taxes
  • $137Income before extraordinary items
  • $0Extraordinary gains - net
  • $137Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.34%Yield on earning assets
  • 0.45%Cost of funding earning assets
  • 0.88%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 0.77%Noninterest expense to earning assets
  • 0.14%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • 0.25%Pretax return on assets
  • 1.16%Return on equity (ROE)
  • 1.16%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 3.25%Efficiency ratio
  • 52,941Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 250.00%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 73.28%Net loans and leases to core deposits
  • 79.92%Equity capital to assets
  • 21.82%Core capital (leverage) ratio
  • 8.38%Tier 1 risk-based capital ratio
  • 12.59%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $94,875Average earning assets
  • $11,808Average equity
  • $80,262Average loans

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