First National Bank of Hampton in Hampton, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Hampton - Overview

  • General
  • FDIC Certificate #: 4464
    Status: Active
    Federal Reserve ID: 786948
    Bank Holding Company (Regulatory Top Holder): A. M. Saylor, Incorporated (RSSDID: 1200142, Location: Hampton, IA)
    Date Established: January 01, 1933
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2949
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 211 1st Avenue, N.W., Hampton, IA 50441
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $127.2 mil
    Equity capital: $15.9 mil
    Deposits held in domestic offices: $109.6 mil
    Return on assets (ROA): 1.60% ($2.0 mil)
    Quarterly return on assets: 1.51% ($1.9 mil)
    Return on Equity (ROE): 12.59% ($2.0 mil)
    Quarterly return on equity: 11.85% ($1.9 mil)
    Net income: $1.9 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.69% ($2,148.9 mil)
    Quarterly Pretax return on assets: 1.59% ($2,021.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $127,155Total assets
  • $11,850Cash and due from depository institutions
  • $9,375Interest-bearing balances
  • $41,587Securities
  • $5,458Federal funds sold & reverse repurchase agreements
  • $65,340Net loans & leases
  • $1,208Loan loss allowance
  • $0Trading account assets
  • $935Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $127,155Life insurance assets
  • $1,985All other assets
  • $111,228Total liabilities and capital
  • $109,557Total liabilities
  • $97,079Total deposits
  • $109,557Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 1314.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $150Trading liabilities
  • $0Other borrowed funds
  • $207Subordinated debt
  • $15,927All other liabilities
  • $15,927Total equity capital
  • $15,927Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $750Surplus
  • $15,027Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $470Income earned, not collected on loans
  • $0Earning assets
  • $1,000Long-term assets (5+ years)
  • $121,760Average Assets, year-to-date
  • $29,620Average Assets, quarterly
  • $119,199Volatile liabilities
  • $124,693Insider loans
  • $85,465FHLB advances
  • $126,007Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,385Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,724Restructured Loans and leases
  • $575Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,361Total interest income
  • $1,017Total interest expense
  • $4,344Net interest income
  • $290Provision for loan and lease losses
  • $548Total noninterest income
  • $0Fiduciary activities
  • $382Service charges on deposit accounts
  • $0Trading account gains & fees
  • $166Additional noninterest income
  • $2,593Total noninterest expense
  • $1,499Salaries and employee benefits
  • $313Premises and equipment expense
  • $781Additional noninterest expense
  • $2,009Pre-tax net operating income
  • $0Securities gains (losses)
  • $99Applicable income taxes
  • $1,910Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,910Net income attributable to bank
  • $0Net charge-offs
  • $1,910Cash dividends
  • $118Sale, conversion, retirement of capital stock, net
  • $1,050Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 0.89%Cost of funding earning assets
  • 3.81%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.60%Net operating income to assets
  • 1.60%Return on assets (ROA)
  • 1.69%Pretax return on assets
  • 12.59%Return on equity (ROE)
  • 5.67%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 245.76%Credit loss provision to net charge-offs
  • 19.48%Efficiency ratio
  • 53,005Assets per employee
  • 6.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.97%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 257.02%Noncurrent assets plus other real estate owned to assets
  • 0.50%Noncurrent loans to loans
  • 0.71%Net loans and leases to deposits
  • 59.64%Net loans and leases to core deposits
  • 60.74%Equity capital to assets
  • 12.53%Core capital (leverage) ratio
  • 11.42%Tier 1 risk-based capital ratio
  • 16.83%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $119,199Average earning assets
  • $15,169Average equity
  • $113,954Average loans

Total Fiduciary and Related Assets (December 31, 2010)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2Managed Assets
  • 1Number of Accounts
  • $2Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $1Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $1Non-managed Assets
  • 2Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Iowa Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02949First National Bank Of Hampton211 1st Avenue, N.W., Hampton, IA 50441January 01, 1933Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank of Hampton.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents