Hampton State Bank in Hampton, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Hampton State Bank - Overview

  • General
  • FDIC Certificate #: 13722
    Status: Active
    Federal Reserve ID: 727343
    Bank Holding Company (Regulatory Top Holder): Hampton Banco, Inc. (RSSDID: 1202221, Location: Hampton, IA)
    Date Established: January 01, 1934
    WWW: http://www.hamptonstate.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 10617
    FDIC's unique #: 8577
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 25, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 1st Street, N.W., Hampton, IA 50441
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $73.0 mil
    Equity capital: $9.3 mil
    Deposits held in domestic offices: $57.9 mil
    Return on assets (ROA): 1.51% ($1.1 mil)
    Quarterly return on assets: 0.90% ($0.7 mil)
    Return on Equity (ROE): 12.32% ($1.1 mil)
    Quarterly return on equity: 6.94% ($0.6 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.59% ($1,161.5 mil)
    Quarterly Pretax return on assets: 0.96% ($701.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $73,049Total assets
  • $5,242Cash and due from depository institutions
  • $3,636Interest-bearing balances
  • $20,553Securities
  • $2,000Federal funds sold & reverse repurchase agreements
  • $42,148Net loans & leases
  • $586Loan loss allowance
  • $0Trading account assets
  • $964Bank premises and fixed assets
  • $6Other real estate owned
  • $0Goodwill and other intangibles
  • $73,049Life insurance assets
  • $2,136All other assets
  • $63,787Total liabilities and capital
  • $57,864Total liabilities
  • $52,378Total deposits
  • $57,864Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $923Subordinated debt
  • $9,262All other liabilities
  • $9,262Total equity capital
  • $9,262Total bank equity capital
  • $0Perpetual preferred stock
  • $6Common stock
  • $1,984Surplus
  • $7,272Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $70Income earned, not collected on loans
  • $0Earning assets
  • $918Long-term assets (5+ years)
  • $68,337Average Assets, year-to-date
  • $37,336Average Assets, quarterly
  • $69,030Volatile liabilities
  • $71,308Insider loans
  • $54,902FHLB advances
  • $72,492Loans and leases held for sale
  • $749Unused loan commitments
  • $749Tier 1 (core) risk-based capital
  • $7,752Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,806Restructured Loans and leases
  • $364Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,296Total interest income
  • $821Total interest expense
  • $2,475Net interest income
  • $40Provision for loan and lease losses
  • $452Total noninterest income
  • $0Fiduciary activities
  • $195Service charges on deposit accounts
  • $0Trading account gains & fees
  • $257Additional noninterest income
  • $1,805Total noninterest expense
  • $1,106Salaries and employee benefits
  • $187Premises and equipment expense
  • $512Additional noninterest expense
  • $1,082Pre-tax net operating income
  • $14Securities gains (losses)
  • $52Applicable income taxes
  • $1,044Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,044Net income attributable to bank
  • $0Net charge-offs
  • $1,044Cash dividends
  • $40Sale, conversion, retirement of capital stock, net
  • $794Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.04%Yield on earning assets
  • 1.26%Cost of funding earning assets
  • 3.78%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 1.59%Pretax return on assets
  • 12.32%Return on equity (ROE)
  • 2.95%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 28.05%Efficiency ratio
  • 61,667Assets per employee
  • 5.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.05%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 837.14%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 72.84%Net loans and leases to core deposits
  • 76.23%Equity capital to assets
  • 12.68%Core capital (leverage) ratio
  • 10.69%Tier 1 risk-based capital ratio
  • 14.12%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $69,030Average earning assets
  • $8,476Average equity
  • $65,391Average loans

List of branches

  • 2 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08577Hampton State Bank100 1st Street, N.W., Hampton, IA 50441January 01, 1934Full Service Brick and Mortar
    1230025Drive-In Branch220 First, N.W., Hampton, IA 50441December 03, 1973Limited Service Facility

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