First National Bank of Holcomb in Holcomb, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


First National Bank of Holcomb - Overview

  • General
  • FDIC Certificate #: 24577
    Status: Active
    Federal Reserve ID: 997856
    Bank Holding Company (Regulatory Top Holder): Holcomb Bancshares, Inc. (RSSDID: 2046507, Location: Holcomb, KS)
    Date Established: May 23, 1983
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 13917
    FDIC's unique #: 17077
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 23, 1983
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: October 07, 2010
    Last Data Update: October 07, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 N Henderson St, Holcomb, KS 67851
    County: Finney
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Garden City, KS (#23780)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
    Corrections
  • Financial Summary
  • Total assets: $53.1 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $44.3 mil
    Return on assets (ROA): 1.51% ($0.8 mil)
    Quarterly return on assets: 1.42% ($0.8 mil)
    Return on Equity (ROE): 10.85% ($0.9 mil)
    Quarterly return on equity: 9.61% ($0.8 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 2.02% ($1,073.2 mil)
    Quarterly Pretax return on assets: 1.87% ($993.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $53,128Total assets
  • $1,752Cash and due from depository institutions
  • $0Interest-bearing balances
  • $23,937Securities
  • $895Federal funds sold & reverse repurchase agreements
  • $24,650Net loans & leases
  • $269Loan loss allowance
  • $0Trading account assets
  • $309Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $53,128Life insurance assets
  • $1,585All other assets
  • $45,181Total liabilities and capital
  • $44,335Total liabilities
  • $42,274Total deposits
  • $44,335Interest-bearing deposits
  • $76Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $846Subordinated debt
  • $7,947All other liabilities
  • $7,947Total equity capital
  • $7,947Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $1,025Surplus
  • $6,422Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $136Income earned, not collected on loans
  • $0Earning assets
  • $667Long-term assets (5+ years)
  • $49,482Average Assets, year-to-date
  • $22,198Average Assets, quarterly
  • $52,682Volatile liabilities
  • $53,414Insider loans
  • $29,434FHLB advances
  • $53,469Loans and leases held for sale
  • $571Unused loan commitments
  • $571Tier 1 (core) risk-based capital
  • $7,342Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,465Restructured Loans and leases
  • $38Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,611Total interest income
  • $334Total interest expense
  • $2,277Net interest income
  • $0Provision for loan and lease losses
  • $162Total noninterest income
  • $0Fiduciary activities
  • $95Service charges on deposit accounts
  • $0Trading account gains & fees
  • $67Additional noninterest income
  • $1,540Total noninterest expense
  • $919Salaries and employee benefits
  • $106Premises and equipment expense
  • $515Additional noninterest expense
  • $899Pre-tax net operating income
  • $165Securities gains (losses)
  • $270Applicable income taxes
  • $794Income before extraordinary items
  • $0Extraordinary gains - net
  • $794Net income attributable to bank
  • $0Net charge-offs
  • $794Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.28%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 4.60%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 3.11%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.51%Return on assets (ROA)
  • 2.02%Pretax return on assets
  • 10.85%Return on equity (ROE)
  • 10.85%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 63,141Assets per employee
  • 3.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 197.79%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 55.60%Net loans and leases to core deposits
  • 65.67%Equity capital to assets
  • 14.96%Core capital (leverage) ratio
  • 13.73%Tier 1 risk-based capital ratio
  • 24.94%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $52,682Average earning assets
  • $7,317Average equity
  • $49,476Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017077First National Bank Of Holcomb401 N Henderson St, Holcomb, KS 67851May 23, 1983Full Service Brick and Mortar

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