First National Bank of Holcomb in Holcomb, Kansas (KS)



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First National Bank of Holcomb routing number info

Table of contents:
First National Bank of Holcomb
GeneralFDIC Certificate #: 24577
Status: Active
Federal Reserve ID: 997856
Bank Holding Company (Regulatory Top Holder): Holcomb Bancshares, Inc. (RSSDID: 2046507, Location: Holcomb, KS)
Date Established: May 23, 1983
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 13917
FDIC's unique #: 17077
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: May 23, 1983
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: October 07, 2010
Last Data Update: October 07, 2010
Data Source Date: April 05, 2012
LocationAddress: 401 N Henderson St, Holcomb, KS 67851
County: Finney
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Garden City, KS (#23780)
CBSA Micro Statistical Area: Yes
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Corrections
Financial SummaryTotal assets: $53.1 mil
Equity capital: $7.9 mil
Deposits held in domestic offices: $44.3 mil
Return on assets (ROA): 1.51% ($0.8 mil)
Quarterly return on assets: 1.42% ($0.8 mil)
Return on Equity (ROE): 10.85% ($0.9 mil)
Quarterly return on equity: 9.61% ($0.8 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 2.02% ($1,073.2 mil)
Quarterly Pretax return on assets: 1.87% ($993.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)16
Total assets$53,128
Cash and due from depository institutions$1,752
Interest-bearing balances$0
Securities$23,937
Federal funds sold & reverse repurchase agreements$895
Net loans & leases$24,650
Loan loss allowance $269
Trading account assets$0
Bank premises and fixed assets$309
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,585
Life insurance assets$53,128
Total liabilities and capital$45,181
Total liabilities$44,335
Total deposits$42,274
Interest-bearing deposits$44,335
Deposits held in domestic offices$76
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $846
All other liabilities $7,947
Total equity capital$7,947
Total bank equity capital$7,947
Perpetual preferred stock$0
Common stock$500
Surplus$1,025
Undivided profits $6,422
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $136
Earning assets $0
Long-term assets (5+ years) $667
Average Assets, year-to-date $49,482
Average Assets, quarterly $22,198
Volatile liabilities $52,682
Insider loans $53,414
FHLB advances $29,434
Loans and leases held for sale $53,469
Unused loan commitments $571
Tier 1 (core) risk-based capital $571
Tier 2 risk-based capital $7,342
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,465
Derivatives$38
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,611
Total interest expense $334
Net interest income $2,277
Provision for loan and lease losses $0
Total noninterest income $162
Fiduciary activities $0
Service charges on deposit accounts $95
Trading account gains & fees $0
Additional noninterest income $67
Total noninterest expense $1,540
Salaries and employee benefits $919
Premises and equipment expense $106
Additional noninterest expense $515
Pre-tax net operating income $899
Securities gains (losses) $165
Applicable income taxes $270
Income before extraordinary items $794
Extraordinary gains - net $0
Net income attributable to bank $794
Net charge-offs $0
Cash dividends $794
Sale, conversion, retirement of capital stock, net -$3
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.28%
Cost of funding earning assets 0.68%
Net interest margin 4.60%
Noninterest income to earning assets 0.33%
Noninterest expense to earning assets 3.11%
Net operating income to assets 1.27%
Return on assets (ROA) 1.51%
Pretax return on assets 2.02%
Return on equity (ROE) 10.85%
Retained earnings to average equity (YTD only) 10.85%
Net charge-offs to loans -0.01%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$63,141
Cash dividends to net income (YTD only)3.32%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.08%
Noncurrent assets plus other real estate owned to assets 197.79%
Noncurrent loans to loans 0.26%
Net loans and leases to deposits0.55%
Net loans and leases to core deposits 55.60%
Equity capital to assets 65.67%
Core capital (leverage) ratio 14.96%
Tier 1 risk-based capital ratio 13.73%
Total risk-based capital ratio 24.94%
Memoranda
Average assets$26
Average earning assets$52,682
Average equity $7,317
Average loans $49,476
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1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
017077First National Bank Of Holcomb401 N Henderson St, Holcomb, KS 67851May 23, 1983Full Service Brick and Mortar
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