The First National Bank of Scott City in Scott City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Scott City - Overview

  • General
  • FDIC Certificate #: 4769
    Status: Active
    Federal Reserve ID: 414652
    Bank Holding Company (Regulatory Top Holder): Hoeme Family Partnership (RSSDID: 2260095, Location: Scott City, KS)
    Date Established: January 01, 1902
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 15726
    FDIC's unique #: 3183
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 501 Main Street, Scott City, KS 67871
    County: Scott
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $100.7 mil
    Equity capital: $10.1 mil
    Deposits held in domestic offices: $89.5 mil
    Return on assets (ROA): 1.05% ($1.1 mil)
    Quarterly return on assets: 1.19% ($1.2 mil)
    Return on Equity (ROE): 10.86% ($1.1 mil)
    Quarterly return on equity: 12.05% ($1.2 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.53% ($1,541.3 mil)
    Quarterly Pretax return on assets: 1.68% ($1,692.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $100,736Total assets
  • $3,658Cash and due from depository institutions
  • $423Interest-bearing balances
  • $23,892Securities
  • $5,653Federal funds sold & reverse repurchase agreements
  • $62,619Net loans & leases
  • $802Loan loss allowance
  • $0Trading account assets
  • $1,444Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $100,735Life insurance assets
  • $3,470All other assets
  • $90,651Total liabilities and capital
  • $89,529Total liabilities
  • $66,166Total deposits
  • $89,529Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $769Trading liabilities
  • $0Other borrowed funds
  • $353Subordinated debt
  • $10,084All other liabilities
  • $10,084Total equity capital
  • $10,084Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $3,283Surplus
  • $5,801Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $612Income earned, not collected on loans
  • $0Earning assets
  • $1,072Long-term assets (5+ years)
  • $92,587Average Assets, year-to-date
  • $22,526Average Assets, quarterly
  • $98,177Volatile liabilities
  • $100,929Insider loans
  • $87,724FHLB advances
  • $98,459Loans and leases held for sale
  • $1,419Unused loan commitments
  • $1,419Tier 1 (core) risk-based capital
  • $9,825Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $38,350Restructured Loans and leases
  • $3,976Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,079Total interest income
  • $610Total interest expense
  • $3,469Net interest income
  • $97Provision for loan and lease losses
  • $330Total noninterest income
  • $0Fiduciary activities
  • $132Service charges on deposit accounts
  • $0Trading account gains & fees
  • $198Additional noninterest income
  • $2,196Total noninterest expense
  • $1,265Salaries and employee benefits
  • $245Premises and equipment expense
  • $686Additional noninterest expense
  • $1,506Pre-tax net operating income
  • $0Securities gains (losses)
  • $474Applicable income taxes
  • $1,032Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,032Net income attributable to bank
  • $0Net charge-offs
  • $1,032Cash dividends
  • $26Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.48%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 3.81%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 2.41%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 10.86%Return on equity (ROE)
  • 10.86%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 373.08%Credit loss provision to net charge-offs
  • 61.65%Efficiency ratio
  • 57,805Assets per employee
  • 4.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 131.05%Noncurrent assets plus other real estate owned to assets
  • 0.61%Noncurrent loans to loans
  • 0.96%Net loans and leases to deposits
  • 69.94%Net loans and leases to core deposits
  • 72.24%Equity capital to assets
  • 10.01%Core capital (leverage) ratio
  • 9.98%Tier 1 risk-based capital ratio
  • 11.20%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $98,177Average earning assets
  • $9,506Average equity
  • $91,026Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03183The First National Bank Of Scott Cit501 Main Street, Scott City, KS 67871January 01, 1902Full Service Brick and Mortar

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