First National Bank of Perry County, Indiana in Cannelton, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

First National Bank of Perry County, Indiana in Cannelton, Indiana (IN)
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First National Bank of Perry County, Indiana - Overview

General
FDIC Certificate #: 4390
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: TCB Bank (#4412)
Federal Reserve ID: 70544
Date Established: March 12, 1910
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
OTS Docket #: 9415
FDIC's unique #: 2891
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1995
Last Structure Change Process Date: Febuary 27, 1995
Last Data Update: Febuary 27, 1995
Data Source Date: April 05, 2012
Location
Address: Washington Street, Cannelton, IN 47520
County: Perry
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $20.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$14Total assets
$20,613Cash and due from depository institutions
$1,432Interest-bearing balances
$407Securities
$9,075Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$8,393Loan loss allowance
$262Trading account assets
$0Bank premises and fixed assets
$485Other real estate owned
$189Goodwill and other intangibles
$1,039Life insurance assets
$0All other assets
$0Total liabilities and capital
$20,613Total liabilities
$18,935Total deposits
$18,532Interest-bearing deposits
$15,921Deposits held in domestic offices
18532.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$150Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$253Total equity capital
$253Total bank equity capital
$1,678Perpetual preferred stock
$0Common stock
$347Surplus
$1,721Undivided profits
Memoranda
$-390Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$10Income earned, not collected on loans
$79Earning assets
$17,875Long-term assets (5+ years)
$587Average Assets, year-to-date
$21,817Average Assets, quarterly
$20,744Volatile liabilities
$793Insider loans
$23FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$431Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,967Total risk weighted assets
$10,510Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$1,391Total interest expense
$651Net interest income
$740Provision for loan and lease losses
$0Total noninterest income
$214Fiduciary activities
$0Service charges on deposit accounts
$76Trading account gains & fees
$0Additional noninterest income
$138Total noninterest expense
$921Salaries and employee benefits
$445Premises and equipment expense
$97Additional noninterest expense
$379Pre-tax net operating income
$33Securities gains (losses)
$5Applicable income taxes
$16Income before extraordinary items
$22Extraordinary gains - net
$0Net income attributable to bank
$22Net charge-offs
$2Cash dividends
$0Sale, conversion, retirement of capital stock, net
$141Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.17%Cost of funding earning assets
3.36%Net interest margin
3.82%Noninterest income to earning assets
1.10%Noninterest expense to earning assets
4.75%Net operating income to assets
0.09%Return on assets (ROA)
0.10%Pretax return on assets
0.17%Return on equity (ROE)
1.23%Retained earnings to average equity (YTD only)
1.23%Net charge-offs to loans
0.02%Credit loss provision to net charge-offs
0.00%Efficiency ratio
96,541Assets per employee
1.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.03%Loss allowance to noncurrent loans
2620.00%Noncurrent assets plus other real estate owned to assets
0.97%Noncurrent loans to loans
0.12%Net loans and leases to deposits
45.29%Net loans and leases to core deposits
46.92%Equity capital to assets
8.14%Core capital (leverage) ratio
9.46%Tier 1 risk-based capital ratio
18.71%Total risk-based capital ratio
Memoranda
$20Average assets
$21,817Average earning assets
$1,787Average equity
$19,393Average loans

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