First National Bank of Sturgeon Bay in Sturgeon Bay, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

  • First National Bank of Sturgeon Bay in Sturgeon Bay, Wisconsin (WI)
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First National Bank of Sturgeon Bay - Overview

  • General
  • FDIC Certificate #: 19738
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5296)
    Federal Reserve ID: 72342
    Date Established: August 01, 1967
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 13534
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 01, 1967
    Last Structure Change Effective Date: January 01, 1993
    Last Structure Change Process Date: January 12, 1993
    Last Data Update: January 12, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 57 North Third Avenue, Sturgeon Bay, WI 54235
    County: Door
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $58.9 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $30Total assets
  • $58,882Cash and due from depository institutions
  • $4,947Interest-bearing balances
  • $0Securities
  • $11,126Federal funds sold & reverse repurchase agreements
  • $5,600Net loans & leases
  • $35,177Loan loss allowance
  • $392Trading account assets
  • $0Bank premises and fixed assets
  • $1,149Other real estate owned
  • $265Goodwill and other intangibles
  • $618Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $58,882Total liabilities
  • $54,434Total deposits
  • $54,048Interest-bearing deposits
  • $46,364Deposits held in domestic offices
  • 54048.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $386Total equity capital
  • $386Total bank equity capital
  • $4,448Perpetual preferred stock
  • $0Common stock
  • $835Surplus
  • $981Undivided profits
  • Memoranda
  • $2,632Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $20Income earned, not collected on loans
  • $197Earning assets
  • $51,903Long-term assets (5+ years)
  • $1,500Average Assets, year-to-date
  • $52,562Average Assets, quarterly
  • $57,035Volatile liabilities
  • $2,236Insider loans
  • $25FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,827Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,448Total risk weighted assets
  • $35,702Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,084Total interest expense
  • $1,843Net interest income
  • $2,241Provision for loan and lease losses
  • $175Total noninterest income
  • $290Fiduciary activities
  • $0Service charges on deposit accounts
  • $209Trading account gains & fees
  • $0Additional noninterest income
  • $81Total noninterest expense
  • $1,928Salaries and employee benefits
  • $884Premises and equipment expense
  • $390Additional noninterest expense
  • $654Pre-tax net operating income
  • $428Securities gains (losses)
  • $0Applicable income taxes
  • $131Income before extraordinary items
  • $297Extraordinary gains - net
  • $0Net income attributable to bank
  • $297Net charge-offs
  • $174Cash dividends
  • $165Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.70%Cost of funding earning assets
  • 3.92%Net interest margin
  • 4.77%Noninterest income to earning assets
  • 0.62%Noninterest expense to earning assets
  • 4.11%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 0.81%Return on equity (ROE)
  • 6.71%Retained earnings to average equity (YTD only)
  • 2.98%Net charge-offs to loans
  • 0.53%Credit loss provision to net charge-offs
  • 100.57%Efficiency ratio
  • 76,175Assets per employee
  • 1.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.56%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 1960.00%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 65.08%Net loans and leases to core deposits
  • 67.89%Equity capital to assets
  • 7.55%Core capital (leverage) ratio
  • 7.92%Tier 1 risk-based capital ratio
  • 12.46%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $52,562Average earning assets
  • $4,425Average equity
  • $46,958Average loans

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