First National Bank of Warsaw in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Warsaw in Warsaw, Indiana (IN)
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First National Bank of Warsaw - Overview

General
FDIC Certificate #: 15487
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of Indiana (#4347)
Federal Reserve ID: 782445
Date Established: May 22, 1937
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 10 (Interstate: No)
OTS Docket #: 9900
FDIC's unique #: 9790
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: May 22, 1937
Last Structure Change Effective Date: November 20, 1998
Last Structure Change Process Date: Febuary 05, 1999
Last Data Update: Febuary 05, 1999
Data Source Date: April 05, 2012
Location
Address: Center And Buffalo Streets, Warsaw, IN 46580
County: Kosciusko
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Warsaw, IN (#47700)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $306.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
129Total employees (full-time equivalent)
$326,447Total assets
$11,409Cash and due from depository institutions
$0Interest-bearing balances
$114,375Securities
$16,875Federal funds sold & reverse repurchase agreements
$176,887Net loans & leases
$2,582Loan loss allowance
$0Trading account assets
$2,199Bank premises and fixed assets
$282Other real estate owned
$87Goodwill and other intangibles
$0Life insurance assets
$4,333All other assets
$326,447Total liabilities and capital
$299,779Total liabilities
$265,407Total deposits
$232,664Interest-bearing deposits
$265,407Deposits held in domestic offices
0.00%% insured (estimated)
$27,769Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,732Other borrowed funds
$0Subordinated debt
$2,871All other liabilities
$26,668Total equity capital
$26,668Total bank equity capital
$26,668Perpetual preferred stock
$0Common stock
$537Surplus
$4,500Undivided profits
Memoranda
$21,631Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$328Earning assets
$0Long-term assets (5+ years)
$1,358Average Assets, year-to-date
$308,137Average Assets, quarterly
$58,927Volatile liabilities
$326,790Insider loans
$326,692FHLB advances
$51,059Loans and leases held for sale
$1,102Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$27,619Total unused commitments
$0Restructured Loans and leases
$186,340Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$24,697Total interest income
$11,230Total interest expense
$13,467Net interest income
$960Provision for loan and lease losses
$2,586Total noninterest income
$875Fiduciary activities
$1,041Service charges on deposit accounts
$0Trading account gains & fees
$670Additional noninterest income
$8,628Total noninterest expense
$4,599Salaries and employee benefits
$828Premises and equipment expense
$3,201Additional noninterest expense
$6,465Pre-tax net operating income
-$5Securities gains (losses)
$2,171Applicable income taxes
$4,289Income before extraordinary items
$0Extraordinary gains - net
$4,289Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$652Sale, conversion, retirement of capital stock, net
$3,195Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.07%Yield on earning assets
3.67%Cost of funding earning assets
4.40%Net interest margin
0.84%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
1.31%Net operating income to assets
1.31%Return on assets (ROA)
1.98%Pretax return on assets
16.69%Return on equity (ROE)
4.26%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
147.24%Credit loss provision to net charge-offs
11.39%Efficiency ratio
53,479Assets per employee
2.53%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.49%Loss allowance to loans
1.44%Loss allowance to noncurrent loans
787.20%Noncurrent assets plus other real estate owned to assets
0.19%Noncurrent loans to loans
0.18%Net loans and leases to deposits
66.65%Net loans and leases to core deposits
71.96%Equity capital to assets
8.17%Core capital (leverage) ratio
7.73%Tier 1 risk-based capital ratio
13.76%Total risk-based capital ratio
Memoranda
$15Average assets
$326,790Average earning assets
$25,693Average equity
$306,061Average loans

First National Bank of Warsaw in Warsaw, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Warsaw - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Warsaw in Warsaw, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Warsaw - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Warsaw in Warsaw, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches