First Nationwide Bank, A FSB in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1994

  • First Nationwide Bank, A FSB in San Francisco, California (CA)
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First Nationwide Bank, A FSB - Overview

  • General
  • FDIC Certificate #: 29640
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First Nationwide Bank, FSB (#32643)
    Federal Reserve ID: 400178
    Date Established: Febuary 01, 1936
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3800
    FDIC's unique #: 42474
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: March 04, 1936
    Last Structure Change Effective Date: October 01, 1994
    Last Structure Change Process Date: December 28, 1994
    Last Data Update: October 02, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 135 Main Street, San Francisco, CA 94105
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $14,926.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $3,392Total assets
  • $15,495,726Cash and due from depository institutions
  • $224,355Interest-bearing balances
  • $29,052Securities
  • $2,162,674Federal funds sold & reverse repurchase agreements
  • $40,000Net loans & leases
  • $11,850,477Loan loss allowance
  • $276,851Trading account assets
  • $0Bank premises and fixed assets
  • $117,343Other real estate owned
  • $147,078Goodwill and other intangibles
  • $648,865Life insurance assets
  • $304,934All other assets
  • $0Total liabilities and capital
  • $15,495,726Total liabilities
  • $14,204,769Total deposits
  • $10,653,070Interest-bearing deposits
  • $9,878,020Deposits held in domestic offices
  • 10653070.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $833,899Trading liabilities
  • $0Other borrowed funds
  • $2,396,749Subordinated debt
  • $92,100All other liabilities
  • $228,951Total equity capital
  • $228,951Total bank equity capital
  • $1,290,957Perpetual preferred stock
  • $125,000Common stock
  • $1Surplus
  • $1,326,093Undivided profits
  • Memoranda
  • $-160,137Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $382,030Income earned, not collected on loans
  • $71,783Earning assets
  • $14,082,203Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $17,047,003Average Assets, quarterly
  • $15,810,193Volatile liabilities
  • $4,598,279Insider loans
  • $2,139FHLB advances
  • $2,349,630Loans and leases held for sale
  • $0Unused loan commitments
  • $595,152Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $982,808Total risk weighted assets
  • $10,935,766Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,094,471Total interest expense
  • $747,093Net interest income
  • $347,378Provision for loan and lease losses
  • $120,828Total noninterest income
  • $201,070Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $201,070Total noninterest expense
  • $350,835Salaries and employee benefits
  • $137,564Premises and equipment expense
  • $88,709Additional noninterest expense
  • $124,562Pre-tax net operating income
  • $76,785Securities gains (losses)
  • $5,918Applicable income taxes
  • $140Income before extraordinary items
  • $82,563Extraordinary gains - net
  • $0Net income attributable to bank
  • $82,563Net charge-offs
  • $248,125Cash dividends
  • $150,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.16%Cost of funding earning assets
  • 4.88%Net interest margin
  • 2.27%Noninterest income to earning assets
  • 1.31%Noninterest expense to earning assets
  • 2.29%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.48%Pretax return on assets
  • 0.49%Return on equity (ROE)
  • 6.09%Retained earnings to average equity (YTD only)
  • -4.97%Net charge-offs to loans
  • 1.93%Credit loss provision to net charge-offs
  • 48.70%Efficiency ratio
  • 58,037Assets per employee
  • 4.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 181.68%Loss allowance to loans
  • 2.28%Loss allowance to noncurrent loans
  • 72.47%Noncurrent assets plus other real estate owned to assets
  • 3.39%Noncurrent loans to loans
  • 3.15%Net loans and leases to deposits
  • 111.24%Net loans and leases to core deposits
  • 127.62%Equity capital to assets
  • 8.33%Core capital (leverage) ratio
  • 6.48%Tier 1 risk-based capital ratio
  • 8.99%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $17,047,003Average earning assets
  • $1,356,501Average equity
  • $15,294,276Average loans

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