First Nationwide Bank, A FSB in San Francisco, California (CA)



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Table of contents:
First Nationwide Bank, A FSB
GeneralFDIC Certificate #: 29640
Status: Inactive
Closing history: Corrections
Acquiring institution: First Nationwide Bank, FSB (#32643)
Federal Reserve ID: 400178
Date Established: Febuary 01, 1936
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 3800
FDIC's unique #: 42474
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: March 04, 1936
Last Structure Change Effective Date: October 01, 1994
Last Structure Change Process Date: December 28, 1994
Last Data Update: October 02, 1995
Data Source Date: April 05, 2012
LocationAddress: 135 Main Street, San Francisco, CA 94105
County: San Francisco
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: San Francisco
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
History of ChangesMerger - Without Assistance
Corrections
Financial SummaryTotal assets: $14,926.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)
(Dollar figures in thousands)
Total employees (full-time equivalent)0
Total assets$3,392
Cash and due from depository institutions$15,495,726
Interest-bearing balances$224,355
Securities$29,052
Federal funds sold & reverse repurchase agreements$2,162,674
Net loans & leases$40,000
Loan loss allowance $11,850,477
Trading account assets$276,851
Bank premises and fixed assets$0
Other real estate owned$117,343
Goodwill and other intangibles$147,078
All other assets$304,934
Life insurance assets$648,865
Total liabilities and capital$0
Total liabilities$15,495,726
Total deposits$14,204,769
Interest-bearing deposits$10,653,070
Deposits held in domestic offices$9,878,020
% insured (estimated)10653070.00%
Federal funds purchased & repurchase agreements $93
Trading liabilities$833,899
Other borrowed funds $0
Subordinated debt $2,396,749
All other liabilities $92,100
Total equity capital$228,951
Total bank equity capital$228,951
Perpetual preferred stock$1,290,957
Common stock$125,000
Surplus$1
Undivided profits $1,326,093
Memoranda
Noncurrent loans and leases $-160,137
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $382,030
Earning assets $71,783
Long-term assets (5+ years) $14,082,203
Average Assets, year-to-date $0
Average Assets, quarterly $17,047,003
Volatile liabilities $15,810,193
Insider loans $4,598,279
FHLB advances $2,139
Loans and leases held for sale $2,349,630
Unused loan commitments $0
Tier 1 (core) risk-based capital $595,152
Tier 2 risk-based capital $0
Total risk weighted assets $982,808
Total unused commitments $10,935,766
Restructured Loans and leases $0
Derivatives$0
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Income and Expense (December 31, 1993)
(Dollar figures in thousands)
Total interest income $0
Total interest expense $1,094,471
Net interest income $747,093
Provision for loan and lease losses $347,378
Total noninterest income $120,828
Fiduciary activities $201,070
Service charges on deposit accounts $0
Trading account gains & fees $0
Additional noninterest income $0
Total noninterest expense $201,070
Salaries and employee benefits $350,835
Premises and equipment expense $137,564
Additional noninterest expense $88,709
Pre-tax net operating income $124,562
Securities gains (losses) $76,785
Applicable income taxes $5,918
Income before extraordinary items $140
Extraordinary gains - net $82,563
Net income attributable to bank $0
Net charge-offs $82,563
Cash dividends $248,125
Sale, conversion, retirement of capital stock, net $150,000
Net operating income $0
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Performance and Condition Ratios (December 31, 1993)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets0.00%
Cost of funding earning assets 7.16%
Net interest margin 4.88%
Noninterest income to earning assets 2.27%
Noninterest expense to earning assets 1.31%
Net operating income to assets 2.29%
Return on assets (ROA) 0.45%
Pretax return on assets 0.48%
Return on equity (ROE) 0.49%
Retained earnings to average equity (YTD only) 6.09%
Net charge-offs to loans -4.97%
Credit loss provision to net charge-offs 1.93%
Efficiency ratio48.70%
Assets per employee$58,037
Cash dividends to net income (YTD only)4.57%
Condition Ratios (%)
Loss allowance to loans 181.68%
Loss allowance to noncurrent loans 2.28%
Noncurrent assets plus other real estate owned to assets 72.47%
Noncurrent loans to loans 3.39%
Net loans and leases to deposits3.15%
Net loans and leases to core deposits 111.24%
Equity capital to assets 127.62%
Core capital (leverage) ratio 8.33%
Tier 1 risk-based capital ratio 6.48%
Total risk-based capital ratio 8.99%
Memoranda
Average assets$11
Average earning assets$17,047,003
Average equity $1,356,501
Average loans $15,294,276
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User Contributions:

Ernesto A. Javier, Jr.
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Aug 19, 2012 @ 10:22 pm
To Whom It May Concern, could you please help me how to obtain employment verification from First Nationwide Bank, San Francisco Office. I was their employee from 1974 thru around 1989, in their San Francisco, 700 Market Street office. I need statement from them that I was employed for that period of time. I need the statement for immgration purposes. Any help you can provide sir, would be much appreciated. Please reply in my email address. Iam in Florida at this time and will be back in San Francisco, California soon. Thank you very much.
Jonathan
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Dec 30, 2013 @ 1:13 pm
Found a misplaced escrow check from 1st Nationwide Bank issued in 2001 ...is it possible to have the check re-issued ? Or is it money lost ?

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