First Peoples Bank of Tennessee in city_name, state_name - Detailed Financial Reports, Location

First Peoples Bank of Tennessee in Jefferson City, Tennessee (TN)
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First Peoples Bank of Tennessee routing number info

First Peoples Bank of Tennessee - Overview

General
FDIC Certificate #: 21874
Status: Active
Federal Reserve ID: 421539
Bank Holding Company (Regulatory Top Holder): First Peoples Bancorp, Inc. (RSSDID: 4166397, Location: Jefferson City, TN)
Date Established: January 02, 1975
WWW: http://www.firstpeoplesbank.net
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Domestic: 7, Interstate: No)
OTS Docket #: 13162
FDIC's unique #: 15156
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 02, 1975
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 206 West Broadway Boulevard, Jefferson City, TN 37760
County: Jefferson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Knoxville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
Core Based Statistical Area (CBSA): Morristown, TN (#34100)
CBSA Metro Statistical Area: Morristown, TN (#34100)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $136.6 mil
Equity capital: $12.0 mil
Deposits held in domestic offices: $116.4 mil
Return on assets (ROA): 0.24% ($0.3 mil)
Quarterly return on assets: 0.25% ($0.3 mil)
Return on Equity (ROE): 2.68% ($0.3 mil)
Quarterly return on equity: 2.80% ($0.3 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.36% ($491.7 mil)
Quarterly Pretax return on assets: 0.40% ($546.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
58Total employees (full-time equivalent)
$136,581Total assets
$4,952Cash and due from depository institutions
$0Interest-bearing balances
$33,644Securities
$0Federal funds sold & reverse repurchase agreements
$87,098Net loans & leases
$656Loan loss allowance
$0Trading account assets
$4,966Bank premises and fixed assets
$3,341Other real estate owned
$306Goodwill and other intangibles
$136,581Life insurance assets
$2,274All other assets
$124,617Total liabilities and capital
$116,354Total liabilities
$96,426Total deposits
$116,354Interest-bearing deposits
$93Deposits held in domestic offices
5954.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,428Trading liabilities
$0Other borrowed funds
$881Subordinated debt
$11,964All other liabilities
$11,964Total equity capital
$11,964Total bank equity capital
$0Perpetual preferred stock
$760Common stock
$10,709Surplus
$495Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,731Income earned, not collected on loans
$0Earning assets
$565Long-term assets (5+ years)
$120,742Average Assets, year-to-date
$39,908Average Assets, quarterly
$130,969Volatile liabilities
$133,467Insider loans
$93,402FHLB advances
$130,545Loans and leases held for sale
$735Unused loan commitments
$735Tier 1 (core) risk-based capital
$11,521Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,971Restructured Loans and leases
$5,472Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,163Total interest income
$658Total interest expense
$5,505Net interest income
$630Provision for loan and lease losses
$819Total noninterest income
$0Fiduciary activities
$680Service charges on deposit accounts
$0Trading account gains & fees
$139Additional noninterest income
$5,481Total noninterest expense
$2,839Salaries and employee benefits
$713Premises and equipment expense
$1,929Additional noninterest expense
$213Pre-tax net operating income
$258Securities gains (losses)
$162Applicable income taxes
$309Income before extraordinary items
$0Extraordinary gains - net
$309Net income attributable to bank
$0Net charge-offs
$309Cash dividends
$150Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.35%Yield on earning assets
0.57%Cost of funding earning assets
4.78%Net interest margin
0.71%Noninterest income to earning assets
4.76%Noninterest expense to earning assets
0.11%Net operating income to assets
0.24%Return on assets (ROA)
0.36%Pretax return on assets
2.68%Return on equity (ROE)
2.68%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
420.00%Credit loss provision to net charge-offs
5.62%Efficiency ratio
86,670Assets per employee
2.35%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.75%Loss allowance to noncurrent loans
37.90%Noncurrent assets plus other real estate owned to assets
3.71%Noncurrent loans to loans
1.97%Net loans and leases to deposits
74.86%Net loans and leases to core deposits
75.91%Equity capital to assets
8.76%Core capital (leverage) ratio
8.83%Tier 1 risk-based capital ratio
12.33%Total risk-based capital ratio
Memoranda
$13Average assets
$130,969Average earning assets
$11,543Average equity
$115,191Average loans

List of branches

7 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	15156	First Peoples Bank Of Tennessee	206 West Broadway Boulevard, Jefferson City, TN 37760	January 02, 1975	Full Service Brick and Mortar
1	253669	Dandridge Branch	416 Meeting Street, Dandridge, TN 37725	May 24, 1976	Full Service Brick and Mortar
6	253674	Alpha-Talbott Branch	6187 West Andrew Johnson Highway, Talbott, TN 37877	May 18, 1995	Full Service Brick and Mortar
7	253675	Knoxville Branch	7100 Kingston Pike, Knoxville, TN 37919	March 16, 1998	Full Service Brick and Mortar
8	362425	Jefferson City Wal-Mart Branch	630 West Broadway, Jefferson City, TN 37760	November 06, 2001	Full Service Brick and Mortar
9	362497	Morristown East End Branch	475 North Davy Crockett Parkway, Morristown, TN 37814	July 18, 2001	Full Service Brick and Mortar
10	363169	Strawberry Plains Branch	7500 Ashville Highway, Knoxville, TN 37924	March 04, 2002	Full Service Brick and Mortar

First Peoples Bank of Tennessee in Jefferson City, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Peoples Bank of Tennessee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Peoples Bank of Tennessee in Jefferson City, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Peoples Bank of Tennessee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Peoples Bank of Tennessee in Jefferson City, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches