First Peoples National Bank in Edwardsville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 25, 1994

  • First Peoples National Bank in Edwardsville, Pennsylvania (PA)
  • Show street view No street view available for this location

First Peoples National Bank - Overview

  • General
  • FDIC Certificate #: 7484
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wachovia Bank, National Association (#33869)
    Federal Reserve ID: 251615
    Date Established: October 01, 1910
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 9503
    FDIC's unique #: 4861
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 25, 1994
    Last Structure Change Process Date: April 05, 1994
    Last Data Update: April 05, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Narrows Shopping Center, Edwardsville, PA 18704
    County: Luzerne
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
    Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
    CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
  • Financial Summary
  • Total assets: $100.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $39Total assets
  • $100,827Cash and due from depository institutions
  • $4,625Interest-bearing balances
  • $489Securities
  • $27,436Federal funds sold & reverse repurchase agreements
  • $605Net loans & leases
  • $65,612Loan loss allowance
  • $960Trading account assets
  • $0Bank premises and fixed assets
  • $604Other real estate owned
  • $431Goodwill and other intangibles
  • $1,514Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $100,827Total liabilities
  • $91,502Total deposits
  • $85,069Interest-bearing deposits
  • $76,296Deposits held in domestic offices
  • 85069.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $5,730Subordinated debt
  • $0All other liabilities
  • $703Total equity capital
  • $703Total bank equity capital
  • $9,325Perpetual preferred stock
  • $0Common stock
  • $519Surplus
  • $3,340Undivided profits
  • Memoranda
  • $5,466Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,681Income earned, not collected on loans
  • $316Earning assets
  • $94,142Long-term assets (5+ years)
  • $18,111Average Assets, year-to-date
  • $101,074Average Assets, quarterly
  • $101,432Volatile liabilities
  • $6,634Insider loans
  • $2,849FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,741Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,325Total risk weighted assets
  • $64,077Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,717Total interest expense
  • $2,765Net interest income
  • $4,952Provision for loan and lease losses
  • $30Total noninterest income
  • $300Fiduciary activities
  • $0Service charges on deposit accounts
  • $169Trading account gains & fees
  • $0Additional noninterest income
  • $131Total noninterest expense
  • $3,138Salaries and employee benefits
  • $1,274Premises and equipment expense
  • $330Additional noninterest expense
  • $1,534Pre-tax net operating income
  • $2,084Securities gains (losses)
  • $159Applicable income taxes
  • $766Income before extraordinary items
  • $1,477Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,477Net charge-offs
  • $215Cash dividends
  • $477Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.12%Cost of funding earning assets
  • 2.91%Net interest margin
  • 5.21%Noninterest income to earning assets
  • 0.32%Noninterest expense to earning assets
  • 3.30%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 2.22%Return on equity (ROE)
  • 16.56%Retained earnings to average equity (YTD only)
  • 11.21%Net charge-offs to loans
  • 0.32%Credit loss provision to net charge-offs
  • 13.95%Efficiency ratio
  • 59,749Assets per employee
  • 2.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.30%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 57.11%Noncurrent assets plus other real estate owned to assets
  • 2.09%Noncurrent loans to loans
  • 2.53%Net loans and leases to deposits
  • 77.13%Net loans and leases to core deposits
  • 77.96%Equity capital to assets
  • 9.25%Core capital (leverage) ratio
  • 9.30%Tier 1 risk-based capital ratio
  • 14.55%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $101,074Average earning assets
  • $8,921Average equity
  • $95,014Average loans

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