First Presidio Bank in Presidio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 12, 2008

  • First Presidio Bank in Presidio, Texas (TX)
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First Presidio Bank - Overview

  • General
  • FDIC Certificate #: 21962
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Big Bend Banks, N.A. (#3320)
    Federal Reserve ID: 734565
    Date Established: April 02, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15226
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 02, 1975
    Last Structure Change Effective Date: January 12, 2008
    Last Structure Change Process Date: Febuary 22, 2008
    Last Data Update: Febuary 22, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: U.S. Highway 67 And Cassell Street, Presidio, TX 79845
    County: Presidio
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $25.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $25,314Total assets
  • $2,470Cash and due from depository institutions
  • $267Interest-bearing balances
  • $12,809Securities
  • $1,701Federal funds sold & reverse repurchase agreements
  • $7,855Net loans & leases
  • $93Loan loss allowance
  • $0Trading account assets
  • $222Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $257All other assets
  • $25,314Total liabilities and capital
  • $22,453Total liabilities
  • $22,345Total deposits
  • $16,080Interest-bearing deposits
  • $22,345Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $108All other liabilities
  • $2,861Total equity capital
  • $2,861Total bank equity capital
  • $2,861Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $900Undivided profits
  • Memoranda
  • $1,861Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $40Earning assets
  • $0Long-term assets (5+ years)
  • $232Average Assets, year-to-date
  • $22,632Average Assets, quarterly
  • $7,709Volatile liabilities
  • $24,300Insider loans
  • $24,658FHLB advances
  • $4,889Loans and leases held for sale
  • $105Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $93Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $1,311Total interest income
  • $295Total interest expense
  • $1,016Net interest income
  • $24Provision for loan and lease losses
  • $180Total noninterest income
  • $0Fiduciary activities
  • $118Service charges on deposit accounts
  • $0Trading account gains & fees
  • $62Additional noninterest income
  • $785Total noninterest expense
  • $429Salaries and employee benefits
  • $103Premises and equipment expense
  • $253Additional noninterest expense
  • $387Pre-tax net operating income
  • -$28Securities gains (losses)
  • $0Applicable income taxes
  • $359Income before extraordinary items
  • $0Extraordinary gains - net
  • $359Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $67Sale, conversion, retirement of capital stock, net
  • $125Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.95%Yield on earning assets
  • 1.34%Cost of funding earning assets
  • 4.61%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 3.56%Noninterest expense to earning assets
  • 1.59%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 14.11%Return on equity (ROE)
  • 9.20%Retained earnings to average equity (YTD only)
  • 0.86%Net charge-offs to loans
  • 35.82%Credit loss provision to net charge-offs
  • 6.13%Efficiency ratio
  • 65,635Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.82%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 232.50%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 35.15%Net loans and leases to core deposits
  • 45.00%Equity capital to assets
  • 11.30%Core capital (leverage) ratio
  • 11.01%Tier 1 risk-based capital ratio
  • 24.20%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $24,300Average earning assets
  • $2,544Average equity
  • $22,043Average loans

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