Big Bend Banks, N.A. in Marfa, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Big Bend Banks, N.A. - Overview

  • General
  • FDIC Certificate #: 3320
    Status: Active
    Federal Reserve ID: 362856
    Bank Holding Company (Regulatory Top Holder): Big Bend Bancshares Corporation (RSSDID: 1918081, Location: Marfa, TX)
    Date Established: May 02, 1907
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 2148
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 29, 2009
    Last Structure Change Process Date: July 28, 2009
    Last Data Update: July 28, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 South Highland Avenue, Marfa, TX 79843
    County: Presidio
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $90.9 mil
    Equity capital: $15.0 mil
    Deposits held in domestic offices: $75.8 mil
    Return on assets (ROA): 1.27% ($1.2 mil)
    Quarterly return on assets: 1.04% ($0.9 mil)
    Return on Equity (ROE): 7.95% ($1.2 mil)
    Quarterly return on equity: 6.20% ($0.9 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.27% ($1,154.5 mil)
    Quarterly Pretax return on assets: 1.04% ($945.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $90,904Total assets
  • $10,395Cash and due from depository institutions
  • $7,950Interest-bearing balances
  • $55,702Securities
  • $1,164Federal funds sold & reverse repurchase agreements
  • $18,296Net loans & leases
  • $708Loan loss allowance
  • $0Trading account assets
  • $3,333Bank premises and fixed assets
  • $171Other real estate owned
  • $0Goodwill and other intangibles
  • $90,904Life insurance assets
  • $1,843All other assets
  • $75,952Total liabilities and capital
  • $75,830Total liabilities
  • $37,718Total deposits
  • $75,830Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $122Subordinated debt
  • $14,952All other liabilities
  • $14,952Total equity capital
  • $14,952Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $1,200Surplus
  • $13,552Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $21Income earned, not collected on loans
  • $0Earning assets
  • $643Long-term assets (5+ years)
  • $83,112Average Assets, year-to-date
  • $39,703Average Assets, quarterly
  • $86,378Volatile liabilities
  • $89,196Insider loans
  • $32,697FHLB advances
  • $87,790Loans and leases held for sale
  • $770Unused loan commitments
  • $770Tier 1 (core) risk-based capital
  • $12,394Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,363Restructured Loans and leases
  • $240Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,309Total interest income
  • $234Total interest expense
  • $3,075Net interest income
  • $0Provision for loan and lease losses
  • $801Total noninterest income
  • $0Fiduciary activities
  • $490Service charges on deposit accounts
  • $0Trading account gains & fees
  • $311Additional noninterest income
  • $2,779Total noninterest expense
  • $1,366Salaries and employee benefits
  • $532Premises and equipment expense
  • $881Additional noninterest expense
  • $1,097Pre-tax net operating income
  • $2Securities gains (losses)
  • $0Applicable income taxes
  • $1,099Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,099Net income attributable to bank
  • $0Net charge-offs
  • $1,099Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $266Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.20%Yield on earning assets
  • 0.30%Cost of funding earning assets
  • 3.90%Net interest margin
  • 1.02%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 7.95%Return on equity (ROE)
  • 6.02%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 274.25%Efficiency ratio
  • 71,698Assets per employee
  • 2.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.20%Loss allowance to loans
  • 3.73%Loss allowance to noncurrent loans
  • 3371.43%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 24.13%Net loans and leases to core deposits
  • 25.61%Equity capital to assets
  • 16.45%Core capital (leverage) ratio
  • 14.12%Tier 1 risk-based capital ratio
  • 37.91%Total risk-based capital ratio
  • Memoranda
  • $39Average assets
  • $86,378Average earning assets
  • $13,831Average equity
  • $78,804Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02148Big Bend Banks, N.A.301 South Highland Avenue, Marfa, TX 79843May 02, 1907Full Service Brick and Mortar
    115226First Presidio Bank Branch601 Erma Avenue, Presidio, TX 79845April 02, 1975Full Service Brick and Mortar

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