First Public Savings Bank, F.S.B. in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 18, 1996

  • First Public Savings Bank, F.S.B. in Los Angeles, California (CA)
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First Public Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 31977
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Cathay Bank (#18503)
    Federal Reserve ID: 533076
    Date Established: January 01, 1977
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7679
    FDIC's unique #: 44811
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 13, 1979
    Last Structure Change Effective Date: November 18, 1996
    Last Structure Change Process Date: December 09, 1996
    Last Data Update: December 09, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 North Hill Street, Los Angeles, CA 90012
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $278.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $104Total assets
  • $263,477Cash and due from depository institutions
  • $7,415Interest-bearing balances
  • $6,103Securities
  • $96,508Federal funds sold & reverse repurchase agreements
  • $6,509Net loans & leases
  • $141,642Loan loss allowance
  • $516Trading account assets
  • $0Bank premises and fixed assets
  • $3,508Other real estate owned
  • $549Goodwill and other intangibles
  • $7,346Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $263,477Total liabilities
  • $240,516Total deposits
  • $238,572Interest-bearing deposits
  • $238,474Deposits held in domestic offices
  • 238572.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,944Total equity capital
  • $1,944Total bank equity capital
  • $22,961Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $0Undivided profits
  • Memoranda
  • $18,961Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $119Income earned, not collected on loans
  • $908Earning assets
  • $250,762Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $261,637Average Assets, quarterly
  • $264,072Volatile liabilities
  • $30,606Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,245Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22,574Total risk weighted assets
  • $96,941Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $18,546Total interest expense
  • $8,428Net interest income
  • $10,118Provision for loan and lease losses
  • $414Total noninterest income
  • $437Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $437Total noninterest expense
  • $5,701Salaries and employee benefits
  • $2,909Premises and equipment expense
  • $1,099Additional noninterest expense
  • $1,693Pre-tax net operating income
  • $4,440Securities gains (losses)
  • $445Applicable income taxes
  • $2,025Income before extraordinary items
  • $2,860Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,860Net charge-offs
  • $0Cash dividends
  • $1,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.33%Cost of funding earning assets
  • 3.33%Net interest margin
  • 4.00%Noninterest income to earning assets
  • 0.17%Noninterest expense to earning assets
  • 2.25%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 1.87%Return on equity (ROE)
  • 13.03%Retained earnings to average equity (YTD only)
  • 8.47%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,012Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.97%Loss allowance to loans
  • 0.36%Loss allowance to noncurrent loans
  • 433.61%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 59.37%Net loans and leases to core deposits
  • 68.11%Equity capital to assets
  • 8.71%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 23.29%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $261,637Average earning assets
  • $21,953Average equity
  • $253,001Average loans

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