First Republic Thrift & Loan in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 1996

  • First Republic Thrift & Loan in San Francisco, California (CA)
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First Republic Thrift & Loan - Overview

  • General
  • FDIC Certificate #: 26698
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Republic Bank (#26665)
    Federal Reserve ID: 636267
    Date Established: October 01, 1953
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 8782
    FDIC's unique #: 35727
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 18, 1986
    Last Structure Change Effective Date: November 01, 1996
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 388 Market Street, San Francisco, CA 94111
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $2,005.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $142Total assets
  • $1,816,170Cash and due from depository institutions
  • $13,436Interest-bearing balances
  • $7,863Securities
  • $167,857Federal funds sold & reverse repurchase agreements
  • $5,000Net loans & leases
  • $1,600,677Loan loss allowance
  • $17,158Trading account assets
  • $0Bank premises and fixed assets
  • $3,962Other real estate owned
  • $6,198Goodwill and other intangibles
  • $18,488Life insurance assets
  • $552All other assets
  • $0Total liabilities and capital
  • $1,816,170Total liabilities
  • $1,688,755Total deposits
  • $1,081,552Interest-bearing deposits
  • $1,078,221Deposits held in domestic offices
  • 1081552.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $570,530Subordinated debt
  • $10,000All other liabilities
  • $26,673Total equity capital
  • $26,673Total bank equity capital
  • $127,415Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $70,391Undivided profits
  • Memoranda
  • $55,024Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $45,575Income earned, not collected on loans
  • $9,862Earning assets
  • $1,781,397Long-term assets (5+ years)
  • $133,394Average Assets, year-to-date
  • $1,729,984Average Assets, quarterly
  • $1,787,192Volatile liabilities
  • $54,007Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $8,182Unused loan commitments
  • $94,812Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $127,343Total risk weighted assets
  • $1,202,159Total unused commitments
  • $0Restructured Loans and leases
  • $1,407,360Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $133,042Total interest expense
  • $97,631Net interest income
  • $35,411Provision for loan and lease losses
  • $14,282Total noninterest income
  • $5,134Fiduciary activities
  • $0Service charges on deposit accounts
  • $6Trading account gains & fees
  • $0Additional noninterest income
  • $5,128Total noninterest expense
  • $20,728Salaries and employee benefits
  • $6,711Premises and equipment expense
  • $2,494Additional noninterest expense
  • $11,523Pre-tax net operating income
  • $5,535Securities gains (losses)
  • $0Applicable income taxes
  • $2,261Income before extraordinary items
  • $3,274Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,274Net charge-offs
  • $11,040Cash dividends
  • $800Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.84%Cost of funding earning assets
  • 5.76%Net interest margin
  • 2.09%Noninterest income to earning assets
  • 0.30%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.19%Pretax return on assets
  • 0.32%Return on equity (ROE)
  • 2.61%Retained earnings to average equity (YTD only)
  • 1.97%Net charge-offs to loans
  • 0.72%Credit loss provision to net charge-offs
  • 129.37%Efficiency ratio
  • 50,472Assets per employee
  • 12.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.43%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 37.65%Noncurrent assets plus other real estate owned to assets
  • 2.85%Noncurrent loans to loans
  • 2.82%Net loans and leases to deposits
  • 148.00%Net loans and leases to core deposits
  • 155.17%Equity capital to assets
  • 7.02%Core capital (leverage) ratio
  • 7.22%Tier 1 risk-based capital ratio
  • 10.59%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,729,984Average earning assets
  • $125,506Average equity
  • $1,695,895Average loans

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