First Service Bank in Greenbrier, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Service Bank - Overview

  • General
  • FDIC Certificate #: 18519
    Status: Active
    Federal Reserve ID: 458544
    Bank Holding Company (Regulatory Top Holder): First Service Bancshares, Inc. (RSSDID: 1137266, Location: Greenbrier, AR)
    Date Established: May 07, 1962
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 10182
    FDIC's unique #: 12411
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 07, 1962
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 134 South Broadview, Greenbrier, AR 72058
    County: Faulkner
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $226.6 mil
    Equity capital: $27.0 mil
    Deposits held in domestic offices: $191.7 mil
    Return on assets (ROA): 0.87% ($2.0 mil)
    Quarterly return on assets: 0.51% ($1.2 mil)
    Return on Equity (ROE): 8.22% ($2.2 mil)
    Quarterly return on equity: 4.15% ($1.1 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.87% ($1,971.0 mil)
    Quarterly Pretax return on assets: 0.51% ($1,155.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 92Total employees (full-time equivalent)
  • $226,556Total assets
  • $7,047Cash and due from depository institutions
  • $40Interest-bearing balances
  • $14,336Securities
  • $44,325Federal funds sold & reverse repurchase agreements
  • $143,746Net loans & leases
  • $3,483Loan loss allowance
  • $0Trading account assets
  • $9,373Bank premises and fixed assets
  • $3,249Other real estate owned
  • $0Goodwill and other intangibles
  • $226,556Life insurance assets
  • $4,480All other assets
  • $199,526Total liabilities and capital
  • $191,696Total liabilities
  • $163,329Total deposits
  • $191,696Interest-bearing deposits
  • $75Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,452Trading liabilities
  • $0Other borrowed funds
  • $1,378Subordinated debt
  • $27,030All other liabilities
  • $27,030Total equity capital
  • $27,030Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $13,526Surplus
  • $13,354Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,127Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,010Income earned, not collected on loans
  • $440Earning assets
  • $1,220Long-term assets (5+ years)
  • $202,447Average Assets, year-to-date
  • $13,408Average Assets, quarterly
  • $211,440Volatile liabilities
  • $217,263Insider loans
  • $153,579FHLB advances
  • $221,342Loans and leases held for sale
  • $1,209Unused loan commitments
  • $1,209Tier 1 (core) risk-based capital
  • $26,705Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,271Restructured Loans and leases
  • $4,777Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,039Total interest income
  • $1,589Total interest expense
  • $9,450Net interest income
  • $1,573Provision for loan and lease losses
  • $3,681Total noninterest income
  • $0Fiduciary activities
  • $1,496Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,185Additional noninterest income
  • $9,717Total noninterest expense
  • $4,740Salaries and employee benefits
  • $1,314Premises and equipment expense
  • $3,663Additional noninterest expense
  • $1,841Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,841Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,841Net income attributable to bank
  • $0Net charge-offs
  • $1,841Cash dividends
  • $1,590Sale, conversion, retirement of capital stock, net
  • $1,518Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.90%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 5.05%Net interest margin
  • 1.97%Noninterest income to earning assets
  • 5.19%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 8.22%Return on equity (ROE)
  • 1.44%Retained earnings to average equity (YTD only)
  • 1.03%Net charge-offs to loans
  • 98.93%Credit loss provision to net charge-offs
  • 2.15%Efficiency ratio
  • 74,000Assets per employee
  • 2.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.46%Loss allowance to loans
  • 2.37%Loss allowance to noncurrent loans
  • 57.95%Noncurrent assets plus other real estate owned to assets
  • 4.09%Noncurrent loans to loans
  • 4.08%Net loans and leases to deposits
  • 74.99%Net loans and leases to core deposits
  • 83.35%Equity capital to assets
  • 11.93%Core capital (leverage) ratio
  • 12.07%Tier 1 risk-based capital ratio
  • 17.39%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $211,440Average earning assets
  • $22,395Average equity
  • $187,070Average loans

List of branches

  • 9 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012411First Service Bank134 South Broadview, Greenbrier, AR 72058May 07, 1962Full Service Brick and Mortar
    1245563Clinton Branch486 Highway 65, Clinton, AR 72031January 04, 1999Full Service Brick and Mortar
    2245564Dermott Branch114 E. Peddicord, Dermott, AR 71638January 04, 1999Full Service Brick and Mortar
    3245565Thriftway Foods Branch129 Bone St., Clinton, AR 72031September 28, 1999Limited Service Facility
    4359842Shirley Branch9667 Highway 16 East, Suite 4, Shirley, AR 72153April 02, 2001Full Service Brick and Mortar
    5428605Marshall Branch500 Highway 65, Marshall, AR 72650June 01, 2004Full Service Brick and Mortar
    6447881Yellville Branch425 Hwy 62/412 East, Yellville, AR 72687Febuary 03, 2006Full Service Brick and Mortar
    7453063Mountain View - Branch410 Sylamore Avenue, Mountain View, AR 72560July 05, 2005Full Service Brick and Mortar
    8453844Flippin Branch311 North 1st Street, Flippin, AR 72634July 06, 2006Full Service Brick and Mortar

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