Central Bank in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Central Bank - Overview

  • General
  • FDIC Certificate #: 1756
    Status: Active
    Federal Reserve ID: 3488579
    Date Established: August 12, 1912
    WWW: http://www.centralbankar.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 1166
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 30, 2011
    Last Structure Change Process Date: November 30, 2011
    Last Data Update: November 30, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1506 Market Street, Suite C180, Little Rock, AR 72211
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $88.4 mil
    Equity capital: $13.3 mil
    Deposits held in domestic offices: $71.2 mil
    Return on assets (ROA): 1.75% ($1.5 mil)
    Quarterly return on assets: 1.19% ($1.0 mil)
    Return on Equity (ROE): 12.25% ($1.6 mil)
    Quarterly return on equity: 7.99% ($1.0 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.75% ($1,546.7 mil)
    Quarterly Pretax return on assets: 1.19% ($1,051.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $88,384Total assets
  • $1,011Cash and due from depository institutions
  • $466Interest-bearing balances
  • $18,492Securities
  • $1,850Federal funds sold & reverse repurchase agreements
  • $62,676Net loans & leases
  • $3,129Loan loss allowance
  • $0Trading account assets
  • $87Bank premises and fixed assets
  • $2,736Other real estate owned
  • $250Goodwill and other intangibles
  • $88,384Life insurance assets
  • $1,282All other assets
  • $75,090Total liabilities and capital
  • $71,192Total liabilities
  • $66,915Total deposits
  • $71,192Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,909Trading liabilities
  • $0Other borrowed funds
  • $989Subordinated debt
  • $13,294All other liabilities
  • $13,294Total equity capital
  • $13,294Total bank equity capital
  • $0Perpetual preferred stock
  • $2Common stock
  • $16,447Surplus
  • $-3,155Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $80Income earned, not collected on loans
  • $80Earning assets
  • $323Long-term assets (5+ years)
  • $83,484Average Assets, year-to-date
  • $21,887Average Assets, quarterly
  • $86,222Volatile liabilities
  • $88,276Insider loans
  • $66,359FHLB advances
  • $88,124Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,299Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,592Restructured Loans and leases
  • $4,515Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,287Total interest income
  • $1,058Total interest expense
  • $3,229Net interest income
  • $120Provision for loan and lease losses
  • -$73Total noninterest income
  • $0Fiduciary activities
  • $10Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$83Additional noninterest income
  • $1,670Total noninterest expense
  • $764Salaries and employee benefits
  • $193Premises and equipment expense
  • $713Additional noninterest expense
  • $1,366Pre-tax net operating income
  • $141Securities gains (losses)
  • $0Applicable income taxes
  • $1,507Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,507Net income attributable to bank
  • $0Net charge-offs
  • $1,507Cash dividends
  • -$341Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.21%Yield on earning assets
  • 1.29%Cost of funding earning assets
  • 3.92%Net interest margin
  • -0.09%Noninterest income to earning assets
  • 2.03%Noninterest expense to earning assets
  • 1.58%Net operating income to assets
  • 1.75%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 12.25%Return on equity (ROE)
  • 12.25%Retained earnings to average equity (YTD only)
  • -0.53%Net charge-offs to loans
  • -35.19%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,915Assets per employee
  • 9.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.75%Loss allowance to noncurrent loans
  • 3911.25%Noncurrent assets plus other real estate owned to assets
  • 3.19%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 88.04%Net loans and leases to core deposits
  • 94.78%Equity capital to assets
  • 15.04%Core capital (leverage) ratio
  • 13.96%Tier 1 risk-based capital ratio
  • 18.53%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $86,222Average earning assets
  • $12,306Average equity
  • $82,299Average loans

List of branches

  • 1 Arkansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01166Central Bank1506 Market Street, Suite C180, Little Rock, AR 72211August 12, 1912Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Central Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents