First State Bank in Frisco, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 15, 2000

  • First State Bank in Frisco, Texas (TX)
  • Show street view No street view available for this location

First State Bank - Overview

  • General
  • FDIC Certificate #: 16367
    Status: Inactive
    Closing history: Change in Location
    Acquiring institution: First National Bank of Omaha (#5452)
    Federal Reserve ID: 343967
    Date Established: January 23, 1946
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10549
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 23, 1946
    Last Structure Change Effective Date: December 15, 2000
    Last Structure Change Process Date: January 12, 2001
    Last Data Update: January 12, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 9300 Wade Boulevard, Suite 125, Frisco, TX 75035
    County: Briscoe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merger - Without Assistance
    Office Sold
    Change in Location
  • Financial Summary
  • Total assets: $17.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $16,762Total assets
  • $662Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,960Securities
  • $375Federal funds sold & reverse repurchase agreements
  • $6,645Net loans & leases
  • $169Loan loss allowance
  • $0Trading account assets
  • $324Bank premises and fixed assets
  • $16Other real estate owned
  • $1,487Goodwill and other intangibles
  • $0Life insurance assets
  • $293All other assets
  • $16,762Total liabilities and capital
  • $13,830Total liabilities
  • $13,629Total deposits
  • $10,604Interest-bearing deposits
  • $13,629Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $201All other liabilities
  • $2,932Total equity capital
  • $2,932Total bank equity capital
  • $2,932Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,730Undivided profits
  • Memoranda
  • $-198Noncurrent loans and leases
  • $1,383Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $99Earning assets
  • $0Long-term assets (5+ years)
  • $194Average Assets, year-to-date
  • $13,980Average Assets, quarterly
  • $6,951Volatile liabilities
  • $17,606Insider loans
  • $16,539FHLB advances
  • $956Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,383Total unused commitments
  • $0Restructured Loans and leases
  • $118Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $1,043Total interest income
  • $388Total interest expense
  • $655Net interest income
  • $11Provision for loan and lease losses
  • $135Total noninterest income
  • $0Fiduciary activities
  • $124Service charges on deposit accounts
  • $0Trading account gains & fees
  • $11Additional noninterest income
  • $665Total noninterest expense
  • $261Salaries and employee benefits
  • $57Premises and equipment expense
  • $347Additional noninterest expense
  • $114Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $114Income before extraordinary items
  • $0Extraordinary gains - net
  • $114Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $107Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.01%Yield on earning assets
  • 2.61%Cost of funding earning assets
  • 4.40%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 4.47%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 3.81%Return on equity (ROE)
  • 3.81%Retained earnings to average equity (YTD only)
  • 1.54%Net charge-offs to loans
  • 10.28%Credit loss provision to net charge-offs
  • 1.17%Efficiency ratio
  • 76,329Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.48%Loss allowance to noncurrent loans
  • 170.71%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 1.45%Net loans and leases to deposits
  • 48.76%Net loans and leases to core deposits
  • 52.43%Equity capital to assets
  • 17.49%Core capital (leverage) ratio
  • 11.30%Tier 1 risk-based capital ratio
  • 18.33%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $17,606Average earning assets
  • $2,990Average equity
  • $14,875Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents