First National Bank of Omaha in Omaha, Nebraska (NE), CO, IL, KS, TX
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First National Bank of Omaha in Omaha, Nebraska (NE), CO, IL, KS, TX
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First National Bank of Omaha - Overview

  • General
  • FDIC Certificate #: 5452
    Status: Active
    Federal Reserve ID: 527954
    Bank Holding Company (Regulatory Top Holder): Lauritzen Corporation (RSSDID: 1066209, Location: Omaha, NE)
    Date Established: January 01, 1857
    WWW: http://www.firstnational.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 102 (Domestic: 102, Interstate: Yes)
    OTS Docket #: 16015
    FDIC's unique #: 3692
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 29, 2010
    Last Structure Change Process Date: October 13, 2010
    Last Data Update: October 13, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1620 Dodge Street, Omaha, NE 68197
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Office Purchased
  • Financial Summary
  • Total assets: $13,433.1 mil
    Equity capital: $1,417.2 mil
    Deposits held in domestic offices: $10,746.6 mil
    Return on assets (ROA): 1.13% ($151.8 mil)
    Quarterly return on assets: -0.18% (-$24.2 mil)
    Return on Equity (ROE): 10.79% ($152.9 mil)
    Quarterly return on equity: -1.67% (-$23.7 mil)
    Net income: $147.5 mil
    Quarterly Net income: -$5.9 mil
    Pretax return on assets: 1.75% ($235,079.2 mil)
    Quarterly Pretax return on assets: -0.37% (-$49,702.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 3,725Total employees (full-time equivalent)
  • $13,433,098Total assets
  • $1,678,730Cash and due from depository institutions
  • $907,870Interest-bearing balances
  • $1,735,971Securities
  • $13,005Federal funds sold & reverse repurchase agreements
  • $9,003,186Net loans & leases
  • $309,878Loan loss allowance
  • $2,291Trading account assets
  • $217,953Bank premises and fixed assets
  • $37,900Other real estate owned
  • $210,885Goodwill and other intangibles
  • $13,433,098Life insurance assets
  • $533,177All other assets
  • $12,014,354Total liabilities and capital
  • $10,746,618Total liabilities
  • $7,536,647Total deposits
  • $10,746,618Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 455.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $726,777Trading liabilities
  • $180,000Other borrowed funds
  • $360,504Subordinated debt
  • $1,418,744All other liabilities
  • $1,417,159Total equity capital
  • $1,417,159Total bank equity capital
  • $0Perpetual preferred stock
  • $8,502Common stock
  • $707,238Surplus
  • $701,419Undivided profits
  • Memoranda
  • $1,585Noncurrent loans and leases
  • $51,316Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $173,746Income earned, not collected on loans
  • $928Earning assets
  • $49,123Long-term assets (5+ years)
  • $11,662,323Average Assets, year-to-date
  • $749,560Average Assets, quarterly
  • $13,105,450Volatile liabilities
  • $13,295,735Insider loans
  • $10,474,131FHLB advances
  • $13,064,739Loans and leases held for sale
  • $6,740Unused loan commitments
  • $6,740Tier 1 (core) risk-based capital
  • $1,284,555Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $19,416,005Restructured Loans and leases
  • $3,034Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $775,385Total interest income
  • $81,435Total interest expense
  • $693,950Net interest income
  • $84,476Provision for loan and lease losses
  • $301,339Total noninterest income
  • $30,007Fiduciary activities
  • $45,363Service charges on deposit accounts
  • $25Trading account gains & fees
  • $225,944Additional noninterest income
  • $682,389Total noninterest expense
  • $284,807Salaries and employee benefits
  • $88,022Premises and equipment expense
  • $309,560Additional noninterest expense
  • $228,424Pre-tax net operating income
  • $721Securities gains (losses)
  • $81,596Applicable income taxes
  • $147,549Income before extraordinary items
  • $0Extraordinary gains - net
  • $147,533Net income attributable to bank
  • $16Net charge-offs
  • $147,549Cash dividends
  • $251,273Sale, conversion, retirement of capital stock, net
  • $25,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.83%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 6.11%Net interest margin
  • 2.65%Noninterest income to earning assets
  • 6.01%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 10.79%Return on equity (ROE)
  • 8.96%Retained earnings to average equity (YTD only)
  • 2.74%Net charge-offs to loans
  • 33.62%Credit loss provision to net charge-offs
  • 1.25%Efficiency ratio
  • 67,358Assets per employee
  • 3.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 16.95%Loss allowance to loans
  • 3.33%Loss allowance to noncurrent loans
  • 178.35%Noncurrent assets plus other real estate owned to assets
  • 1.58%Noncurrent loans to loans
  • 1.87%Net loans and leases to deposits
  • 83.78%Net loans and leases to core deposits
  • 85.45%Equity capital to assets
  • 10.55%Core capital (leverage) ratio
  • 9.83%Tier 1 risk-based capital ratio
  • 12.26%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $13,105,450Average earning assets
  • $1,367,634Average equity
  • $11,358,494Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $9,927,424Managed Assets
  • 1Number of Accounts
  • $3,857,327Personal trust and agency accounts
  • $1,367,047Employee benefit-defined contribution accounts
  • $95,191Employee benefit-defined benefit accounts
  • $222,090Other retirement accounts
  • $226,223Corporate trust and agency accounts
  • $5,658Investment management agency accounts
  • $1,920,317Other fiduciary accounts
  • $20,801Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 3829Number of Accounts
  • $0Personal trust and agency accounts
  • $226,223Employee benefit-defined contribution accounts
  • $233,118Employee benefit-defined benefit accounts
  • $6,070,097Other retirement accounts
  • $1,007,892Corporate trust and agency accounts
  • $2,281,534Other fiduciary accounts
  • $196,314Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2011)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $178,7511-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 26 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    818981First National Bank Branch205 West Oak Street, Fort Collins, CO 80521May 15, 1934Full Service Brick and Mortar
    82231394Boardwalk Branch155 East Boardwalk Drive, Fort Collins, CO 80525January 02, 1993Full Service Brick and Mortar
    83231395North Lincoln Branch750 North Lincoln, Loveland, CO 80537December 20, 1995Full Service Brick and Mortar
    8415258Fort Collins Branch1600 North College Avenue, Fort Collins, CO 80524May 05, 1975Full Service Brick and Mortar
    85231397Southwest Plaza Branch2100 West Drake, Fort Collins, CO 80526Febuary 10, 1997Full Service Brick and Mortar
    86231398Csu BranchLory Student Center, Fort Collins, CO 80523August 23, 1997Full Service Brick and Mortar
    87364933Harmony Village Office Branch4603 South Timberline, Fort Collins, CO 80528November 13, 2001Full Service Brick and Mortar
    88255616Wellington Branch4100 Harrison, Wellington, CO 80549August 01, 1996Full Service Brick and Mortar
    89465912Loveland - Centerra Branch1450 N. Boyd Lake Ave., Loveland, CO 80538September 01, 2006Full Service Brick and Mortar
    90252577Longmont Branch915 South Hover Street, Longmont, CO 80501December 14, 1998Full Service Brick and Mortar
    91252578Canyon Branch1155 Canyon Road, Boulder, CO 80302June 08, 1996Full Service Brick and Mortar
    92252579Louisville Branch515 Mccaslin Blvd, Louisville, CO 80027April 01, 1998Full Service Brick and Mortar
    93252580Broomfield Branch12009 Sheridan Blvd, Broomfield, CO 80020June 09, 1999Full Service Brick and Mortar
    94361839Flatiron Crossing Mall Retail Center1 West Flatiron Circle, Suite 1126, Broomfield, CO 80021August 15, 2000Limited Service Facility
    95361840Westminster Branch8531 Church Ranch Boulevard, Westminster, CO 80021April 30, 2001Full Service Brick and Mortar
    96363609Flatiron Crossing Branch615 Interlocken Boulevard, Broomfield, CO 80021May 06, 2002Full Service Brick and Mortar
    97468015Boulder Area Mobile Branch205 W Oak St, Fort Collins, CO 80521August 01, 2007Limited Service Mobile
    98472086Iris Avenue Branch3033 Iris Avenue Branch, Boulder, CO 80301Febuary 15, 2008Full Service Brick and Mortar
    9915977Union Colony Bank Branch1701 23rd Avenue, Greeley, CO 80634May 21, 1979Full Service Brick and Mortar
    100255479Windsor Branch1505 Main Street, Windsor, CO 80550November 07, 1993Full Service Brick and Mortar
    101255481West Greeley Branch920 54th Avenue, Greeley, CO 80634December 23, 1996Full Service Brick and Mortar
    102284288Brighton Branch1600 E. Bridge Street, Brighton, CO 80601January 01, 1912Full Service Brick and Mortar
    1031927Johnstown Branch100 Johnstown Center Drive, Johnstown, CO 80534December 07, 1904Full Service Brick and Mortar
    10416045Kersey Branch301 First Street, Kersey, CO 80644September 04, 1979Full Service Brick and Mortar
    10515924Platteville Branch390 Justin Avenue, Platteville, CO 80651Febuary 12, 1979Full Service Brick and Mortar
    106255317Fort Lupton Branch112 South Denver Avenue, Fort Lupton, CO 80621July 11, 1994Full Service Brick and Mortar
  • 23 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1078698141 West Lincoln Highway Branch141 W Lincoln Hwy, Dekalb, IL 60115June 15, 1859Full Service Brick and Mortar
    10847129Sycamore Branch511 West State Street, Sycamore, IL 60178June 24, 1991Full Service Brick and Mortar
    109230630New Sycamore Road Branch100 Greenwood Acres Drive, Dekalb, IL 60115June 03, 1998Full Service Brick and Mortar
    1107889Castle/Sandwich Branch100 West Church Street, Sandwich, IL 60548June 01, 1856Full Service Brick and Mortar
    111227053Plano Branch505 West Route 34, Plano, IL 60545June 18, 1998Full Service Brick and Mortar
    112227054Sugar Grove Branch365 East Galena, Sugar Grove, IL 60554May 15, 1998Full Service Brick and Mortar
    1136904Yorkville Branch109 West Veterans Parkway, Yorkville, IL 60560Febuary 21, 1914Full Service Brick and Mortar
    1148119Castle/Harvard Branch355 South Division Street, Harvard, IL 60033January 01, 1877Full Service Brick and Mortar
    115451773Oswego Branch6601 Rt 34, Oswego, IL 60543April 17, 2006Full Service Brick and Mortar
    116457294Oswego Mobile Branch6601 Route 34, Oswego, IL 60543August 15, 2006Limited Service Mobile
    117457295141 West Lincoln Highway Mobile Bran141 W Lincoln Hwy, Dekalb, IL 60115August 15, 2006Limited Service Mobile
    118457296Harvard Mobile Branch355 South Division Street, Harvard, IL 60033August 15, 2006Limited Service Mobile
    119457297Sugar Grove Mobile Branch36 East Galena Street, Sugar Grove, IL 60554August 15, 2006Limited Service Mobile
    120457298Sycamore Mobile Branch511 West State Street, Sycamore, IL 60178August 15, 2006Limited Service Mobile
    121457299Yorkville Mobile Branch109 West Veterans Parkway, Yorkville, IL 60560August 15, 2006Limited Service Mobile
    122468020Belvidere Branch1725 South State Street, Belvidere, IL 61008August 13, 2007Full Service Brick and Mortar
    12315539The First National Bank Of Marengo B677 East Grant Highway, Marengo, IL 60152September 07, 1976Full Service Brick and Mortar
    124254400Lake In The Hills Branch2100 Algonquin Road, Lake In The Hills, IL 60102August 17, 1987Full Service Brick and Mortar
    125254401Huntley Banking Center Branch11700 Route 47, Huntley, IL 60142April 24, 1995Full Service Brick and Mortar
    126360932Lake In The Hills West Branch4520 West Algonquin Road, Lake In The Hills, IL 60102July 02, 2001Full Service Brick and Mortar
    134514910New Sycamore Road Mobile Branch100 Greenwood Acres Drive, Dekalb, IL 60115September 29, 2010Limited Service Mobile
    137521816100 West Church Street Mobile Branch100 West Church Street, Sandwich, IL 60548September 30, 2010Limited Service Mobile
    138522186141 West Lincoln Hwy Messenger Servi141 W Lincoln Highway, Dekalb, IL 60115September 30, 2010Limited Service Mobile
  • 3 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    63167Mills County Bank, National Association102 South Locust Street, Glenwood, IA 51534January 01, 1883Full Service Brick and Mortar
    68493285Davis Brown Tower Branch215 Tenth St., Des Moines, IA 50309June 30, 2008Full Service Brick and Mortar
    69493286Metro Crossing Branch3815 Denmark Drive, Council Bluffs, IA 51501July 28, 2008Full Service Brick and Mortar
  • 6 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    128279922Overland Park Branch9700 Metcalf, Overland Park, KS 66212January 01, 1889Full Service Brick and Mortar
    129289871135th And Antioch Branch8800 West 135th Street, Overland Park, KS 66221March 18, 1996Full Service Brick and Mortar
    130289872Fairway Branch2828 Shawnee Mission Parkway, Fairway, KS 66205July 29, 1996Full Service Brick and Mortar
    131289873Olathe Branch13518 South Alden Street, Olathe, KS 66062June 11, 1997Full Service Brick and Mortar
    132301180College Blvd Branch4650 College Boulevard, Overland Park, KS 66211April 14, 2000Full Service Brick and Mortar
    133362088Shawnee Branch6301 Pflumm, Shawnee, KS 66216January 02, 2001Full Service Brick and Mortar
  • 40 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03692First National Bank Of Omaha1620 Dodge Street, Omaha, NE 68197January 01, 1857Full Service Brick and Mortar
    3207703132nd Street Branch2605 South 133rd Plaza, Omaha, NE 68144January 14, 1974Full Service Brick and Mortar
    278388David City Branch397 Fourth Street, David City, NE 68632Febuary 25, 1928Full Service Brick and Mortar
    28207704Dodge Street Branch11404 West Dodge Road, Omaha, NE 68154October 26, 1987Full Service Brick and Mortar
    2913778Indian Creek Mall2205 North Sixth Street, Beatrice, NE 68310April 21, 1969Full Service Brick and Mortar
    30250225Auxiliary Tellers' Branch720 East Court Street, Beatrice, NE 68310November 18, 1976Full Service Brick and Mortar
    32291746North 90th Street Branch3205 North 90th Street, Omaha, NE 68134September 01, 1977Full Service Brick and Mortar
    33291747South 144th Street Branch5812 South 144th Street, Omaha, NE 68137August 01, 1982Full Service Brick and Mortar
    342917487818 Cass Street Branch7818 Cass Street, Omaha, NE 68114January 01, 1983Full Service Brick and Mortar
    3525767524th And Oak Branch2930 South 24th Str, Omaha, NE 68108November 28, 1983Full Service Brick and Mortar
    36207705Spring Valley Plaza Branch4124 South 50th Street, Omaha, NE 68117May 20, 1991Full Service Brick and Mortar
    372077065006 Ames Avenue Branch5006 Ames Avenue, Omaha, NE 68104April 20, 1992Full Service Brick and Mortar
    3820770790th And Fort Branch5504 North 90th Street, Omaha, NE 68134May 24, 1993Full Service Brick and Mortar
    39207708132nd And Maple Branch13310 West Maple Road, Omaha, NE 68164June 02, 1994Full Service Brick and Mortar
    40207709Brentwood Lane Branch7855 South 84th Street, La Vista, NE 68128October 17, 1994Full Service Brick and Mortar
    4120771084th And Frederick Branch8418 Frederick Street, Omaha, NE 68124May 13, 1996Full Service Brick and Mortar
    42207711Bellevue Branch2008 Pratt, Bellevue, NE 68123July 15, 1996Full Service Brick and Mortar
    44358108175th And West Center Road Branch2625 South 175th Street, Omaha, NE 68130September 11, 2000Full Service Brick and Mortar
    47364370Capitol Drive-Thru16th And Capitol, Omaha, NE 68197July 01, 1969Limited Service Facility
    49364376Lincoln Branch134 South 13th Street, Lincoln, NE 68508July 22, 2002Full Service Brick and Mortar
    50366165L Street Branch3305 L Street, Omaha, NE 68107January 20, 2003Full Service Brick and Mortar
    52423393180th And Q Branch17810 Welch Plaza, Omaha, NE 68135November 11, 2003Full Service Brick and Mortar
    53424761Pine Lake Branch6600 South 27th Street, Lincoln, NE 68512January 05, 2004Full Service Brick and Mortar
    5444102514th And L Branch1340 L Street, Lincoln, NE 68508May 03, 2005Limited Service Facility
    5544102651st And Center Branch5150 Center Street, Omaha, NE 68106May 03, 2005Full Service Brick and Mortar
    57444509Prairie Lake Branch8633 Andermatt Drive, Lincoln, NE 68526August 01, 2005Full Service Retail
    5845196414310 Fnb Parkway Branch14310 Fnb Parkway, Omaha, NE 68154May 15, 2006Full Service Brick and Mortar
    60463494168th & Maple Road Branch16770 West Maple Road, Omaha, NE 68116May 07, 2007Full Service Brick and Mortar
    62470506Shadow Lake Towne Center Branch7960 Towne Center Parkway, Papillion, NE 68046December 03, 2007Full Service Brick and Mortar
    6547546212th And Howard Branch1123 Howard Street, Omaha, NE 68102March 17, 2008Full Service Brick and Mortar
    66493283South 167th Plaza Branch8311 S. 167th Plz., Omaha, NE 68136May 04, 2009Full Service Brick and Mortar
    6749328424th Street Branch4827 South 24th Street, Omaha, NE 68107May 02, 2008Full Service Brick and Mortar
    70493287Lancaster County Mobile Branch1620 Dodge Street, Omaha, NE 68197December 11, 2008Limited Service Mobile
    71493288Sarpy County & Douglas County Mobile1620 Dodge Street, Omaha, NE 68197December 22, 2008Limited Service Mobile
    72493289Collin County Texas Mobile Branch1620 Dodge Street, Omaha, NE 68197January 12, 2009Limited Service Mobile
    73493290Mills And Pottawattamie County Mobil1620 Dodge Street, Omaha, NE 68197March 19, 2009Limited Service Mobile
    7449329114010 Fnb Parkway Branch14010 Fnb Parkway, Omaha, NE 68154June 30, 2002Full Service Cyber
    75494063Polk And Dallas County Mobile Branch1620 Dodge Street, Omaha, NE 68197August 17, 2009Limited Service Mobile
    79508393Saddlecreek No Frills Branch820 North Saddle Creek Rd, Omaha, NE 68132April 26, 2010Full Service Retail
    80510137Elkhorn No Frills Branch1221 South 203rd Street, Omaha, NE 68130June 23, 2010Full Service Retail
  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    4510549Frisco Branch4500 Preston Road, Frisco, TX 75034January 23, 1946Full Service Brick and Mortar
    51419453Plano Branch1300 Preston Road, Plano, TX 75093September 03, 2002Full Service Brick and Mortar
    56442951West Frisco Branch9161 Teel Parkway, Frisco, TX 75034December 01, 2003Full Service Brick and Mortar
    59457804First National Bank Southwest Branch2913 Legacy Drive, Plano, TX 75023November 13, 2006Full Service Brick and Mortar

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