First State Bank of DeQueen in De Queen, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First State Bank of DeQueen in De Queen, Arkansas (AR)
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First State Bank of DeQueen - Overview

  • General
  • FDIC Certificate #: 21805
    Status: Active
    Federal Reserve ID: 519146
    Bank Holding Company (Regulatory Top Holder): First State Bancshares, Inc. (RSSDID: 2032724, Location: Dequeen, AR)
    Date Established: November 01, 1974
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 11699
    FDIC's unique #: 15105
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 01, 1974
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 402 West Collin Raye Drive, De Queen, AR 71832
    County: Sevier
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $179.7 mil
    Equity capital: $14.7 mil
    Deposits held in domestic offices: $154.8 mil
    Return on assets (ROA): 1.52% ($2.7 mil)
    Quarterly return on assets: 1.59% ($2.9 mil)
    Return on Equity (ROE): 19.44% ($2.9 mil)
    Quarterly return on equity: 19.13% ($2.9 mil)
    Net income: $2.7 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.52% ($2,731.3 mil)
    Quarterly Pretax return on assets: 1.59% ($2,857.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 44Total employees (full-time equivalent)
  • $179,690Total assets
  • $2,288Cash and due from depository institutions
  • $136Interest-bearing balances
  • $47,307Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $118,506Net loans & leases
  • $2,347Loan loss allowance
  • $0Trading account assets
  • $5,517Bank premises and fixed assets
  • $233Other real estate owned
  • $0Goodwill and other intangibles
  • $179,690Life insurance assets
  • $5,839All other assets
  • $164,989Total liabilities and capital
  • $154,834Total liabilities
  • $144,617Total deposits
  • $154,834Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 2900.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,735Trading liabilities
  • $0Other borrowed funds
  • $1,520Subordinated debt
  • $14,701All other liabilities
  • $14,701Total equity capital
  • $14,701Total bank equity capital
  • $0Perpetual preferred stock
  • $76Common stock
  • $8,333Surplus
  • $6,292Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $311Income earned, not collected on loans
  • $0Earning assets
  • $1,499Long-term assets (5+ years)
  • $165,949Average Assets, year-to-date
  • $16,981Average Assets, quarterly
  • $176,344Volatile liabilities
  • $179,574Insider loans
  • $117,371FHLB advances
  • $179,189Loans and leases held for sale
  • $2,365Unused loan commitments
  • $2,365Tier 1 (core) risk-based capital
  • $14,402Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,557Restructured Loans and leases
  • $2,029Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,841Total interest income
  • $2,493Total interest expense
  • $7,348Net interest income
  • $637Provision for loan and lease losses
  • $740Total noninterest income
  • $0Fiduciary activities
  • $477Service charges on deposit accounts
  • $0Trading account gains & fees
  • $263Additional noninterest income
  • $4,842Total noninterest expense
  • $2,850Salaries and employee benefits
  • $820Premises and equipment expense
  • $1,172Additional noninterest expense
  • $2,609Pre-tax net operating income
  • $63Securities gains (losses)
  • $0Applicable income taxes
  • $2,672Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,672Net income attributable to bank
  • $0Net charge-offs
  • $2,672Cash dividends
  • $215Sale, conversion, retirement of capital stock, net
  • $1,748Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.07%Yield on earning assets
  • 1.54%Cost of funding earning assets
  • 4.53%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.99%Noninterest expense to earning assets
  • 1.48%Net operating income to assets
  • 1.52%Return on assets (ROA)
  • 1.52%Pretax return on assets
  • 19.44%Return on equity (ROE)
  • 6.72%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 296.28%Credit loss provision to net charge-offs
  • 15.10%Efficiency ratio
  • 59,866Assets per employee
  • 4.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.42%Loss allowance to loans
  • 1.94%Loss allowance to noncurrent loans
  • 754.66%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 76.54%Net loans and leases to core deposits
  • 107.93%Equity capital to assets
  • 8.18%Core capital (leverage) ratio
  • 8.04%Tier 1 risk-based capital ratio
  • 12.27%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $176,344Average earning assets
  • $13,746Average equity
  • $162,132Average loans

List of branches

  • 6 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015105First State Bank Of Dequeen402 West Collin Raye Drive, De Queen, AR 71832November 01, 1974Full Service Brick and Mortar
    1253550North Side Branch310 N Third St, De Queen, AR 71832May 02, 1979Limited Service Facility
    3419381North Camellia Street Branch3402 North Camellia Street, Lockesburg, AR 71846June 30, 2003Full Service Brick and Mortar
    4465191First State Bank Of Dierks Branch507 Front St, Dierks, AR 71833May 31, 2007Full Service Brick and Mortar
    5465192First State Bank Of Pike County Bran322 E 13th St, Murfreesboro, AR 71958May 31, 2007Full Service Brick and Mortar
    6513846First State Bank Of Nashville Branch422 Issac Perkins Blvd, Nashville, AR 71852September 20, 2010Full Service Brick and Mortar

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