First State Bank of DeQueen in city_name, state_name - Detailed Financial Reports, Location

First State Bank of DeQueen in De Queen, Arkansas (AR)
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First State Bank of DeQueen routing number info

First State Bank of DeQueen - Overview

General
FDIC Certificate #: 21805
Status: Active
Federal Reserve ID: 519146
Bank Holding Company (Regulatory Top Holder): First State Bancshares, Inc. (RSSDID: 2032724, Location: Dequeen, AR)
Date Established: November 01, 1974
WWW: http://www.firststatebankdequeen.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 11699
FDIC's unique #: 15105
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: November 01, 1974
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 402 West Collin Raye Drive, De Queen, AR 71832
County: Sevier
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $179.7 mil
Equity capital: $14.7 mil
Deposits held in domestic offices: $154.8 mil
Return on assets (ROA): 1.52% ($2.7 mil)
Quarterly return on assets: 1.59% ($2.9 mil)
Return on Equity (ROE): 19.44% ($2.9 mil)
Quarterly return on equity: 19.13% ($2.9 mil)
Net income: $2.7 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.52% ($2,731.3 mil)
Quarterly Pretax return on assets: 1.59% ($2,857.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
44Total employees (full-time equivalent)
$179,690Total assets
$2,288Cash and due from depository institutions
$136Interest-bearing balances
$47,307Securities
$0Federal funds sold & reverse repurchase agreements
$118,506Net loans & leases
$2,347Loan loss allowance
$0Trading account assets
$5,517Bank premises and fixed assets
$233Other real estate owned
$0Goodwill and other intangibles
$179,690Life insurance assets
$5,839All other assets
$164,989Total liabilities and capital
$154,834Total liabilities
$144,617Total deposits
$154,834Interest-bearing deposits
$83Deposits held in domestic offices
2900.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,735Trading liabilities
$0Other borrowed funds
$1,520Subordinated debt
$14,701All other liabilities
$14,701Total equity capital
$14,701Total bank equity capital
$0Perpetual preferred stock
$76Common stock
$8,333Surplus
$6,292Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$311Income earned, not collected on loans
$0Earning assets
$1,499Long-term assets (5+ years)
$165,949Average Assets, year-to-date
$16,981Average Assets, quarterly
$176,344Volatile liabilities
$179,574Insider loans
$117,371FHLB advances
$179,189Loans and leases held for sale
$2,365Unused loan commitments
$2,365Tier 1 (core) risk-based capital
$14,402Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,557Restructured Loans and leases
$2,029Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,841Total interest income
$2,493Total interest expense
$7,348Net interest income
$637Provision for loan and lease losses
$740Total noninterest income
$0Fiduciary activities
$477Service charges on deposit accounts
$0Trading account gains & fees
$263Additional noninterest income
$4,842Total noninterest expense
$2,850Salaries and employee benefits
$820Premises and equipment expense
$1,172Additional noninterest expense
$2,609Pre-tax net operating income
$63Securities gains (losses)
$0Applicable income taxes
$2,672Income before extraordinary items
$0Extraordinary gains - net
$2,672Net income attributable to bank
$0Net charge-offs
$2,672Cash dividends
$215Sale, conversion, retirement of capital stock, net
$1,748Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.07%Yield on earning assets
1.54%Cost of funding earning assets
4.53%Net interest margin
0.46%Noninterest income to earning assets
2.99%Noninterest expense to earning assets
1.48%Net operating income to assets
1.52%Return on assets (ROA)
1.52%Pretax return on assets
19.44%Return on equity (ROE)
6.72%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
296.28%Credit loss provision to net charge-offs
15.10%Efficiency ratio
59,866Assets per employee
4.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.42%Loss allowance to loans
1.94%Loss allowance to noncurrent loans
754.66%Noncurrent assets plus other real estate owned to assets
0.30%Noncurrent loans to loans
0.26%Net loans and leases to deposits
76.54%Net loans and leases to core deposits
107.93%Equity capital to assets
8.18%Core capital (leverage) ratio
8.04%Tier 1 risk-based capital ratio
12.27%Total risk-based capital ratio
Memoranda
$14Average assets
$176,344Average earning assets
$13,746Average equity
$162,132Average loans

List of branches

6 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	15105	First State Bank Of Dequeen	402 West Collin Raye Drive, De Queen, AR 71832	November 01, 1974	Full Service Brick and Mortar
1	253550	North Side Branch	310 N Third St, De Queen, AR 71832	May 02, 1979	Limited Service Facility
3	419381	North Camellia Street Branch	3402 North Camellia Street, Lockesburg, AR 71846	June 30, 2003	Full Service Brick and Mortar
4	465191	First State Bank Of Dierks Branch	507 Front St, Dierks, AR 71833	May 31, 2007	Full Service Brick and Mortar
5	465192	First State Bank Of Pike County Bran	322 E 13th St, Murfreesboro, AR 71958	May 31, 2007	Full Service Brick and Mortar
6	513846	First State Bank Of Nashville Branch	422 Issac Perkins Blvd, Nashville, AR 71852	September 20, 2010	Full Service Brick and Mortar

First State Bank of DeQueen in De Queen, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of DeQueen - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of DeQueen in De Queen, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of DeQueen - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of DeQueen in De Queen, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches