First State Bank of Harvey in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Harvey in Harvey, North Dakota (ND)
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First State Bank of Harvey routing number info

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First State Bank of Harvey - Overview

General
FDIC Certificate #: 8383
Status: Active
Federal Reserve ID: 997557
Bank Holding Company (Regulatory Top Holder): First Harvey Bancorporation, Inc. (RSSDID: 1128666, Location: Harvey, ND)
Date Established: June 05, 1913
WWW: http://www.firstharvey.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 5340
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 700 Lincoln Avenue, Harvey, ND 58341
County: Wells
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Forks
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $70.1 mil
Equity capital: $7.8 mil
Deposits held in domestic offices: $62.0 mil
Return on assets (ROA): 1.08% ($0.8 mil)
Quarterly return on assets: 1.37% ($1.0 mil)
Return on Equity (ROE): 9.86% ($0.8 mil)
Quarterly return on equity: 11.93% ($1.0 mil)
Net income: $0.7 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.15% ($806.5 mil)
Quarterly Pretax return on assets: 1.44% ($1,009.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
19Total employees (full-time equivalent)
$70,127Total assets
$4,894Cash and due from depository institutions
$0Interest-bearing balances
$35,232Securities
$2,000Federal funds sold & reverse repurchase agreements
$24,308Net loans & leases
$284Loan loss allowance
$0Trading account assets
$1,249Bank premises and fixed assets
$522Other real estate owned
$710Goodwill and other intangibles
$70,127Life insurance assets
$1,212All other assets
$62,352Total liabilities and capital
$62,035Total liabilities
$50,368Total deposits
$62,035Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$317Subordinated debt
$7,775All other liabilities
$7,775Total equity capital
$7,775Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$3,367Surplus
$4,008Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$219Income earned, not collected on loans
$94Earning assets
$673Long-term assets (5+ years)
$61,540Average Assets, year-to-date
$28,011Average Assets, quarterly
$68,858Volatile liabilities
$69,407Insider loans
$36,033FHLB advances
$70,024Loans and leases held for sale
$382Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,448Tier 2 risk-based capital
$382Total risk weighted assets
$0Total unused commitments
$3,039Restructured Loans and leases
$90Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,447Total interest income
$483Total interest expense
$1,964Net interest income
$242Provision for loan and lease losses
$647Total noninterest income
$0Fiduciary activities
$118Service charges on deposit accounts
$0Trading account gains & fees
$529Additional noninterest income
$1,690Total noninterest expense
$1,036Salaries and employee benefits
$172Premises and equipment expense
$482Additional noninterest expense
$679Pre-tax net operating income
$111Securities gains (losses)
$49Applicable income taxes
$741Income before extraordinary items
$0Extraordinary gains - net
$741Net income attributable to bank
$0Net charge-offs
$741Cash dividends
$284Sale, conversion, retirement of capital stock, net
$678Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.16%Yield on earning assets
0.82%Cost of funding earning assets
3.34%Net interest margin
1.10%Noninterest income to earning assets
2.87%Noninterest expense to earning assets
0.92%Net operating income to assets
1.08%Return on assets (ROA)
1.15%Pretax return on assets
9.86%Return on equity (ROE)
0.84%Retained earnings to average equity (YTD only)
1.22%Net charge-offs to loans
85.21%Credit loss provision to net charge-offs
3.24%Efficiency ratio
63,118Assets per employee
3.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
91.50%Loss allowance to loans
1.15%Loss allowance to noncurrent loans
129.68%Noncurrent assets plus other real estate owned to assets
1.06%Noncurrent loans to loans
0.89%Net loans and leases to deposits
39.18%Net loans and leases to core deposits
39.92%Equity capital to assets
11.09%Core capital (leverage) ratio
9.21%Tier 1 risk-based capital ratio
17.89%Total risk-based capital ratio
Memoranda
$19Average assets
$68,858Average earning assets
$7,515Average equity
$58,819Average loans

List of branches

2 North Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	5340	First State Bank Of Harvey	700 Lincoln Avenue, Harvey, ND 58341	June 05, 1913	Full Service Brick and Mortar
1	218368	Anamoose Branch	604 Main Street, Anamoose, ND 58710	January 25, 1999	Full Service Brick and Mortar

First State Bank of Harvey in Harvey, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Harvey - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Harvey in Harvey, North Dakota (ND)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Harvey - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Harvey in Harvey, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches