The National Bank of Harvey in Harvey, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

The National Bank of Harvey - Overview

  • General
  • FDIC Certificate #: 19337
    Status: Active
    Federal Reserve ID: 751955
    Bank Holding Company (Regulatory Top Holder): First Bank Holding Company, Inc. (RSSDID: 1127070, Location: Harvey, ND)
    Date Established: January 02, 1965
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 12665
    FDIC's unique #: 13148
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 02, 1965
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 721 Lincoln Avenue, Harvey, ND 58341
    County: Wells
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Forks
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $46.7 mil
    Equity capital: $5.4 mil
    Deposits held in domestic offices: $40.7 mil
    Return on assets (ROA): 0.30% ($0.1 mil)
    Quarterly return on assets: -0.13% (-$0.1 mil)
    Return on Equity (ROE): 2.58% ($0.1 mil)
    Quarterly return on equity: -1.10% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.30% ($140.1 mil)
    Quarterly Pretax return on assets: -0.13% (-$60.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $46,704Total assets
  • $4,960Cash and due from depository institutions
  • $0Interest-bearing balances
  • $17,449Securities
  • $1,000Federal funds sold & reverse repurchase agreements
  • $21,045Net loans & leases
  • $531Loan loss allowance
  • $0Trading account assets
  • $327Bank premises and fixed assets
  • $550Other real estate owned
  • $0Goodwill and other intangibles
  • $46,704Life insurance assets
  • $1,373All other assets
  • $41,256Total liabilities and capital
  • $40,699Total liabilities
  • $33,781Total deposits
  • $40,699Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $300Trading liabilities
  • $0Other borrowed funds
  • $257Subordinated debt
  • $5,448All other liabilities
  • $5,448Total equity capital
  • $5,448Total bank equity capital
  • $0Perpetual preferred stock
  • $450Common stock
  • $1,882Surplus
  • $3,116Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,778Income earned, not collected on loans
  • $2,537Earning assets
  • $345Long-term assets (5+ years)
  • $39,494Average Assets, year-to-date
  • $6,526Average Assets, quarterly
  • $46,295Volatile liabilities
  • $46,149Insider loans
  • $25,782FHLB advances
  • $46,593Loans and leases held for sale
  • $772Unused loan commitments
  • $772Tier 1 (core) risk-based capital
  • $5,293Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,802Restructured Loans and leases
  • $650Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,813Total interest income
  • $410Total interest expense
  • $1,403Net interest income
  • $205Provision for loan and lease losses
  • $120Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • $77Additional noninterest income
  • $1,181Total noninterest expense
  • $667Salaries and employee benefits
  • $52Premises and equipment expense
  • $462Additional noninterest expense
  • $137Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $137Income before extraordinary items
  • $0Extraordinary gains - net
  • $137Net income attributable to bank
  • $0Net charge-offs
  • $137Cash dividends
  • $362Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 2.96%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.30%Return on assets (ROA)
  • 0.30%Pretax return on assets
  • 2.58%Return on equity (ROE)
  • 2.58%Retained earnings to average equity (YTD only)
  • 1.61%Net charge-offs to loans
  • 56.63%Credit loss provision to net charge-offs
  • 0.94%Efficiency ratio
  • 77,544Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.46%Loss allowance to noncurrent loans
  • 19.11%Noncurrent assets plus other real estate owned to assets
  • 7.13%Noncurrent loans to loans
  • 12.88%Net loans and leases to deposits
  • 51.71%Net loans and leases to core deposits
  • 53.44%Equity capital to assets
  • 11.66%Core capital (leverage) ratio
  • 11.36%Tier 1 risk-based capital ratio
  • 20.53%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $46,295Average earning assets
  • $5,300Average equity
  • $39,913Average loans

List of branches

  • 1 North Dakota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013148The National Bank Of Harvey721 Lincoln Avenue, Harvey, ND 58341January 02, 1965Full Service Brick and Mortar

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