The National Bank of Harvey in Harvey, North Dakota (ND)



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The National Bank of Harvey routing number info

Table of contents:
The National Bank of Harvey
GeneralFDIC Certificate #: 19337
Status: Active
Federal Reserve ID: 751955
Bank Holding Company (Regulatory Top Holder): First Bank Holding Company, Inc. (RSSDID: 1127070, Location: Harvey, ND)
Date Established: January 02, 1965
WWW: http://www.nbharvey.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 12665
FDIC's unique #: 13148
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 02, 1965
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 721 Lincoln Avenue, Harvey, ND 58341
County: Wells
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Forks
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $46.7 mil
Equity capital: $5.4 mil
Deposits held in domestic offices: $40.7 mil
Return on assets (ROA): 0.30% ($0.1 mil)
Quarterly return on assets: -0.13% (-$0.1 mil)
Return on Equity (ROE): 2.58% ($0.1 mil)
Quarterly return on equity: -1.10% (-$0.1 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.30% ($140.1 mil)
Quarterly Pretax return on assets: -0.13% (-$60.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)11
Total assets$46,704
Cash and due from depository institutions$4,960
Interest-bearing balances$0
Securities$17,449
Federal funds sold & reverse repurchase agreements$1,000
Net loans & leases$21,045
Loan loss allowance $531
Trading account assets$0
Bank premises and fixed assets$327
Other real estate owned$550
Goodwill and other intangibles$0
All other assets$1,373
Life insurance assets$46,704
Total liabilities and capital$41,256
Total liabilities$40,699
Total deposits$33,781
Interest-bearing deposits$40,699
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$300
Other borrowed funds $0
Subordinated debt $257
All other liabilities $5,448
Total equity capital$5,448
Total bank equity capital$5,448
Perpetual preferred stock$0
Common stock$450
Surplus$1,882
Undivided profits $3,116
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2,778
Earning assets $2,537
Long-term assets (5+ years) $345
Average Assets, year-to-date $39,494
Average Assets, quarterly $6,526
Volatile liabilities $46,295
Insider loans $46,149
FHLB advances $25,782
Loans and leases held for sale $46,593
Unused loan commitments $772
Tier 1 (core) risk-based capital $772
Tier 2 risk-based capital $5,293
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,802
Derivatives$650
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,813
Total interest expense $410
Net interest income $1,403
Provision for loan and lease losses $205
Total noninterest income $120
Fiduciary activities $0
Service charges on deposit accounts $43
Trading account gains & fees $0
Additional noninterest income $77
Total noninterest expense $1,181
Salaries and employee benefits $667
Premises and equipment expense $52
Additional noninterest expense $462
Pre-tax net operating income $137
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $137
Extraordinary gains - net $0
Net income attributable to bank $137
Net charge-offs $0
Cash dividends $137
Sale, conversion, retirement of capital stock, net $362
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.54%
Cost of funding earning assets 1.03%
Net interest margin 3.52%
Noninterest income to earning assets 0.30%
Noninterest expense to earning assets 2.96%
Net operating income to assets 0.30%
Return on assets (ROA) 0.30%
Pretax return on assets 0.30%
Return on equity (ROE) 2.58%
Retained earnings to average equity (YTD only) 2.58%
Net charge-offs to loans 1.61%
Credit loss provision to net charge-offs 56.63%
Efficiency ratio0.94%
Assets per employee$77,544
Cash dividends to net income (YTD only)4.25%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.46%
Noncurrent assets plus other real estate owned to assets 19.11%
Noncurrent loans to loans 7.13%
Net loans and leases to deposits12.88%
Net loans and leases to core deposits 51.71%
Equity capital to assets 53.44%
Core capital (leverage) ratio 11.66%
Tier 1 risk-based capital ratio 11.36%
Total risk-based capital ratio 20.53%
Memoranda
Average assets$22
Average earning assets$46,295
Average equity $5,300
Average loans $39,913
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1 North Dakota Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013148The National Bank Of Harvey721 Lincoln Avenue, Harvey, ND 58341January 02, 1965Full Service Brick and Mortar
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